SKAPA
ActiveSummary
SKAPA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €549k and a net result of €-14k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 73% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▲+6
Solvency100▲+32
Growth52▲+20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.01 against 0.03 in 2024; short-term debt: 19.6% and cash: 0.2% of total assets), and 20.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
-2%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €549k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d early
2023
33 d early
2022
32 d early
2021
35 d early
2020
9 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€549k▲ 430%
2024 · €104k
2018: €116k
2019: €121k
2020: €114k
2021: €118k
2022: €120k
2023: €120k
2024: €104k
2018 → 2025
Total assets
€693k▲ 189%
2024 · €240k
2018: €353k
2019: €336k
2020: €307k
2021: €292k
2022: €269k
2023: €255k
2024: €240k
2018 → 2025
Net result
€-14k▲ 14.8%
2024 · €-16k
2018: €8k
2019: €5k
2020: €-7k
2021: €17k
2022: €12k
2023: €-252
2024: €-16k
2018 → 2025
Working capital
€-134k▼ 7.1%
2024 · €-125k
2018: €-835
2019: €-177k
2020: €-156k
2021: €-135k
2022: €-126k
2023: €-116k
2024: €-125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€120k▲ 1.8%€120k▼ 0.2%€104k▼ 13.4%€549k▲ 430%
Operating result€21k-€16k▼ 21.0%€7k▼ 56.0%€-9k€-6k▲ 32.2%
Net result€17k-€12k▼ 28.4%€-252€-16k▼ 6,252%€-14k▲ 14.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €693k
Fixed assets
€691k ▲ 193%
Current assets
€2k ▼ 56.9%
Equity and liabilities €693k
Equity
€549k ▲ 430%
Debt
€143k ▲ 5.2%
Debt's share of the balance-sheet total falls from 56.8% to 20.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-2k
Cash flow
€-9k▲
2024 · €-10k
Current ratio
0.01▼
2024 · 0.03
Debt to equity
0.26▼
2024 · 1.32
ROE
-2.5%▲
2024 · -15.5%
ROA
-2.0%▲
2024 · -6.7%
Interest coverage
-0.20▲
2024 · -0.31
Debt ≤ 1 year
€136k▲
2024 · €129k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€240k€693k▲
Fixed assets21/28€236k€691k▲
Tangible fixed assets22/27€236k€691k▲
Land and buildings22€35k€108k▲
Plant, machinery and equipment23€276€0▼
Furniture and vehicles24€12k€8k▼
Other tangible fixed assets26€189k€575k▲
Current assets29/58€4k€2k▼
Amounts receivable within one year40/41€396€106▼
Trade receivables40€0-
Other amounts receivable41€396€106▼
Cash at bank and in hand54/58€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€240k€693k▲
Equity10/15€104k€549k▲
Contributions10/11€100k€100k=
Revaluation surpluses12-€459k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€1k€-12k▼
Amounts payable17/49€136k€143k▲
Amounts payable within one year42/48€129k€136k▲
Trade debts44€438€291▼
Suppliers440/4€438€291▼
Taxes, remuneration and social security45€517€0▼
Taxes450/3€517€0▼
Remuneration and social security454/9€0-
Other amounts payable47/48€128k€135k▲
Accrued charges and deferred income492/3€7k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€40€41▲
Gross operating margin9900€-2k€-2k▲
Operating profit (loss)9901€-9k€-6k▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€-16k€-14k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-16k€-14k▲
Profit (loss) for the period to be appropriated9905€-16k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-12k▼
Profit (loss) brought forward from the previous period14P€17k€1k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €549k ▲430%
Equity rises from €104k to €549k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
Show earlier events
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2014
16-01
State Gazette act
General meeting · Name change
Capital increase · Director resignation
2010
03-03
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Interleuvenlaan 743001 LeuvenGround area
2.1 ha
Building footprint
2,398 m²
Volume, LiDAR
16,032 m³
2 parcels, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AE SERVICES
since 20072.166.080.967
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514C0079/00G002 | Flanders | 1.6 ha | 1 · 1,753 m² | 8.0 m · 2 fl. |
| 24514C0081/00T000 | Flanders | 5,303 m² | 1 · 645 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
6 connected companiesLinked via shared directors
Shared director
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Shared director
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Shared director
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Shared director
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Show 2 more companies with a shared director
Shared director
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Shared director
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Similar companies · same sector, comparable size
DW-IT Services
BE 0885.900.703
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KRIBEROKA
BE 0829.238.152
Zemst · Eq €548,569
BINOR
BE 0863.109.760
Ramillies · Eq €548,541
FREPPLE
BE 0825.006.774
Merelbeke-Melle · Eq €548,242
COS&T
BE 0784.650.024
Eeklo · Eq €548,226
Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 11,554 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2007
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.