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ARFA

BE 0478.665.702 · Etterbeek

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
81 / 100
Excellent
Annual accounts
42 days late
2024 accounts
Solvency
92%
better than 95% of the sector
Warnings
2
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

81/ 100
Excellent
On the 2024 accounts
What holds the score up
  • Solvency strongEquity is 92% of total assets.
  • Profitability strongNet result: 14.9% of total assets; operating cash result covers interest charges 77.4 times.
  • Liquidity strongDebts due within a year: 8% of total assets; cash: 23.3%.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

Filing cannot be confirmed The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 57 days ago, and we see no filing. That says NOTHING about this company: our own copy of the deposit register has a gap across June to August 2026, missing roughly 220,000 filings. July is the busiest month of the year and we hold 15,605 of the roughly 137,000 expected. A company that filed in that window is not recorded with us. Check this filing with the National Bank directly.
2020 25 d early
2021 24 d early
2022 28 d late
2023 47 d late
2024 42 d late
before the deadline after the deadlineyour sector's median
See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 92%
Better than 95% of 26,041 sector peers · median 32.3% · fiscal year 2024
Equity €71,400
Better than 63% of 26,100 sector peers · median €38,700 · fiscal year 2024
Net result €11,500
Better than 64% of 26,007 sector peers · median €4,400 · fiscal year 2024
Liquidity: your current assets cover 11.74 times your debts due within a year (2024), against 36.19 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.

What you can do

Concrete steps, each based on a fact from your own dossier.

Your dossier shows no urgent improvement point. Keep filing your accounts on time, so whoever looks you up sees recent figures.

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.