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ACF

BE 0677.901.029 · Pajottegem

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
76 / 100
Excellent
Annual accounts
27 days late
2025 accounts
Solvency
44.8%
better than 43% of the sector
Warnings
None
in the sources we read

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

76/ 100
Excellent
On the 2025 accounts
What pulls the score down
  • Liquidity averageDebts due within a year: 7.3% of total assets; cash: 3%.
  • Solvency averageEquity is 44.8% of total assets.
What holds the score up
  • Profitability strongNet result: 6.6% of total assets; operating cash result covers interest charges 32.3 times.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2021 53 d early
2022 31 d late
2023 30 d late
2024 28 d late
2025 27 d late
before the deadline after the deadlineyour sector's median

Next deadline: the accounts for 2026 are due before 31 July 2027.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 44.8%
Better than 43% of 8,711 sector peers · median 52.8% · fiscal year 2025
Equity €1.2m
Better than 75% of 8,720 sector peers · median €349,200 · fiscal year 2025
Net result €178,400
Better than 79% of 8,712 sector peers · median €37,600 · fiscal year 2025
Liquidity: your current assets cover 0.72 times your debts due within a year (2025), against 0.78 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

We found no signal that raises the risk: no running procedure, no special legal situation and no warning in your dossier. That covers the register, the Gazette and your accounts, not your payment behaviour.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. File your accounts for 2026 before 31 July 2027

    For 2025, your accounts arrived 27 days after the deadline. A punctual filing shows as such under Signals.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.