ACCENT CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of ACCENT CONSTRUCT is 2.4% (moderate). The 2025 annual accounts show equity of €12.19M and a net result of €5.28M. Equity is shrinking by ~9.9% per year across the filed fiscal years. Its solvency ranks better than 49% of 217 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+4
Solvency60▲+6
Growth40▲+8
Track record100
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €650k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 1.4 in 2024; short-term debt: 65.3% of total assets), but 65.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.6%
Return on assets
15%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
33 d late
2024
18 d early
2023
37 d early
2022
26 d early
2021
40 d early
2020
39 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€153.81M▲ 47.6%
2024 · €104.20M
2019: €105.81M
2020: €88.80M
2021: €101.93M
2022: €103.27M
2023: €103.94M
2024: €104.20M
2019 → 2025
EBIT margin
4.8%▲ 0.2pp
2024 · 4.6%
2019: 8.9%
2020: 5.9%
2021: 14.9%
2022: 6.0%
2023: 5.2%
2024: 4.6%
2019 → 2025
Net result
€5.28M▲ 64.1%
2024 · €3.22M
2019: €6.06M
2020: €3.46M
2021: €10.68M
2022: €4.17M
2023: €3.79M
2024: €3.22M
2019 → 2025
Working capital
€11.99M▲ 44.9%
2024 · €8.28M
2019: €19.29M
2020: €22.86M
2021: €8.50M
2022: €12.91M
2023: €16.86M
2024: €8.28M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€101.93M-€103.27M▲ 1.3%€103.94M▲ 0.6%€104.20M▲ 0.3%€153.81M▲ 47.6%
Equity€9.44M-€13.62M▲ 44.2%€17.40M▲ 27.8%€8.62M▼ 50.5%€12.19M▲ 41.5%
Operating result€15.16M-€6.15M▼ 59.4%€5.36M▼ 13.0%€4.81M▼ 10.2%€7.46M▲ 55.1%
Net result€10.68M-€4.17M▼ 60.9%€3.79M▼ 9.3%€3.22M▼ 15.1%€5.28M▲ 64.1%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 55% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35.24M
Fixed assets
€220k ▼ 39.8%
Current assets
€35.02M ▲ 21.0%
Equity and liabilities €35.24M
Equity
€12.19M ▲ 41.5%
Debt
€23.04M ▲ 11.4%
Debt's share of the balance-sheet total falls from 70.6% to 65.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7.64M▲
2024 · €5.09M
Cash flow
€5.46M▲
2024 · €3.49M
Current ratio
1.52▲
2024 · 1.40
Debt to equity
1.89▼
2024 · 2.40
ROE
43.3%▲
2024 · 37.3%
ROA
15.0%▲
2024 · 11.0%
Interest coverage
22.16▼
2024 · 26.54
Debt ≤ 1 year
€23.02M▲
2024 · €20.66M
Income taxes
€2.42M▲
2024 · €1.50M
Staff costs
€127.44M▲
2024 · €87.17M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 63 lines
Balance sheet
Code20242025
Assets
Total assets20/58€29.30M€35.24M▲
Fixed assets21/28€366k€220k▼
Intangible fixed assets21€48k€2k▼
Tangible fixed assets22/27€305k€206k▼
Plant, machinery and equipment23€2k€732▼
Furniture and vehicles24€63k€32k▼
Other tangible fixed assets26€240k€173k▼
Financial fixed assets28€13k€12k▼
Other financial fixed assets284/8€13k€12k▼
Amounts receivable and cash guarantees285/8€13k€12k▼
Current assets29/58€28.93M€35.02M▲
Amounts receivable within one year40/41€27.70M€34.70M▲
Trade receivables40€6.36M€4.94M▼
Other amounts receivable41€21.34M€29.76M▲
Deferred charges and accrued income490/1€1.23M€317k▼
Equity and liabilities
Total equity and liabilities10/49€29.30M€35.24M▲
Equity10/15€8.62M€12.19M▲
Contributions10/11€77k€262k▲
Capital10€77k€262k▲
Issued capital100€77k€262k▲
Reserves13€8k€26k▲
Non-distributable reserves130/1€8k€26k▲
Legal reserve130€8k€26k▲
Profit (loss) carried forward14€8.54M€11.90M▲
Amounts payable17/49€20.68M€23.04M▲
Amounts payable within one year42/48€20.66M€23.02M▲
Trade debts44€5.40M€5.17M▼
Suppliers440/4€5.40M€5.17M▼
