Personal service activities
No bankruptcy in the past five years.
This view shows Belgium · 96302 · Personal service activities. Sector figures are national, so the place does not apply here.
Filed accounts
NACE 96302 · financial year 2025 · 35 filed annual accounts| Per financial year | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|
| Median solvency | 46.5% | 55.0% | 56.9% | 62.5% | 56.7% | 63.0% |
| Median net result | €32,584 | €42,933 | €34,752 | €112,380 | €74,956 | €76,185 |
Hold your customer's or competitor's figures against them in the Sector benchmark
Spread across the country
by region and province · 47 of 63 enterprises with a registered office on file · a sole trader has no published seat- Flanders
- Wallonia
- Brussels
- Abroad
The balance sheets of division 96 on the map, by municipality and down to the address
Largest employers
NACE 96302 as first main activity · staff from the latest accounts- 1 INTERGEMEENTELIJKE SAMENWERKING WESTLEDELochristi 64.2 FTEfinancial year 2025
- 2 PontesAntwerp 43.3 FTEfinancial year 2025
- 3 Société Coopérative Intercommunale de CrémationUccle 31.8 FTEfinancial year 2025
- 4 INTERGEMEENTELIJKE VERENIGING VOOR CREMATORIUMBEHEER IN HET ARRONDISSEMENT HALLE-VILVOORDEZemst 18.8 FTEfinancial year 2025
- 5 OPDRACHTHOUDENDE VERENIGING VOOR CREMATORIUMBEHEER IN HET ARRONDISSEMENT LEUVENHolsbeek 12.0 FTEfinancial year 2025
Joint committees
from the latest accounts of 8 companies- 320 Funeral directors 5
- 200 Auxiliary committee for white-collar workers 2
- 100 Auxiliary committee for blue-collar workers 1
- 119 Food trade 1
- 124 Construction 1
Source: the annual accounts at the National Bank. One filing can name more than one committee.
Division 96: Personal services
Related activities
1 other activity| Activity | Registrations | Starters, 12 months | Bankruptcies, 12 months | FTE |
|---|---|---|---|---|
| Funeral services96301 | 897 | 46 | 5 | 1,698 |
Bankruptcies per year in division 96
| Per year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bankruptcies | 271 | 263 | 267 | 301 | 320 | 184 | 194 | 292 | 327 | 333 | 362 | 274 |
| Jobs lost | 585 | 631 | 475 | 646 | 517 | 377 | 469 | 564 | 614 | 635 | 599 | 491 |
2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.
Staff cost per FTE in NACE division 96
857 employers| Size | Median | Middle half | Employers |
|---|---|---|---|
| fewer than 10 FTE | €44,200 | €35,300 to €56,500 | 452 |
| 10 to 49 FTE | €37,700 | €33,900 to €47,100 | 261 |
| 50 to 249 FTE | €36,500 | €33,200 to €40,200 | 127 |
Employers with the highest staff cost per FTE in this division All sectors by staff cost In the Analysis workbench
Running bankruptcies in the sector
NACE division 96Measured nationally: Of 108,642 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 28% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).
This counts companies with this main activity in the register on 8 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.
10 of the 12,495 companies in NACE division 96 have a parent company abroad. Main parent countries: Luxembourg (3), Germany (2) and France (2). Together they employ 707 of the division's 32,971 FTE: 2.1%, against 14% for Belgium as a whole.
Subsidies in this sector
per register · legal entities with an enterprise number- Flemish subsidies €1.43bn awarded
- Wallonia-Brussels Federation €430,531 paid
- Federal transfers 17.7m amount as published
- EU budget €81.1m attributed share
- EU research €24.1m EU contribution
Insights on Personal service activities
Balance sheet and result. The median net result of €76,185 is above Belgium's €16,500. 5.7% of the annual accounts show negative equity, against 12.4% in Belgium. Liquidity of 2.52 is above Belgium's 1.66.
Bankruptcies. The median bankruptcy probability of 0.2% is below Belgium's 0.2%.
Inflow and structure. Wallonia holds 43.2% of the seats, against 22.7% in Belgium. Half of the companies are younger than 13.8 years, against 8.1 years in Belgium. 25.4% of the companies are sole traders, against 41.6% in Belgium.
Staff and filing. 27.0% of the financial year 2024 accounts were filed late, against 38.4% in Belgium. The 5 largest employers hold 170 of the 213 FTE: 80.0%.
Direction. Median solvency rose from 46.5% in financial year 2020 to 63.0% in financial year 2025. The median net result rose from €32,584 in financial year 2020 to €76,185 in financial year 2025.
The comparison with Belgium as a whole and with the other divisions is as of 08-11-2026 05:30.
Method and sources
Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 96302 exists.
The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.
The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,474 companies with a main activity, because only those belong to a division. The other 699,509 registrations publish no activity.
Each median is the value of the middle company, computed over the annual accounts of financial year 2025, and is shown only from 30 accounts. A share (loss-making, negative equity) counts that year's accounts with that trait. Accounts are late when they are filed after the statutory deadline. The direction per financial year follows the companies still registered today. Missing or 90 days late counts the companies with accounts missing today, or whose latest were filed more than 90 days after the deadline. The dossier follows the same rule.