Halnet
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
- Profitability weakNet result: -6.3% of total assets; operating cash result covers interest charges 1.3 times.
- Solvency weakEquity is 13.3% of total assets.
- Liquidity averageDebts due within a year: 12.6% of total assets; cash: 1.7%.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Your buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Limited track recordThis company has not been active as long as an established one and statistically fails somewhat more often.
- Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
- Persistent lossesTwo consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
- Weak solvency vs sectorSolvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 253 sector peers (2024).
- Administrative warnings in the KBO publications1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
What you can do
Concrete steps, each based on a fact from your own dossier.
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Strengthen your solvency
Your equity is 13.3% of total assets (2024); half your sector reaches at least 52.2%. You do better than 21% of 253 sector peers. Keeping profit in the company or paying down debt raises it.
See it in your dossier -
Work on your profitability
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
See it in your dossier
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.