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JEMO CONSTRUCT

BE 0811.609.094 · Herentals

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
58 / 100
Fair
Annual accounts
Missing
149 days after the deadline
Solvency
23.5%
better than 27% of the sector
Warnings
3
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

58/ 100
Fair
On the 2024 accounts
What pulls the score down
  • Profitability weakNet result: 0% of total assets; operating cash result covers interest charges 1.4 times.
  • Solvency averageEquity is 23.5% of total assets.
What holds the score up
  • Liquidity strongDebts due within a year: 33.8% of total assets.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

The accounts for the year to 30 September 2025 are missing: the deadline passed on 30 April 2026 (149 days ago).
2020 7 d late
2021 on the day
2022 1 d late
2023 4 d early
2024 on the day
before the deadline after the deadlineyour sector's median
See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 23.5%
Better than 27% of 2,438 sector peers · median 47.1% · fiscal year 2024
Equity €44,500
Better than 37% of 2,441 sector peers · median €75,000 · fiscal year 2024
Net result €26
Better than 25% of 2,440 sector peers · median €11,300 · fiscal year 2024
Liquidity: your current assets cover 0.95 times your debts due within a year (2024), against 1.07 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
  • Annual accounts not filedThe financial year that closed on 30-09-2025 was due at the National Bank by 30-04-2026. Nothing is on record, 149 days later.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. File your annual accounts for the year to 30 September 2025

    The statutory deadline passed on 30 April 2026; the accounts are now 149 days late. Until they are filed, whoever looks you up sees no recent figures and a missing filing.

    See it in your dossier

Follow your own company

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