YVEBE
ActiveSummary
YVEBE has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46k and a net result of €-7k. Equity is growing by ~10.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability3▲+3
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 9.23 against 11.74 in 2024; short-term debt: 9.4% and cash: 27.4% of total assets), and 9.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.6%
Return on assets
-13.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-7k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
32 d late
2023
40 d late
2022
31 d late
2021
23 d late
2020
5 d early
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€314k▲ 31.1%
2019 · €240k
2018: €285k
2019: €240k▼ -16.0% vs 2018lowest in 3 years
2020: €314k▲ +31.1% vs 2019highest in 3 years
2018 → 2020
EBIT margin
5.7%▲ 0.4pp
2019 · 5.3%
2018: -0.3%lowest in 3 years
2019: 5.3%▲ +1905% vs 2018
2020: 5.7%▲ +6.6% vs 2019highest in 3 years
2018 → 2020
Net result
€-7k▲ 52.1%
2024 · €-14k
2018: €-3k
2019: €8k▲ +399% vs 2018
2020: €13k▲ +71.2% vs 2019
2021: €37k▲ +182% vs 2020highest in 8 years
2022: €-27k▼ -172% vs 2021lowest in 8 years
2023: €16k▲ +160% vs 2022
2024: €-14k▼ -189% vs 2023
2025: €-7k▲ +52.1% vs 2024
2018 → 2025
Working capital
€40k▼ 7.2%
2024 · €43k
2018: €12klowest in 8 years
2019: €20k▲ +68.9% vs 2018
2020: €32k▲ +58.5% vs 2019
2021: €81k▲ +153% vs 2020highest in 8 years
2022: €46k▼ -43.7% vs 2021
2023: €56k▲ +22.0% vs 2022
2024: €43k▼ -23.5% vs 2023
2025: €40k▼ -7.2% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€78k-€51k▼ 34.3%€67k▲ 31.2%€53k▼ 21.1%€46k▼ 12.8%
2021: €78khighest in 5 years
2022: €51k▼ -34.3% vs 2021
2023: €67k▲ +31.2% vs 2022
2024: €53k▼ -21.1% vs 2023
2025: €46k▼ -12.8% vs 2024lowest in 5 years
Operating result€54k-€-25k€20k€-12k€-3k▲ 72.3%
2021: €54khighest in 5 years
2022: €-25k▼ -146% vs 2021lowest in 5 years
2023: €20k▲ +182% vs 2022
2024: €-12k▼ -160% vs 2023
2025: €-3k▲ +72.3% vs 2024
Net result€37k-€-27k€16k€-14k€-7k▲ 52.1%
2021: €37khighest in 5 years
2022: €-27k▼ -172% vs 2021lowest in 5 years
2023: €16k▲ +160% vs 2022
2024: €-14k▼ -189% vs 2023
2025: €-7k▲ +52.1% vs 2024
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €51k
Fixed assets
€7k ▼ 36.2%
Current assets
€45k ▼ 4.7%
Equity and liabilities €51k
Equity
€46k ▼ 12.8%
Debt
€5k ▲ 21.2%
Debt's share of the balance-sheet total rises from 7.0% to 9.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€392▲
2024 · €-8k
Cash flow
€-3k▲
2024 · €-10k
Current ratio
9.23▼
2024 · 11.74
Debt to equity
0.10▲
2024 · 0.07
ROE
-14.7%▲
2024 · -26.8%
ROA
-13.3%▲
2024 · -24.9%
Interest coverage
0.12▲
2024 · -2.52
Debt ≤ 1 year
€5k▲
2024 · €4k
Income taxes
€109=
2024 · €109
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€57k€51k▼
Fixed assets21/28€10k€7k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€10k€6k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€430€188▼
Furniture and vehicles24€7k€4k▼
Financial fixed assets28€700€700=
Current assets29/58€47k€45k▼
Amounts receivable within one year40/41€38k€18k▼
Trade receivables40€8k€2k▼
Other amounts receivable41€30k€16k▼
Cash at bank and in hand54/58€8k€14k▲
Deferred charges and accrued income490/1€2k€12k▲
Equity and liabilities
Total equity and liabilities10/49€57k€51k▼
Equity10/15€53k€46k▼
Contributions10/11€6k€6k=
Reserves13€59k€59k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€58k€58k=
Profit (loss) carried forward14€-12k€-18k▼
Amounts payable17/49€4k€5k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€4k€5k▲
Current portion of amounts payable after more than one year42€0€0=
Trade debts44€1k€1k▲
Suppliers440/4€1k€1k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48-€0
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€1k€760▼
Gross operating margin9900€-7k€1k▲
Operating profit (loss)9901€-12k€-3k▲
Financial income75/76B€1k€26▼
Recurring financial income75€1k€26▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-14k€-7k▲
Income taxes67/77€109€109=
Profit (loss) for the period9904€-14k€-7k▲
Profit (loss) for the period to be appropriated9905€-14k€-7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-18k▼
Profit (loss) brought forward from the previous period14P-€-12k
Transfer from equity791/2€3k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8k | €2k | €3k | €4k | €4k | ▼ 13.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | €3k | - | - | - |
| Other operating charges640/8 | €483 | €753 | €936 | €1k | €760 | ▼ 25.1% |
| Gross operating margin9900 | €63k | €-22k | €27k | €-7k | €1k | ▲ 117% |
| Operating profit (loss)9901 | €54k | €-25k | €20k | €-12k | €-3k | ▲ 72.3% |
| Financial income75/76B | €260 | €1 | €280 | €1k | €26 | ▼ 97.5% |
| Recurring financial income75 | €260 | €1 | €280 | €1k | €26 | ▼ 97.5% |
| Financial charges65/66B | €1k | €2k | €2k | €3k | €3k | ▲ 9.7% |
| Recurring financial charges65 | €1k | €2k | €2k | €3k | €3k | ▲ 9.7% |
