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F&V

BE 0760.412.001 · Merelbeke-Melle

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
67 / 100
Healthy
Annual accounts
On time
2025 accounts
Solvency
7.7%
better than 15% of the sector
Warnings
2
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

67/ 100
Healthy
On the 2025 accounts
What pulls the score down
  • Solvency weakEquity is 7.7% of total assets.
  • Liquidity averageDebts due within a year: 90.6% of total assets; cash: 32.1%.
What holds the score up
  • Profitability strongNet result: 56.8% of total assets.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2022 29 d late
2023 28 d early
2024 35 d early
2025 101 d early
before the deadline after the deadline

Next deadline: the accounts for 2026 are due before 31 July 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 7.7%
Better than 15% of 31,791 sector peers · median 55.9% · fiscal year 2025
Equity €3,500
Better than 11% of 31,820 sector peers · median €82,300 · fiscal year 2025
Net result €25,400
Better than 49% of 31,802 sector peers · median €26,400 · fiscal year 2025
Liquidity: your current assets cover 1.10 times your debts due within a year (2025), against 3.31 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Limited track recordThis company has not been active as long as an established one and statistically fails somewhat more often.
  • Weak solvency vs sectorSolvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31791 sector peers (2025).

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. Stay on time: file your accounts for 2026 before 31 July 2027

    For 2025, your accounts were filed 101 days before the deadline.

    See it in your dossier
  2. Strengthen your solvency

    Your equity is 7.7% of total assets (2025); half your sector reaches at least 55.9%. You do better than 15% of 31,791 sector peers. Keeping profit in the company or paying down debt raises it.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.