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Apotheek Schoonderbuken

Active
Public limited companyfounded 200719 yrs activeHouwaartstraat 329, 3270 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 0888.986.390

Apotheek Schoonderbuken has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €79k and a net result of €149k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 21% of 4107 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
51 / 100
Fair▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency16▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.88 in 2024), and 89.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 19 years 0 20 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
10.7%
Return on assets
20.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4107 sector peers (2025).
NBB · sector comparison
Position among 4107 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
21 d early
2023
5 d late
2022
39 d early
2021
17 d early
2020
31 d early
2019
27 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€149k▲ 4.4%
2024 · €142k
2018: €96k 2019: €89k 2020: €106k 2021: €110k 2022: €143k 2023: €143k 2024: €142k
2018 → 2025
Working capital
€-56k▲ 0.6%
2024 · €-56k
2018: €166k 2019: €-20k 2020: €10k 2021: €-14k 2022: €-46k 2023: €-59k 2024: €-56k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€74k-€77k▲ 3.6%€77k▲ 0.7%€78k▲ 1.6%€79k▲ 0.7%
Operating result€124k-€156k▲ 26.4%€157k▲ 0.6%€156k▼ 0.5%€164k▲ 4.6%
Net result€110k-€143k▲ 30.0%€143k▼ 0.1%€142k▼ 0.2%€149k▲ 4.4%
Result per fiscal year
Operating resultNet result
€0€50k€100k€150kOperating result 2021: €124k€124kNet result 2021: €110k€110kOperating result 2022: €156k€156kNet result 2022: €143k€143kOperating result 2023: €157k€157kNet result 2023: €143k€143kOperating result 2024: €156k€156kNet result 2024: €142k€142kOperating result 2025: €164k€164kNet result 2025: €149k€149k20212022202320242025
The operating result recovers in 2025; 2025 is 5% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €737k
Fixed assets €210k▼ 6.5%
Current assets €527k▲ 22.3%
Equity and liabilities €737k
Equity €79k▲ 0.7%
Debt €658k▲ 14.0%
The debt ratio rises from 88.0% to 89.3%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€178k
2024 · €173k
Cash flow
€163k
2024 · €159k
Solvency
10.7%
2024 · 12.0%
Current ratio
0.90
2024 · 0.88
Quick ratio
0.54
2024 · 0.46
Debt / equity
8.34
2024 · 7.36
ROE
188.3%
2024 · 181.6%
ROA
20.2%
2024 · 21.7%
Interest coverage
12.69
2024 · 12.61
Debt
€658k
2024 · €577k
Debt ≤ 1 year
€583k
2024 · €487k
Debt > 1 year
€70k
2024 · €86k
Income taxes
€2k
2024 · €2k
Staff costs
€67k
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€655k€737k
Fixed assets21/28€225k€210k
Intangible fixed assets21€322€0
Tangible fixed assets22/27€219k€205k
Land and buildings22€206k€195k
Plant, machinery and equipment23€11k€9k
Furniture and vehicles24€2k€1k
Financial fixed assets28€5k€5k=
Current assets29/58€430k€527k
Stocks and contracts in progress3€208k€211k
Stocks30/36€208k€211k
Amounts receivable within one year40/41€95k€134k
Trade receivables40€94k€133k
Other amounts receivable41€996€951
Cash at bank and in hand54/58€121k€175k
Deferred charges and accrued income490/1€6k€6k
Equity and liabilities
Total equity and liabilities10/49€655k€737k
Equity10/15€78k€79k
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€17k€17k
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€339€339=
Distributable reserves133€10k€11k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€577k€658k
Amounts payable after more than one year17€86k€70k
Financial debts170/4€86k€70k
Amounts payable within one year42/48€487k€583k
Current portion of amounts payable after more than one year42€16k€16k=
Trade debts44€72k€82k
Suppliers440/4€72k€82k
Taxes, remuneration and social security45€5k€11k
Taxes450/3€226€876
Remuneration and social security454/9€4k€11k
Other amounts payable47/48€395k€473k
Accrued charges and deferred income492/3€4k€5k
Income statement Code20242025
Remuneration, social security and pensions62€56k€67k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€15k
Other operating charges640/8€2k€2k
Gross operating margin9900€230k€247k
Operating profit (loss)9901€156k€164k
Financial income75/76B€1k€816
Recurring financial income75€1k€816
Financial charges65/66B€14k€14k
Recurring financial charges65€14k€14k
Profit (loss) for the period before taxes9903€144k€150k
Income taxes67/77€2k€2k
Profit (loss) for the period9904€142k€149k
Profit (loss) for the period to be appropriated9905€142k€149k
Appropriation of the result
Profit (loss) to be appropriated9906€142k€149k
Transfer to equity691/2€1k€518
To other reserves6921€1k€518
Profit to be distributed694/7€141k€148k
Directors or managers695€141k€148k
Social balance
Average headcount (FTE)90871.11.1=

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-09
State Gazette act General meeting · Director reappointment
General meeting · Director reappointment · Mandate compensation9 facts ▸
  • General meeting, 2026-01-12
  • Director reappointment, Verise BV (niet-statutaire bestuurder)
  • Mandate compensation, Verise BV
  • Permanent representative, Bram Soetemans
  • Board meeting, 2026-01-12
  • Director reappointment, Verise BV (gedelegeerd bestuurder)
  • Mandate compensation, Verise BV
  • Permanent representative, Bram Soetemans
  • Permanent representative, Elise Verhaeghe
08-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2018net €149k ▲4.4%
Operating result €164k, net result €149k, both a record.
10-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema · 5 days late
2023
22-06
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
14-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
31-12
Financial Weakest financial yearnet €89k ▼7.2%
Net result drops to €89k, the lowest in the series; recovery starts the following year.
03-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
04-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2026
Verise
Managing director · since 14-01-2026 · Private limited company
Current
14-01-2026 Mandate renewed as Managing director
14-01-2026 Mandate renewed as Non-statutory director
Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2007
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Houwaartstraat 3293270 Scherpenheuvel-Zichem
Ground area
644 m²
Building footprint
168 m²
Volume, LiDAR
854 m³
Parcel 24098B0428/00K003, Flanders · tallest building 9.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
APOTHEEK SCHOONDERBUKEN
Houwaartstraat 329, 3270 Scherpenheuvel-ZichemNACE 2414008
since 20072.162.476.329
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24098B0428/00K003 Flanders 644 m² 1 · 168 m² 9.7 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Ownership & control

1 party
Control over this companysits on this company's board1
1 subsidiary · 1 location
controls
Apotheek SchoonderbukenBE 0888.986.390

Similar companies · same sector, comparable size

Of 5,208 companies in sector 47730 we hold annual accounts for 3,850. 3,218 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded04-04-2007
Fiscal year end31-12
Activities, NACEBEL
47730Retail sale of pharmaceutical products
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
52310
52320
21201Manufacture of basic pharmaceutical products and pharmaceutical preparations
47750Retail sale of cosmetics and toilet articles
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.