Advances received on contracts in progress46€49k€36k▼
Taxes, remuneration and social security45€14.87M€14.73M▼
Taxes450/3€5.12M€3.51M▼
Remuneration and social security454/9€9.75M€11.22M▲
Other amounts payable47/48€343k€3.09M▲
Accrued charges and deferred income492/3€25k€21k▼
Income statement
Code20242025
Operating income70/76A€109.71M€160.11M▲
Turnover70€104.20M€153.81M▲
Other operating income74€5.51M€6.30M▲
Operating charges60/66A€104.90M€152.65M▲
Services and other goods61€16.74M€23.14M▲
Remuneration, social security and pensions62€87.17M€127.44M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€277k€182k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€370k€309k▼
Other operating charges640/8€307k€1.58M▲
Non-recurring operating charges66A€38k-
Operating profit (loss)9901€4.81M€7.46M▲
Financial income75/76B€394k€915k▲
Recurring financial income75€394k€915k▲
Income from current assets751€394k€915k▲
Other financial income752/9€376€34▼
Financial charges65/66B€484k€683k▲
Recurring financial charges65€484k€683k▲
Debt charges650€192k€345k▲
Other financial charges652/9€292k€338k▲
Profit (loss) for the period before taxes9903€4.72M€7.69M▲
Income taxes67/77€1.50M€2.42M▲
Taxes670/3€1.50M€2.42M▲
Profit (loss) for the period9904€3.22M€5.28M▲
Profit (loss) for the period to be appropriated9905€3.22M€5.28M▲
Appropriation of the result
Profit (loss) to be appropriated9906€20.54M€13.90M▼
Profit (loss) brought forward from the previous period14P€17.32M€8.63M▼
Profit to be distributed694/7€12.00M€2.00M▼
Return on contributions (dividend)694€12.00M€2.00M▼
Social balance
Average headcount (FTE)90871,053.21,675.2▲
The notes to these accounts (53 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-09
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 33 days late
10-08
State Gazette act
Reappointment: Juel BV (director)Permanent representative: Veerle LACOMBE · Mandate compensation4 facts ▸
State Gazette act
Reappointment: Juel BV (director)
Permanent representative: Veerle LACOMBE · Mandate compensation4 facts ▸
- Written resolution, 28/06/2025
- Director reappointment, Juel BV (director)
- Permanent representative, Veerle LACOMBE
- Mandate compensation, Juel BV
2025
31-12
Financial
Equity above €10MEq €12.19M ▲41.5%
7 profitable years in a row build equity to €12.19M.
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €3.22M ▼15.1%
Net result drops to €3.22M, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Equity above €10MEq €13.62M ▲44.2%
4 profitable years in a row build equity to €13.62M.
21-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2019net €10.68M ▲208%
Operating result €15.16M, net result €10.68M, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2025
Juel BV
CurrentDirector · since 28-06-2025 · Legal entity · perm. rep.: Veerle LACOMBE
28-06-2025
Mandate renewed as Director
Location & real-estate footprint
Registered office, Roeselare · 95 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beversesteenweg 5768800 RoeselareGround area
18.7 ha
Building footprint
6.1 ha
Volume, LiDAR
408,928 m³
84 parcels, Brussels, Flanders, Wallonia · tallest building 37.9 m, ±11 floors. Linked by address, not a title deed.
95 establishment units
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84 parcels
Flanders
51
(60.7%)
Wallonia
30
(35.7%)
Brussels
3
(3.6%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0658/00S000 | Flanders | 4.3 ha | 1 · 1.2 ha | 14.3 m · 2 fl. |
| 83002A1206/00A002 | Wallonia | 1.1 ha | 1 · 5,856 m² | - |
