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FORMANAC

BE 0795.403.166 · Thuin

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
90 / 100
Excellent
Annual accounts
On time
2025 accounts
Solvency
72.8%
better than 71% of the sector
Warnings
2
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

90/ 100
Excellent
On the 2025 accounts
What holds the score up
  • Profitability strongNet result: 42.3% of total assets; operating cash result covers interest charges 5863.1 times; operating margin: 41.5% of turnover.
  • Solvency strongEquity is 72.8% of total assets.
  • Liquidity strongDebts due within a year: 27.2% of total assets; cash: 84.1%.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2023 35 d early
2024 49 d early
2025 53 d early
before the deadline after the deadline

Next deadline: the accounts for 2026 are due before 31 July 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 72.8%
Better than 71% of 7,780 sector peers · median 50.7% · fiscal year 2025
Equity €306,600
Better than 86% of 7,787 sector peers · median €57,800 · fiscal year 2025
Net result €178,000
Better than 95% of 7,768 sector peers · median €16,200 · fiscal year 2025
Liquidity: your current assets cover 3.66 times your debts due within a year (2025), against 2.84 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Limited track recordThis company has not been active as long as an established one and statistically fails somewhat more often.
  • Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. Stay on time: file your accounts for 2026 before 31 July 2027

    For 2025, your accounts were filed 53 days before the deadline.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.