Personal service activities
Bankruptcies
Recent bankruptcies
| Date | Company |
|---|---|
| 04-11-2026 | NADERM-INVEST
BE 0801.993.525 |
| 03-11-2026 | D.D.G. COIFFURE
BE 0567.832.357 |
| 03-11-2026 | Ergachova, Komila
BE 0736.407.568 · sole trader · Ghent |
| 03-11-2026 | THA
BE 0761.828.496 |
| 30-10-2026 | Rabah, Hatem
BE 0754.804.312 · sole trader · Fléron |
| 30-10-2026 | HAIR CONTRAST
BE 0846.190.485 |
| 27-10-2026 | Vervalle, Kimberly
BE 0552.586.036 · sole trader · Ghent |
| 27-10-2026 | IDEALI TIZ
BE 0662.670.247 |
Spread across the country
by region and province · 6,170 of 37,539 enterprises with a registered office on file · a sole trader has no published seat- Flanders
- Wallonia
- Brussels
- Abroad
The balance sheets of division 96 on the map, by municipality and down to the address
Division 96: Personal services
Filed accounts of the division
NACE division 96 · financial year 2025 · 8,170 filed annual accounts| Per financial year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Median solvency | - | - | 25.7% | 27.3% | 26.0% | 25.6% | 27.3% | 28.5% |
| Median net result | - | - | €2,577 | €4,146 | €2,250 | €2,857 | €3,873 | €3,273 |
| Filed late | 48.2% | 55.0% | 53.7% | 52.1% | 50.0% | 48.8% | 48.1% | - |
Hold your customer's or competitor's figures against them in the Sector benchmark
Bankruptcies per year in division 96
| Per year | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Bankruptcies | 271 | 263 | 267 | 301 | 320 | 184 | 194 | 292 | 327 | 333 | 362 | 274 |
| Jobs lost | 585 | 631 | 475 | 646 | 517 | 377 | 469 | 564 | 614 | 635 | 599 | 491 |
2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.
Staff cost per FTE in NACE division 96
857 employers| Size | Median | Middle half | Employers |
|---|---|---|---|
| fewer than 10 FTE | €44,100 | €35,100 to €56,300 | 451 |
| 10 to 49 FTE | €37,700 | €33,900 to €47,100 | 261 |
| 50 to 249 FTE | €36,500 | €33,100 to €40,100 | 128 |
Employers with the highest staff cost per FTE in this division All sectors by staff cost In the Analysis workbench
Running bankruptcies in the sector
NACE division 96Measured nationally: Of 108,606 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 29% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).
This counts companies with this main activity in the register on 5 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.
10 of the 12,502 companies in NACE division 96 have a parent company abroad. Main parent countries: Luxembourg (3), Germany (2) and France (2). Together they employ 707 of the division's 33,081 FTE: 2.1%, against 14% for Belgium as a whole.
Subsidies in this sector
per register · legal entities with an enterprise number- Flemish subsidies €1.43bn awarded
- Federal transfers 17.7m amount as published
- Wallonia-Brussels Federation €430,531 paid
- EU budget €81.1m attributed share
- EU research €24.1m EU contribution
Insights on Personal service activities
Inflow and structure. Brussels holds 16.1% of the seats, against 12.5% in Belgium. This activity holds 53.0% of the registrations of Personal services.
The comparison with Belgium as a whole and with the other divisions is as of 05-11-2026 05:30.
Method and sources
Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2008 classification, the version in which code 9602 exists.
The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.
The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,275,887 companies with a main activity, because only those belong to a division. The other 699,448 registrations publish no activity.