| Profit (loss) for the period before taxes9903 | €53k | €-27k | €18k | €-14k | €-7k | ▲ 52.5% |
| Income taxes67/77 | €16k | €109 | €2k | €109 | €109 | = |
| Profit (loss) for the period9904 | €37k | €-27k | €16k | €-14k | €-7k | ▲ 52.1% |
| Transfer from tax-exempt reserves789 | - | - | €4k | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €37k | €-27k | €20k | €-14k | €-7k | ▲ 52.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €133k | €81k | €82k | €57k | €51k | ▼ 10.5% |
| Fixed assets21/28 | €7k | €9k | €11k | €10k | €7k | ▼ 36.2% |
| Intangible fixed assets21 | €0 | €0 | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €6k | €8k | €11k | €10k | €6k | ▼ 38.9% |
| Land and buildings22 | €3k | €3k | €3k | €2k | €2k | ▼ 15.5% |
| Plant, machinery and equipment23 | €330 | €928 | €450 | €430 | €188 | ▼ 56.3% |
| Furniture and vehicles24 | €2k | €5k | €8k | €7k | €4k | ▼ 45.0% |
| Financial fixed assets28 | €700 | €700 | €700 | €700 | €700 | = |
| Current assets29/58 | €127k | €71k | €71k | €47k | €45k | ▼ 4.7% |
| Stocks and contracts in progress3 | - | €7k | €0 | - | - | - |
| Stocks30/36 | - | €7k | €0 | - | - | - |
| Amounts receivable within one year40/41 | €38k | €33k | €33k | €38k | €18k | ▼ 51.1% |
| Trade receivables40 | €34k | €26k | €31k | €8k | €2k | ▼ 74.2% |
| Other amounts receivable41 | €3k | €7k | €2k | €30k | €16k | ▼ 45.2% |
| Cash at bank and in hand54/58 | €87k | €20k | €34k | €8k | €14k | ▲ 84.1% |
| Deferred charges and accrued income490/1 | €2k | €11k | €3k | €2k | €12k | ▲ 699% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €133k | €81k | €82k | €57k | €51k | ▼ 10.5% |
| Equity10/15 | €78k | €51k | €67k | €53k | €46k | ▼ 12.8% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Reserves13 | €72k | €63k | €61k | €59k | €59k | = |
| Non-distributable reserves130/1 | €1k | €1k | €1k | €1k | €1k | = |
| Reserves not available under the articles1311 | €1k | €1k | €1k | €1k | €1k | = |
| Tax-exempt reserves132 | €4k | €4k | €0 | - | - | - |
| Distributable reserves133 | €67k | €58k | €60k | €58k | €58k | = |
| Profit (loss) carried forward14 | - | €-17k | €0 | €-12k | €-18k | ▼ 58.9% |
| Amounts payable17/49 | €55k | €29k | €15k | €4k | €5k | ▲ 21.2% |
| Amounts payable after more than one year17 | €10k | €4k | €0 | €0 | - | - |
| Financial debts170/4 | €10k | €4k | €0 | €0 | - | - |
| Amounts payable within one year42/48 | €45k | €26k | €15k | €4k | €5k | ▲ 21.2% |
| Current portion of amounts payable after more than one year42 | €7k | €6k | €4k | €0 | €0 | - |
| Trade debts44 | €16k | €1k | €6k | €1k | €1k | ▲ 10.1% |
| Suppliers440/4 | €16k | €1k | €6k | €1k | €1k | ▲ 10.1% |
| Advances received on contracts in progress46 | €0 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €22k | €18k | €6k | €3k | €3k | ▲ 26.7% |
| Taxes450/3 | €19k | €16k | €4k | €2k | €3k | ▲ 115% |
| Remuneration and social security454/9 | €4k | €2k | €1k | €1k | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | - | €0 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €37k | €-27k | €16k | €-14k | €-7k | ▲ 52.1% |
| + Depreciation and write-downs630 | €8k | €2k | €3k | €4k | €4k | ▼ 13.8% |
| Operating cash flow (approximation) | €45k | €-25k | €19k | €-10k | €-3k | ▲ 69.0% |
| Investment in fixed assets (approximation) | - | €-4k | €-5k | €-3k | €0 | ▲ 100% |
| Change in cash | - | €-67k | €14k | €-27k | €6k | ▲ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
17-08
State Gazette act
General meeting · Director appointment
Permanent representative · Director resignation
2025
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 11.74
Current ratio from 4.78 to 11.74; short-term debt falls from €15k to €4k.
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
31-12
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-27k
Net result drops to €-27k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 23 days late
2021
31-12
Financial
Highest result since 2018net €37k ▲182%
Operating result €54k, net result €37k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
Show earlier events
2019
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 24 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ittre · 1 establishment unit since 2005
Ground area
1,270 m²
Building footprint
135 m²
Volume, LiDAR
810 m³
Parcel 25044D0039/02F000, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YVEBE SPRL
since 20052.145.875.669
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25044D0039/02F000 | Wallonia | 1,270 m² | 1 · 135 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
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Of 29,787 companies in sector 41001 we hold annual accounts for 16,036. 13,009 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-02-2005
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Scores and ratios are computed by Checked and are not a credit decision.