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HARMONY

BE 0475.735.906 · Visé

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
77 / 100
Excellent
Annual accounts
On time
2025 accounts
Solvency
86.4%
better than 92% of the sector
Warnings
2
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

77/ 100
Excellent
On the 2025 accounts
What pulls the score down
  • Liquidity averageDebts due within a year: 4.9% of total assets; cash: 6.6%.
What holds the score up
  • Solvency strongEquity is 86.4% of total assets.
  • Profitability strongNet result: 1.7% of total assets; operating cash result covers interest charges 9.1 times.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2021 54 d late
2022 46 d late
2023 4 d early
2024 1 d early
2025 27 d early
before the deadline after the deadlineyour sector's median

Next deadline: the accounts for the year to 30 September 2026 are due before 30 April 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 86.4%
Better than 92% of 18,458 sector peers · median 34.1% · fiscal year 2025
Equity €422,700
Better than 95% of 18,490 sector peers · median €42,500 · fiscal year 2025
Net result €8,200
Better than 56% of 18,433 sector peers · median €5,000 · fiscal year 2025
Liquidity: your current assets cover 18.80 times your debts due within a year (2025), against 13.61 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. Stay on time: file your accounts for the year to 30 September 2026 before 30 April 2027

    For 2025, your accounts were filed 27 days before the deadline.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.