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Personal service activities

Current registrations 5,306division 96: 70,821
Bankruptcies, 5 years, still registered 180.34% of the registrations · Belgium 1.68%

Bankruptcies

Recent bankruptcies

Date Company
14-10-2026 Afon
BE 0801.734.494
10-04-2026 NILY LIMOUSINE SERVICE
BE 0694.645.902
18-12-2025 DI RENZO
BE 0678.493.818
18-11-2025 Beaufayt, Frédéric
BE 0793.246.697 · sole trader · Spa
10-11-2025 MELPRO
BE 0820.520.723
20-10-2025 Be Close Protection Partners
BE 0544.776.051
08-10-2025 Derycke, Geraldine
BE 1013.183.212 · sole trader · Waregem
24-07-2025 Vermeulen, Nico
BE 1007.531.971 · sole trader · Stabroek

Every bankruptcy in division 96, last 90 days

Spread across the country

by region and province · 1,011 of 5,306 enterprises with a registered office on file · a sole trader has no published seat
  • Flanders 647 · 64.0%
  • Wallonia 187 · 18.5%
  • Brussels 167 · 16.5%
  • Abroad 10 · 1.0%
fewer moremax 213

Division 96: Personal services

Filed accounts of the division

NACE division 96 · financial year 2025 · 8,206 filed annual accounts
Median solvency
28.2%
Belgium 46.1%
Median net result
€3,548
Belgium €16,492
Median equity
€22,463
Belgium €98,323
Loss-making
34.6%
Belgium 26.7%
Negative equity
27.2%
Belgium 12.4%
Median return on equity
14.6%
Belgium 15.9%
Median liquidity
1.10
Belgium 1.66
Filed late
48.1%
financial year 2024, 7,462 filings · Belgium 38.4%
Missing or 90 days late
7.8%
of 9,233 companies with annual accounts · Belgium 5.4%
Per financial year20182019202020212022202320242025
Median solvency --25.8%27.4%26.1%25.6%27.3%28.5%
Median net result --€2,580€4,152€2,244€2,855€3,874€3,244
Filed late 48.2%55.0%53.8%52.1%50.0%48.8%48.1%-

Hold your customer's or competitor's figures against them in the Sector benchmark

Bankruptcies per year in division 96

Per year201520162017201820192020202120222023202420252026
Bankruptcies271263267301320184194292327333362274
Jobs lost585631475646517377469564614635599491

2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.

Staff cost per FTE in NACE division 96

857 employers
Median
€39,600
Belgium €61,400
Middle half
€34,200 to €51,400
half of the employers lie between
Place among sectors
76 of 78
sectors with a median staff cost per FTE, highest first
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €44,200 €35,300 to €56,500 452
10 to 49 FTE €37,700 €33,900 to €47,100 261
50 to 249 FTE €36,500 €33,200 to €40,200 127

Running bankruptcies in the sector

NACE division 96
Number
384
Half have run longer than
16 months
Belgium: 20 months
Longer than three years
24%
Belgium: 31%

Measured nationally: Of 108,651 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 28% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).

This counts companies with this main activity in the register on 10 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.

Outcome by court and division

10 of the 12,492 companies in NACE division 96 have a parent company abroad. Main parent countries: Luxembourg (3), Germany (2) and France (2). Together they employ 707 of the division's 32,971 FTE: 2.1%, against 14% for Belgium as a whole.

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €1.43bn awarded 2,087 recipients · 2022 to 2025 · largest: Dienstencheques
  • Wallonia-Brussels Federation €430,531 paid 9 recipients · 2022 to 2025 · largest: Dépenses relatives à la mise en œuvre du protocole de collaboration avec l'AVIQ en matière de gestion des hôpitaux universitaires
  • Federal transfers 17.7m amount as published 5 recipients · 2023 to 2025 · largest: Humanitaire programma's (cf. art. 2.14.6 en 2.14.11 van de wetsbepalingen)
  • EU budget €81.1m attributed share 14 recipients · 2021 to 2025 · largest: Programme for Environment and Climate Action
  • EU research €24.1m EU contribution 9 recipients · 2011 to 2026 · largest: Horizon Europe

Explore every recipient in this sector

Insights on Personal service activities

Inflow and structure. Brussels holds 16.7% of the seats, against 12.5% in Belgium. This activity holds 7.5% of the registrations of Personal services.

The comparison with Belgium as a whole and with the other divisions is as of 10-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2008 classification, the version in which code 96099 exists.

The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,421 companies with a main activity, because only those belong to a division. The other 699,557 registrations publish no activity.