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Financial service activities, except insurance and pension funding

NACE 64991 · division 64 Financial services
Current registrations 30division 64: 26,070
Median age 23.7 yearsBelgium 8.1 years
E-invoicing via Peppol 73.3%22 of 30 companies in the Peppol Directory · Belgium 85.0%

No starter in the past twelve months. No bankruptcy in the past five years.

13 companies file their annual accounts outside the standard format, for example in a sector format. Their figures and staff are missing from the employment, the medians and the largest employers.

Show the 13 companies

Spread across the country

by region and province · 30 of 30 enterprises with a registered office on file · a sole trader has no published seat
  • Flanders 13 · 43.3%
  • Brussels 10 · 33.3%
  • Wallonia 4 · 13.3%
  • Abroad 3 · 10.0%
fewer moremax 10

The balance sheets of division 64 on the map, by municipality and down to the address

Companies

30 with this main activity

Division 64: Financial services

Related activities

7 other activities
Activity Registrations Starters, 12 months Bankruptcies, 12 months FTE
Other financial services64999 793 49 2 7,962
Financial service activities, except insurance and pension funding64910 181 1 0 1,317
Financial service activities, except insurance and pension funding64922 91 3 0 730
Financial service activities, except insurance and pension funding64921 59 1 0 1,151
Financial service activities, except insurance and pension funding64929 53 2 0 107
Financial service activities, except insurance and pension funding64923 28 1 0 268
Show all 7 activities
Activity Registrations Starters, 12 months Bankruptcies, 12 months FTE
Financial service activities, except insurance and pension funding64924 2 1 0 -

Filed accounts of the division

NACE division 64 · financial year 2025 · 20,583 filed annual accounts
Median solvency
52.6%
Belgium 46.1%
Median net result
€42,519
Belgium €16,516
Median equity
€328,930
Belgium €98,395
Loss-making
20.3%
Belgium 26.7%
Negative equity
6.0%
Belgium 12.4%
Median return on equity
13.7%
Belgium 15.9%
Median liquidity
1.33
Belgium 1.66
Filed late
28.2%
financial year 2024, 18,884 filings · Belgium 38.4%
Missing or 90 days late
3.0%
of 21,578 companies with annual accounts · Belgium 5.4%
Per financial year20182019202020212022202320242025
Median solvency --50.7%51.6%51.7%52.9%54.3%52.3%
Median net result --€30,597€36,604€37,777€40,089€39,259€40,994
Filed late 30.1%35.7%33.0%32.0%29.7%29.0%28.2%-

Hold your customer's or competitor's figures against them in the Sector benchmark

Bankruptcies per year in division 64

Per year201520162017201820192020202120222023202420252026
Bankruptcies3524161510111018981516
Jobs lost8819818161216125913101520

2026 through September. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.

Staff cost per FTE in NACE division 64

1,864 employers
Median
€81,200
Belgium €61,400
Middle half
€62,300 to €104,600
half of the employers lie between
Place among sectors
11 of 78
sectors with a median staff cost per FTE, highest first
By size class
SizeMedianMiddle halfEmployers
fewer than 10 FTE €77,800 €59,300 to €99,700 1,487
10 to 49 FTE €93,300 €75,500 to €119,600 293
50 to 249 FTE €98,300 €79,800 to €133,700 73

Employers with the highest staff cost per FTE in this division All sectors by staff cost In the Analysis workbench

Running bankruptcies in the sector

NACE division 64
Number
224
Half have run longer than
21 months
Belgium: 20 months
Longer than three years
32%
Belgium: 31%

Measured nationally: Of 108,642 bankruptcies of legal entities across Belgium, 49% were closed within five years for insufficient assets and 28% after liquidation, 3% were withdrawn. After five years, 20% were still open. Half had ended after 26 months (a quarter after 15, three quarters after 51 months).

This counts companies with this main activity in the register on 7 November 2026. The outcome itself is not measured by sector. The activity of a company that leaves the register after its bankruptcy is too often not kept to compare closed cases fairly.

Outcome by court and division

209 of the 24,567 companies in NACE division 64 have a parent company abroad. Main parent countries: France (63), Netherlands (44) and Luxembourg (30). Together they employ 4,238 of the division's 30,644 FTE: 14%, against 14% for Belgium as a whole.

Subsidies in this sector

per register · legal entities with an enterprise number
  • Flemish subsidies €177.1m awarded 2,556 recipients · 2022 to 2025 · largest: Subsidies/ondersteuning voor personeels- en werkingskosten aan woonmaatschappijen voor de doorverhuringsactiviteit
  • Federal transfers 96.0m amount as published 15 recipients · 2023 to 2025 · largest: Subsidies aan het kapitaal van de Belgische Investeringsmaatschappij voor Ontwikkelingslanden (BIO) (nieuwe basisallocatie)
  • Wallonia-Brussels Federation €649,932 paid 1 recipient · 2023 to 2025 · largest: Subvention au fonds d'investissement Start destinée à couvrir ses frais de fonctionnement
  • EU budget €544.9m attributed share 23 recipients · 2021 to 2025 · largest: Rents and purchases
  • EU research €23.2m EU contribution 32 recipients · 2008 to 2027 · largest: Horizon 2020

Explore every recipient in this sector

Insights on Financial service activities, except insurance and pension funding

Inflow and structure. Half of the companies are younger than 23.7 years, against 8.1 years in Belgium. 0.0% of the companies are sole traders, against 41.6% in Belgium. This activity holds 0.1% of the registrations of Financial services.

The comparison with Belgium as a whole and with the other divisions is as of 07-11-2026 05:30.

Method and sources

Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 64991 exists.

The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.

The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,547 companies with a main activity, because only those belong to a division. The other 699,272 registrations publish no activity.

For NACE 64991, 9 annual accounts of financial year 2025 were filed. That is too few for a median, which needs at least 30.

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