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This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
No score
See why below
Annual accounts
Missing
969 days after the deadline
Solvency
54%
better than 66% of the sector
Warnings
4
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

No score

Your latest processed accounts are too old to base a score on. A recent filing brings your score back.

What pulls the score down
  • Filing weakA confirmed filing finding caps the score.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

The accounts for the year to 30 June 2023 are missing: the deadline passed on 31 January 2024 (969 days ago).
2018 26 d late
2019 90 d late
2020 26 d late
2021 25 d late
2022 24 d late
before the deadline after the deadlineyour sector's median
See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 54%
Better than 66% of 4,852 sector peers · median 39.2% · fiscal year 2022
Equity €254,800
Better than 91% of 4,856 sector peers · median €47,800 · fiscal year 2022
Net result €105,200
Better than 95% of 4,843 sector peers · median €9,100 · fiscal year 2022
Liquidity: your current assets cover 2.13 times your debts due within a year (2022), against 1.70 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Annual accounts: weaker financial profileThe latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
  • Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.
  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Two or more financial years not filedSince the financial year that closed on 30-06-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. File your annual accounts for the year to 30 June 2023

    The statutory deadline passed on 31 January 2024; the accounts are now 969 days late. Until they are filed, whoever looks you up sees no recent figures and a missing filing.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.