IA CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of IA CONSTRUCT is 1.5% (moderate). The 2025 annual accounts show equity of €115k and a net result of €112k. Its solvency ranks better than 55% of 27965 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability100
Solvency77
Growth-
Track record67
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity ample (current ratio 2.07; short-term debt: 48.2% and cash: 53.6% of total assets), and 48.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.8%
Return on assets
50.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€115k
Total assets
€222k
Net result
€112k
Working capital
€115k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €222k
Fixed assets
€213
Current assets
€222k
Equity and liabilities €222k
Equity
€115k
Debt
€107k
Debt finances 48.2% of the balance-sheet total.
Key figures and ratios
Current ratio
2.07
Debt to equity
0.93
ROE
97.4%
ROA
50.5%
Debt ≤ 1 year
€107k
Income taxes
€31k
Staff costs
€7k
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet
Code2025
Assets
Total assets20/58€222k
Fixed assets21/28€213
Financial fixed assets28€213
Current assets29/58€222k
Amounts receivable within one year40/41€102k
Trade receivables40€102k
Cash at bank and in hand54/58€119k
Deferred charges and accrued income490/1€215
Equity and liabilities
Total equity and liabilities10/49€222k
Equity10/15€115k
Contributions10/11€3k
Profit (loss) carried forward14€112k
Amounts payable17/49€107k
Amounts payable within one year42/48€107k
Trade debts44€70k
Suppliers440/4€70k
Taxes, remuneration and social security45€34k
Taxes450/3€32k
Remuneration and social security454/9€2k
Other amounts payable47/48€2k
Income statement
Code2025
Remuneration, social security and pensions62€7k
Other operating charges640/8€391
Gross operating margin9900€150k
Operating profit (loss)9901€143k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€30
Recurring financial charges65€30
Profit (loss) for the period before taxes9903€143k
Income taxes67/77€31k
Profit (loss) for the period9904€112k
Profit (loss) for the period to be appropriated9905€112k
Appropriation of the result
Profit (loss) to be appropriated9906€112k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €7k |
| Other operating charges640/8 | €391 |
| Gross operating margin9900 | €150k |
| Operating profit (loss)9901 | €143k |
| Financial income75/76B | €1 |
| Recurring financial income75 | €1 |
| Financial charges65/66B | €30 |
| Recurring financial charges65 | €30 |
| Profit (loss) for the period before taxes9903 | €143k |
| Income taxes67/77 | €31k |
| Profit (loss) for the period9904 | €112k |
| Profit (loss) for the period to be appropriated9905 | €112k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €222k | |
| Fixed assets21/28 | €213 | |
| Financial fixed assets28 | €213 | |
| Current assets29/58 | €222k | |
| Amounts receivable within one year40/41 | €102k | |
| Trade receivables40 | €102k | |
| Cash at bank and in hand54/58 | €119k | |
| Deferred charges and accrued income490/1 | €215 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €222k | |
| Equity10/15 | €115k | |
| Contributions10/11 | €3k | |
| Profit (loss) carried forward14 | €112k | |
| Amounts payable17/49 | €107k | |
| Amounts payable within one year42/48 | €107k | |
| Trade debts44 | €70k | |
| Suppliers440/4 | €70k | |
| Taxes, remuneration and social security45 | €34k | |
| Taxes450/3 | €32k | |
| Remuneration and social security454/9 | €2k | |
| Other amounts payable47/48 | €2k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €112k |
| Operating cash flow (approximation) | €112k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
29-07
State Gazette act
Resignation: BICICI BURAK (director)Appointments: FBI SOLUTION (director) and 3IF MANAGEMENT (director) · Permanent representatives: BICICI BURAK and AMZILE IMADE · Share transfer9 facts ▸
State Gazette act
Resignation: BICICI BURAK (director)
Appointments: FBI SOLUTION (director) and 3IF MANAGEMENT (director) · Permanent representatives: BICICI BURAK and AMZILE IMADE · Share transfer9 facts ▸
- General meeting, 03/04/2026
- Director resignation, BICICI BURAK (director)
- Director appointment, FBI SOLUTION (director)
- Permanent representative, BICICI BURAK
- Director appointment, 3IF MANAGEMENT (director)
- Permanent representative, AMZILE IMADE
- Share transfer, BICICI BURAK → FBI SOLUTION
- Share transfer, BICICI BURAK → 3IF MANAGEMENT
- Registered-office move, Rue des beguines n°9/2 à 4400 Flémalle
State Gazette actNBB filing
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
3IF MANAGEMENT
CurrentDirector · since 03-04-2026 · Private limited company · perm. rep.: AMZILE IMADE
FBI SOLUTION
CurrentDirector · since 03-04-2026 · Private limited company · perm. rep.: BICICI BURAK
03-04-2026
3IF MANAGEMENT: Appointed as Director
03-04-2026
FBI SOLUTION: Appointed as Director
03-04-2026
BICICI BURAK: Resigned as Director
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
Ground area
574 m²
Building footprint
229 m²
Volume, LiDAR
2,054 m³
Parcel 62087A0164/00G002, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
IA CONSTRUCT
since 20252.374.702.332
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62087A0164/00G002 | Wallonia | 574 m² | 1 · 229 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Shareholders according to the acts
Share transfer
act of 29-07-2026 ↗
- BICICI BURAK to FBI SOLUTION (BE 1034.894.978) 50% of the shares
- BICICI BURAK to 3IF MANAGEMENT (BE 1034.894.879) 50% of the shares
The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.
Similar companies · same sector, comparable size
ISO Belgium
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Bel Group
BE 0506.938.331
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TEZ
BE 0899.944.917
Lievegem · Eq €115,773
HMR Building Iso & Services
BE 0647.897.543
Schaarbeek · Eq €113,774
NICA HOME PROJECTS
BE 0535.594.903
Ninove · Eq €113,423
Of 4,270 companies in sector 43230 we hold annual accounts for 1,238. 1,040 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43211General electrical installation work
43230Insulation installation
43223Specialised construction activities
43320Joinery installation
43343Specialised construction activities
43410Roofing work
Scores and ratios are computed by Checked and are not a credit decision.