| 25112N0012/00K000 | Wallonia | 1.1 ha | 1 · 821 m² | 14.3 m · 4 fl. |
| 25004A0166/00C000 | Wallonia | 1.1 ha | 1 · 1,787 m² | 10.7 m · 3 fl. |
| 31030A0426/00X003 | Flanders | 8,404 m² | 1 · 454 m² | 6.8 m · 2 fl. |
| 44062A0106/00Z000 | Flanders | 4,973 m² | 1 · 2,695 m² | 6.6 m |
| 93046A0008/00H000 | Wallonia | 4,627 m² | 1 · 2,084 m² | - |
| 31512B0005/12A000 | Flanders | 4,565 m² | 1 · 3,193 m² | 11.1 m |
| 13453O0186/00Y000 | Flanders | 4,206 m² | 1 · 1,861 m² | 11.7 m · 2 fl. |
| 36505C0077/00G000 | Flanders | 4,083 m² | 1 · 935 m² | 16.9 m · 4 fl. |
| 24483E0005/00D004 | Flanders | 3,802 m² | 1 · 164 m² | 15.1 m · 5 fl. |
| 92067B0903/00H002 | Wallonia | 3,333 m² | 1 · 1,076 m² | - |
| 25782C0404/00C003 | Wallonia | 3,132 m² | 1 · 354 m² | 25.6 m · 8 fl. |
| 34022E0010/00C000 | Flanders | 3,103 m² | 1 · 1,089 m² | 34.8 m · 1 fl. |
| 11333D0643/00W000 | Flanders | 3,024 m² | 1 · 983 m² | 15.2 m · 3 fl. |
| 41362B0956/00W000 | Flanders | 2,979 m² | 1 · 1,533 m² | 19.9 m · 5 fl. |
| 44503H1207/00A000 | Flanders | 2,911 m² | 1 · 936 m² | 10.5 m · 2 fl. |
| 72020C0491/00M000 | Flanders | 2,861 m² | 1 · 422 m² | 15.0 m · 4 fl. |
| 44402A0349/00G004 | Flanders | 2,515 m² | 1 · 971 m² | 1.1 m |
| 12393D0059/00W000 | Flanders | 2,509 m² | 1 · 536 m² | 8.3 m · 2 fl. |
| 46014A0668/00Y009 | Flanders | 2,106 m² | 1 · 1,606 m² | 37.9 m |
| 21807G0059/00P003 ProtectedMonumentOtlethuis |
Brussels | 2,049 m² | 1 · 638 m² | 29.2 m · 8 fl. |
| 13434F0065/00Y000 | Flanders | 2,017 m² | 1 · 223 m² | 19.4 m · 4 fl. |
| 35013A1526/00E000 | Flanders | 1,998 m² | 1 · 1,236 m² | 22.4 m · 6 fl. |
| 25772G0141/00G002 | Wallonia | 1,926 m² | 1 · 413 m² | - |
| 92067B0166/00_000 | Wallonia | 1,838 m² | 1 · 40 m² | - |
| 71325F0498/00S000 | Flanders | 1,815 m² | 1 · 919 m² | 14.1 m · 2 fl. |
| 23086E0312/00X000 | Flanders | 1,579 m² | 1 · 240 m² | 14.6 m · 4 fl. |
| 11902G0016/00B012 | Flanders | 1,567 m² | 1 · 846 m² | 17.0 m · 4 fl. |
| 34040C0634/00M000 | Flanders | 1,515 m² | 1 · 268 m² | 12.9 m · 4 fl. |
| 92094C1538/00A000 | Wallonia | 1,343 m² | 1 · 91 m² | 6.7 m |
| 36503C1684/00A000 | Flanders | 1,268 m² | 1 · 1,054 m² | 17.0 m · 2 fl. |
| 44062B0074/00G003 | Flanders | 1,252 m² | 1 · 602 m² | 12.2 m |
| 11005B0389/00B004 | Flanders | 1,195 m² | 1 · 310 m² | 16.0 m · 3 fl. |
| 52011B0239/00T153 | Wallonia | 1,167 m² | 1 · 324 m² | 31.1 m · 9 fl. |
| 46445D1176/00Z000 | Flanders | 1,089 m² | 1 · 348 m² | 16.0 m · 1 fl. |
| 55019A0066/00T000 | Wallonia | 1,081 m² | 1 · 144 m² | - |
| 71057A0827/00L000 | Flanders | 1,065 m² | 1 · 449 m² | 16.5 m · 2 fl. |
| 62051C0627/00M002 | Wallonia | 1,061 m² | 1 · 279 m² | 7.5 m · 2 fl. |
| 63023F0076/00H000 | Wallonia | 1,056 m² | 1 · 76 m² | - |
| 53403F0559/00D000 | Wallonia | 921 m² | 1 · 912 m² | - |
| 11052C0438/00Y000 | Flanders | 898 m² | 1 · 289 m² | 11.9 m · 2 fl. |
| 62054A0077/00Y000 | Wallonia | 875 m² | 1 · 70 m² | 9.8 m · 3 fl. |
| 42006C0438/00B002 | Flanders | 803 m² | 1 · 625 m² | 19.4 m · 4 fl. |
| 37015K0044/00L000 | Flanders | 780 m² | 1 · 240 m² | 13.2 m · 4 fl. |
| 71016I0662/00R000 | Flanders | 755 m² | 1 · 452 m² | 30.8 m · 10 fl. |
| 43352E0309/00E000 | Flanders | 737 m² | 1 · 709 m² | 22.0 m · 6 fl. |
| 51004B0399/00H000 | Wallonia | 729 m² | 1 · 292 m² | 14.2 m · 4 fl. |
| 62805B0408/00L000 | Wallonia | 720 m² | 1 · 82 m² | 32.6 m · 11 fl. |
| 61031C0547/00M000 | Wallonia | 717 m² | 1 · 320 m² | - |
| 42302E0881/00N002 | Flanders | 661 m² | 1 · 407 m² | 15.6 m · 3 fl. |
