CREA INVEST
ActiveCREA INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.49M and a net result of €309k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 20% of 5487 sector peers (fiscal year 2025). The company has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 5487 sector peers (2025).
NBB · sector comparisonPosition among 5487 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-12-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
4 d late
2023
1 d early
2022
on the day
2021
40 d early
2020
60 d early
2019
60 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.49M▲ 26.2%
2024 · €1.18M
2019: €510k
2020: €728k
2021: €910k
2022: €972k
2023: €1.12M
2024: €1.18M
2019 → 2025
Net result
€309k▲ 424%
2024 · €59k
2019: €161k
2020: €318k
2021: €232k
2022: €82k
2023: €148k
2024: €59k
2019 → 2025
Total assets
€8.21M▼ 2.3%
2024 · €8.41M
2019: €2.97M
2020: €3.48M
2021: €3.30M
2022: €4.60M
2023: €6.80M
2024: €8.41M
2019 → 2025
Solvency
18.1%▲ 4.1pp
2024 · 14.0%
2019: 17.1%
2020: 20.9%
2021: 27.6%
2022: 21.1%
2023: 16.5%
2024: 14.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€910k-€972k▲ 6.9%€1.12M▲ 15.2%€1.18M▲ 5.3%€1.49M▲ 26.2%
Operating result€343k-€139k▼ 59.6%€346k▲ 149%€380k▲ 9.7%€659k▲ 73.7%
Net result€232k-€82k▼ 64.5%€148k▲ 79.2%€59k▼ 60.1%€309k▲ 424%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 74% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.21M
Fixed assets
€8.07M▼ 3.1%
Current assets
€143k▲ 81.3%
Equity and liabilities €8.21M
Equity
€1.49M▲ 26.2%
Provisions
€5k▼ 3.4%
Debt
€6.72M▼ 7.0%
The debt ratio falls from 85.9% to 81.8%: equity grows while debt is paid down.
Key figures and ratios
Solvency
18.1%▲
2024 · 14.0%
ROE
20.7%▲
2024 · 5.0%
ROA
3.8%▲
2024 · 0.7%
Debt
€6.72M▼
2024 · €7.22M
Debt ≤ 1 year
€803k▲
2024 · €783k
Debt > 1 year
€5.85M▼
2024 · €6.36M
Income taxes
€115k▲
2024 · €20k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.41M€8.21M▼
Fixed assets21/28€8.33M€8.07M▼
Tangible fixed assets22/27€8.29M€8.03M▼
Land and buildings22€8.29M€8.03M▼
Furniture and vehicles24€1k-
Financial fixed assets28€35k€35k=
Current assets29/58€79k€143k▲
Amounts receivable within one year40/41€28k€70k▲
Trade receivables40€3k€69k▲
Other amounts receivable41€25k€600▼
Cash at bank and in hand54/58€41k€67k▲
Deferred charges and accrued income490/1€10k€7k▼
Equity and liabilities
Total equity and liabilities10/49€8.41M€8.21M▼
Equity10/15€1.18M€1.49M▲
Contributions10/11€19k€19k=
Reserves13€1.15M€1.45M▲
Tax-exempt reserves132€14k€14k▼
Distributable reserves133€1.13M€1.44M▲
Profit (loss) carried forward14€14k€15k▲
Provisions and deferred taxes16€5k€5k▼
Deferred taxes168€5k€5k▼
Amounts payable17/49€7.22M€6.72M▼
Amounts payable after more than one year17€6.36M€5.85M▼
Financial debts170/4€4.86M€4.35M▼
Trade debts175€1.50M€1.50M=
Amounts payable within one year42/48€783k€803k▲
Current portion of amounts payable after more than one year42€521k€510k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€68k€6k▼
Suppliers440/4€68k€6k▼
Taxes, remuneration and social security45€70k€125k▲
Taxes450/3€70k€125k▲
Other amounts payable47/48€124k€162k▲
Accrued charges and deferred income492/3€79k€67k▼
Income statement
Code20242025
Non-recurring operating income76A-€28k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€276k€319k▲
Other operating charges640/8€20k€22k▲
Gross operating margin9900€675k€1.00M▲
Operating profit (loss)9901€380k€659k▲
Financial income75/76B-€10k
Recurring financial income75-€10k
Financial charges65/66B€301k€246k▼
Recurring financial charges65€301k€246k▼
Profit (loss) for the period before taxes9903€79k€423k▲
Transfer from deferred taxes780€165€165=
Income taxes67/77€20k€115k▲
Profit (loss) for the period9904€59k€309k▲
Transfer from tax-exempt reserves789€495€495=
Profit (loss) for the period to be appropriated9905€59k€309k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€323k▲
Profit (loss) brought forward from the previous period14P€5k€14k▲
Transfer to equity691/2€50k€308k▲
To other reserves6921€50k€308k▲
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
State Gazette act
Statutes amendment · RestructuringDemerger · Accounting effect · Net-asset statement17 facts ▸
State Gazette act
Statutes amendment · Restructuring
Demerger · Accounting effect · Net-asset statement17 facts ▸
- Demerger, Van Hoydonck
- Demerger, Van Hoydonck
- Demerger, Van Hoydonck
- Demerger, Van Hoydonck
- Accounting effect, 01/01/2026
- Net-asset statement, 31/12/2025
- Net-asset statement, 31/12/2025
- Net-asset statement, 31/12/2025
- Net-asset statement, 31/12/2025
- Share issue, Nieuwe aandelen uitgereikt aan aandeelhouders Van Hoydonck, 129
- Share issue, Nieuwe aandelen uitgereikt aan aandeelhouders Van Hoydonck, 27
- Share issue, Nieuwe aandelen uitgereikt aan aandeelhouders Van Hoydonck, 59
- +5 further facts in this act
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet €59k ▼60.1%
Net result drops to €59k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Equity above €1MEq €1.12M ▲15.2%
5 profitable years in a row build equity to €1.12M.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
02-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
30-06
Financial
Highest result since 2019net €318k ▲97.9%
Net result €318k, the highest in the series.
2019
02-12
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
28-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
11-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
21-12-2023
Resigned as Director
Location & real-estate footprint
Registered office, Wuustwezel · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredabaan (Centrum) 2582990 WuustwezelGround area
7,610 m²
Building footprint
2,149 m²
Volume, LiDAR
87 m³
Parcel 11053E0049/00E000, Flanders · tallest building 4.4 m. Linked by address, not a title deed.
1 establishment unit
Crea Invest
since 20062.151.627.076
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11053E0049/00E000 | Flanders | 7,610 m² | 1 · 2,148 m² | 4.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
4 connected companiesNetwork connections
Shared address
→
Shared address
→
Shared address
→
Shared address
→
Acquisitions and mergers
1 transactionReceived a contribution from:VAN HOYDONCK
Recognitions · licences · registrations
Legal Entity Identifier
894500NN5NWT271K0B69
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POSTERUS
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 11,738 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-12-2005
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.