SKAPA
ActiveSKAPA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €549k and a net result of €-14k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 73% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency67▲+13
Growth52▲+20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days only on tighter terms
Liquidity short (current ratio 0.01 against 0.03 in 2024), and 20.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
-2%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €549k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
15 d early
2024
31 d early
2023
33 d early
2022
32 d early
2021
35 d early
2020
9 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€549k▲ 430%
2024 · €104k
2018: €116k
2019: €121k
2020: €114k
2021: €118k
2022: €120k
2023: €120k
2024: €104k
2018 → 2025
Total assets
€693k▲ 189%
2024 · €240k
2018: €353k
2019: €336k
2020: €307k
2021: €292k
2022: €269k
2023: €255k
2024: €240k
2018 → 2025
Net result
€-14k▲ 14.8%
2024 · €-16k
2018: €8k
2019: €5k
2020: €-7k
2021: €17k
2022: €12k
2023: €-252
2024: €-16k
2018 → 2025
Working capital
€-134k▼ 7.1%
2024 · €-125k
2018: €-835
2019: €-177k
2020: €-156k
2021: €-135k
2022: €-126k
2023: €-116k
2024: €-125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€120k▲ 1.8%€120k▼ 0.2%€104k▼ 13.4%€549k▲ 430%
Operating result€21k-€16k▼ 21.0%€7k▼ 56.0%€-9k€-6k▲ 32.2%
Net result€17k-€12k▼ 28.4%€-252€-16k▼ 6,252%€-14k▲ 14.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €693k
Fixed assets
€691k▲ 193%
Current assets
€2k▼ 56.9%
Equity and liabilities €693k
Equity
€549k▲ 430%
Debt
€143k▲ 5.2%
The debt ratio falls from 56.8% to 20.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-2k
Cash flow
€-9k▲
2024 · €-10k
Solvency
79.3%▲
2024 · 43.2%
Current ratio
0.01▼
2024 · 0.03
Quick ratio
0.01▼
2024 · 0.03
Debt / equity
0.26▼
2024 · 1.32
ROE
-2.5%▲
2024 · -15.5%
ROA
-2.0%▲
2024 · -6.7%
Interest coverage
-0.20▲
2024 · -0.31
Debt
€143k▲
2024 · €136k
Debt ≤ 1 year
€136k▲
2024 · €129k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€240k€693k▲
Fixed assets21/28€236k€691k▲
Tangible fixed assets22/27€236k€691k▲
Land and buildings22€35k€108k▲
Plant, machinery and equipment23€276€0▼
Furniture and vehicles24€12k€8k▼
Other tangible fixed assets26€189k€575k▲
Current assets29/58€4k€2k▼
Amounts receivable within one year40/41€396€106▼
Trade receivables40€0-
Other amounts receivable41€396€106▼
Cash at bank and in hand54/58€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€240k€693k▲
Equity10/15€104k€549k▲
Contributions10/11€100k€100k=
Revaluation surpluses12-€459k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€1k€-12k▼
Amounts payable17/49€136k€143k▲
Amounts payable within one year42/48€129k€136k▲
Trade debts44€438€291▼
Suppliers440/4€438€291▼
Taxes, remuneration and social security45€517€0▼
Taxes450/3€517€0▼
Remuneration and social security454/9€0-
Other amounts payable47/48€128k€135k▲
Accrued charges and deferred income492/3€7k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€4k▼
Other operating charges640/8€40€41▲
Gross operating margin9900€-2k€-2k▲
Operating profit (loss)9901€-9k€-6k▲
Financial charges65/66B€7k€8k▲
Recurring financial charges65€7k€8k▲
Profit (loss) for the period before taxes9903€-16k€-14k▲
Income taxes67/77€0-
Profit (loss) for the period9904€-16k€-14k▲
Profit (loss) for the period to be appropriated9905€-16k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-12k▼
Profit (loss) brought forward from the previous period14P€17k€1k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €549k ▲430%
Equity rises from €104k to €549k.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-16k
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
2014
16-01
State Gazette act
General meeting · Name change
Capital increase · Director resignation
2010
03-03
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Interleuvenlaan 743001 LeuvenGround area
2.1 ha
Building footprint
2,398 m²
Volume, LiDAR
16,032 m³
2 parcels, Flanders · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
AE SERVICES
since 20072.166.080.967
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24514C0079/00G002 | Flanders | 1.6 ha | 1 · 1,753 m² | 8.0 m · 2 fl. |
| 24514C0081/00T000 | Flanders | 5,303 m² | 1 · 645 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Ownership & control
1 partySKAPABE 0890.728.333
controls
Where this company holds controlthis company sits on their board1
1 subsidiary · 1 location
Similar companies · same sector, comparable size
DW-IT Services
BE 0885.900.703
Rumst · Eq €550k
KRIBEROKA
BE 0829.238.152
Zemst · Eq €549k
BINOR
BE 0863.109.760
Ramillies · Eq €549k
FREPPLE
BE 0825.006.774
Merelbeke-Melle · Eq €548k
COS&T
BE 0784.650.024
Eeklo · Eq €548k
Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 11,517 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-07-2007
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62010Computer programming, consultancy and related activities
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
72220
72300
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.