BELGOTEC MASTER
This is how banks, suppliers and customers see your company on Checked, and what you can do about it.
Your Checked score, and what pulls it down
The first number a bank or supplier sees beside your name.
Your latest processed accounts are too old to base a score on. A recent filing brings your score back.
- Bankruptcy probability weakA high bankruptcy probability caps the score.
Your annual accounts: on time?
How many days before or after the statutory deadline you filed, beside your sector's median.
Your buffers against the sector
Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.
What others see as a warning
The signals in your dossier that raise the risk, as a credit manager reads them.
- Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
- Limited track recordThis company has not been active as long as an established one and statistically fails somewhat more often.
- Recent warning signalsThe last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
- Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
- Ex-officio strike-offThe KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
- Administrative warnings in the KBO publications2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
What you can do
Concrete steps, each based on a fact from your own dossier.
Your dossier shows no urgent improvement point. Keep filing your accounts on time, so whoever looks you up sees recent figures.
Follow your own company
Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.