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BE 0402.599.092 · Spiere-Helkijn

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
No score
See why below
Annual accounts
31 days late
2025 accounts
Solvency
19.3%
better than 37% of the sector
Warnings
2
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

No score

Your latest accounts carry too few figures to compute a score. Small companies may file abbreviated accounts without turnover; ratios are then missing.

Without a score, banks and suppliers mainly see your register data, your filings and the Gazette publications. They are below.

See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2021 30 d late
2022 32 d late
2023 152 d late
2024 396 d late
2025 31 d late
before the deadline after the deadlineyour sector's median

Next deadline: the accounts for 2026 are due before 31 July 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 19.3%
Better than 37% of 18,458 sector peers · median 34.1% · fiscal year 2025
Equity €53,000
Better than 55% of 18,490 sector peers · median €42,500 · fiscal year 2025
Liquidity: your current assets cover 0.93 times your debts due within a year (2025), against 0.93 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Multiple establishment unitsSeveral establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. File your accounts for 2026 before 31 July 2027

    For 2025, your accounts arrived 31 days after the deadline. A punctual filing shows as such under Signals.

    See it in your dossier
  2. Keep your short-term debts in hand

    Your current assets cover 0.93 times your debts due within a year (2025), against 0.93 a year earlier. Below 1, not every short-term debt can be paid from current assets. Shorter payment terms for customers or moving short-term credit to the long term help.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.