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BE 0676.398.123 · Herve

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
51 / 100
Fair
Annual accounts
61 days late
2024 accounts
Solvency
2.8%
better than 12% of the sector
Warnings
4
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

51/ 100
Fair
On the 2024 accounts
What pulls the score down
  • Liquidity weakDebts due within a year: 59.8% of total assets; cash: 2.5%.
  • Solvency weakEquity is 2.8% of total assets.
What holds the score up
  • Profitability strongNet result: 7.3% of total assets; operating cash result covers interest charges 49.8 times.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

Filing cannot be confirmed The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 57 days ago, and we see no filing. That says NOTHING about this company: our own copy of the deposit register has a gap across June to August 2026, missing roughly 220,000 filings. July is the busiest month of the year and we hold 15,605 of the roughly 137,000 expected. A company that filed in that window is not recorded with us. Check this filing with the National Bank directly.
2020 90 d late
2021 39 d late
2022 122 d late
2023 69 d late
2024 61 d late
before the deadline after the deadlineyour sector's median
See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 2.8%
Better than 12% of 1,290 sector peers · median 31.8% · fiscal year 2024
Equity €18,600
Better than 15% of 1,290 sector peers · median €309,600 · fiscal year 2024
Net result €48,100
Better than 60% of 1,291 sector peers · median €24,000 · fiscal year 2024
Liquidity: your current assets cover 1.40 times your debts due within a year (2024), against 0.91 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
  • Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
  • Weak solvency vs sectorSolvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 1290 sector peers (2024).

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. Strengthen your solvency

    Your equity is 2.8% of total assets (2024); half your sector reaches at least 31.8%. You do better than 12% of 1,290 sector peers. Keeping profit in the company or paying down debt raises it.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.