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4Z CONSTRUCT

BE 0647.990.187 · Elsene

This is how banks, suppliers and customers see your company on Checked, and what you can do about it.

Checked score
56 / 100
Fair
Annual accounts
11 days late
2025 accounts
Solvency
24.6%
better than 26% of the sector
Warnings
2
visible to whoever looks you up

Your Checked score, and what pulls it down

The first number a bank or supplier sees beside your name.

56/ 100
Fair
On the 2025 accounts
What pulls the score down
  • Liquidity weakDebts due within a year: 75.4% of total assets.
  • Solvency averageEquity is 24.6% of total assets.
What holds the score up
  • Profitability strongNet result: 29.5% of total assets.
See the score in your dossier

Your annual accounts: on time?

How many days before or after the statutory deadline you filed, beside your sector's median.

2021 3 d early
2022 3 d late
2023 39 d early
2024 35 d early
2025 11 d late
before the deadline after the deadlineyour sector's median

Next deadline: the accounts for the year to 31 March 2026 are due before 31 October 2026.

See your filings in the dossier

Your buffers against the sector

Where your figures sit among your peers' accounts. The band shows the middle half, the tick the median.

Solvency 24.6%
Better than 26% of 28,051 sector peers · median 47.1% · fiscal year 2025
Equity €20,000
Better than 25% of 28,061 sector peers · median €58,800 · fiscal year 2025
Net result €24,000
Better than 70% of 28,041 sector peers · median €9,900 · fiscal year 2025
Liquidity: your current assets cover 1.33 times your debts due within a year (2025), against 0.94 a year earlier.
See your accounts in the dossier

What others see as a warning

The signals in your dossier that raise the risk, as a credit manager reads them.

  • Higher-failure-rate sectorIn this sector companies fail more often than the Belgian average.
  • Higher-failure-rate regionIn this region companies fail more often than in the rest of the country.

What you can do

Concrete steps, each based on a fact from your own dossier.

  1. File your accounts for the year to 31 March 2026 before 31 October 2026

    For 2025, your accounts arrived 11 days after the deadline. A punctual filing shows as such under Signals.

    See it in your dossier

Follow your own company

Get an alert every morning when something about your company has appeared: a Gazette publication, new accounts, a register change or a changed score. You read it the way your customers and suppliers do.