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GRAM

BE 0548.790.366 · Gent

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
66 / 100
Healthy
Annual accounts
On time
2025 accounts
Solvency
68.6%
better than 78% of the sector
Warnings
1
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

66/ 100
Healthy
On the 2025 accounts
What pulls the score down
  • Profitability weakNet result: -14.2% of total assets; operating cash result covers interest charges -21.2 times.
What holds the score up
  • Solvency strongEquity is 68.6% of total assets.
  • Liquidity strongDebts due within a year: 31.1% of total assets; cash: 51.6%.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2021 30 d early
2022 32 d early
2023 22 d early
2024 26 d early
2025 30 d early
before the deadline after the deadlineyour sector's median

Next deadline: the accounts for the year to 30 September 2026 are due before 30 April 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 68.6%
Better than 78% of 14,173 sector peers · median 29.5% · fiscal year 2025
Equity €163,700
Better than 64% of 14,189 sector peers · median €76,500 · fiscal year 2025
Net result -€33,800
Better than 11% of 14,174 sector peers · median €5,700 · fiscal year 2025
Liquidity: your current assets cover 2.82 times your debts due within a year (2025), against 3.00 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Persistent lossesTwo consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. Stay on time: file your accounts for the year to 30 September 2026 before 30 April 2027

    For 2025, your accounts were filed 30 days before the deadline.

    See it in your dossier
  2. Work on your profitability

    Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.