| 53403E0441/00B000 | Wallonia | 657 m² | 1 · 205 m² | - |
| 52332C0331/00G002 | Wallonia | 630 m² | 1 · 87 m² | 9.3 m · 3 fl. |
| 23322B0099/00C002 | Flanders | 612 m² | 1 · 434 m² | 13.2 m · 3 fl. |
| 45035A0037/02C020indicative | Flanders | 582 m² | 1 · 430 m² | 16.0 m · 4 fl. |
| 63049F0360/00X010 | Wallonia | 535 m² | 1 · 162 m² | - |
| 44432C0650/00H000 | Flanders | 516 m² | 1 · 515 m² | 16.9 m · 4 fl. |
| 11802B0369/00C003 | Flanders | 514 m² | 1 · 371 m² | 22.6 m · 7 fl. |
| 24502B0075/00S000 | Flanders | 458 m² | 1 · 334 m² | 16.5 m · 3 fl. |
| 21802B0009/00G000 | Brussels | 457 m² | 1 · 455 m² | 32.0 m · 9 fl. |
| 12014A0603/00F002 | Flanders | 430 m² | 1 · 72 m² | 8.3 m · 2 fl. |
| 46502D0074/00B000 | Flanders | 389 m² | 1 · 345 m² | 13.2 m · 3 fl. |
| 57463L0155/00L003 | Wallonia | 385 m² | - | - |
| 81001A2000/00T005indicative | Wallonia | 380 m² | 1 · 62 m² | 11.8 m · 4 fl. |
| 62813F0097/00B000 | Wallonia | 360 m² | 1 · 347 m² | 23.1 m · 7 fl. |
| 13302G0435/02P003 | Flanders | 341 m² | 1 · 174 m² | 13.7 m · 3 fl. |
| 35013A1651/00M015 | Flanders | 338 m² | 1 · 338 m² | - |
| 57462D0313/00G000 | Wallonia | 315 m² | 1 · 133 m² | - |
| 12403D0086/00Z007 | Flanders | 306 m² | 1 · 300 m² | - |
| 62813E0410/00L000 | Wallonia | 305 m² | 1 · 197 m² | 29.1 m · 9 fl. |
| 93056D0286/00B000 | Wallonia | 302 m² | 1 · 41 m² | - |
| 23642D0896/00S027 | Flanders | 277 m² | 1 · 78 m² | 12.1 m · 3 fl. |
| 44082A0095/00E002 | Flanders | 276 m² | 1 · 283 m² | 10.8 m · 2 fl. |
| 41002A1579/00H002 | Flanders | 252 m² | 1 · 206 m² | 13.4 m · 1 fl. |
| 21812N0950/00T008 | Brussels | 235 m² | 1 · 234 m² | 20.9 m · 5 fl. |
| 13454P0050/00P002 | Flanders | 226 m² | 1 · 215 m² | 9.2 m · 1 fl. |
| 31803C1408/00K000 | Flanders | 225 m² | 1 · 198 m² | 13.8 m · 3 fl. |
| 53403F0553/00_000 | Wallonia | 203 m² | 1 · 51 m² | 13.6 m · 4 fl. |
| 12403D0077/00M003 | Flanders | 187 m² | 1 · 170 m² | 25.3 m · 5 fl. |
| 41081A0062/00M000 | Flanders | 184 m² | 1 · 184 m² | 13.8 m · 4 fl. |
| 33011F0565/02P000 | Flanders | 150 m² | 1 · 150 m² | 18.7 m · 5 fl. |
| 52011D0267/00S030indicative | Wallonia | 138 m² | 1 · 72 m² | - |
| 57462D0184/00X000 | Wallonia | 130 m² | 1 · 119 m² | 19.5 m · 6 fl. |
| 38025A0325/00B000 | Flanders | 112 m² | 1 · 183 m² | 12.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 83
81 of 84 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
3 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
10 connected companiesLinked via shared directors
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
17 locations
Acquisitions and mergers
2 transactionsReceived in a demerger part of:ACCENT Jobs For People
Split off to:The House of his Royal majesty the customer II NV
Public money · subsidies and aid
Flemish government
2022 to 2025 · 10 entries · 1,633,513 EUR awarded · 1,633,514 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 3 | 255,813 EUR | 255,813 EUR |
| 2024 | 3 | 326,247 EUR | 330,722 EUR |
| 2023 | 2 | 611,580 EUR | 607,106 EUR |
| 2022 | 2 | 439,873 EUR | 439,873 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Vlaams opleidingsverlof (VOV)
Individueel Maatwerk
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Of 1,014 companies in sector 78200 we hold annual accounts for 645. 101 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-02-2007
Fiscal year end31-12
Activities, NACEBEL 2025
78200Temporary employment agencies and other provision of personnel
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:stefanie.verschuere@houseofhr.be