Bart M.J. Peeters
ActiveSummary
Bart M.J. Peeters has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €493k and a net result of €120k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 89% of 37956 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability96▲+9
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 7.61 against 6.15 in 2023; short-term debt: 9.2% and cash: 5.5% of total assets), and 9.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
90.8%
Return on assets
22.1%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-07-2025, 6 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
6 d early
2023
12 d early
2022
on the day
2021
28 d late
2020
27 d late
2019
27 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€493k▲ 18.9%
2023 · €415k
2018: €271k
2019: €329k
2020: €389k
2021: €400k
2022: €399k
2023: €415k
2018 → 2024
Total assets
€543k▲ 16.2%
2023 · €467k
2018: €319k
2019: €366k
2020: €421k
2021: €426k
2022: €435k
2023: €467k
2018 → 2024
Net result
€120k▲ 75.6%
2023 · €68k
2018: €40k
2019: €59k
2020: €59k
2021: €65k
2022: €62k
2023: €68k
2018 → 2024
Working capital
€330k▲ 22.3%
2023 · €270k
2018: €191k
2019: €244k
2020: €265k
2021: €244k
2022: €252k
2023: €270k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€389k-€400k▲ 2.9%€399k▼ 0.2%€415k▲ 3.9%€493k▲ 18.9%
Operating result€87k-€92k▲ 5.3%€88k▼ 3.5%€102k▲ 14.9%€185k▲ 82.1%
Net result€59k-€65k▲ 9.7%€62k▼ 4.9%€68k▲ 10.6%€120k▲ 75.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 82% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €543k
Fixed assets
€163k ▲ 12.6%
Current assets
€380k ▲ 17.9%
Equity and liabilities €543k
Equity
€493k ▲ 18.9%
Debt
€50k ▼ 4.8%
Debt's share of the balance-sheet total falls from 11.2% to 9.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€207k▲
2023 · €121k
Cash flow
€142k▲
2023 · €88k
Current ratio
7.61▲
2023 · 6.15
Debt to equity
0.10▼
2023 · 0.13
ROE
24.4%▲
2023 · 16.5%
ROA
22.1%▲
2023 · 14.7%
Interest coverage
591.34▲
2023 · 76.26
Debt ≤ 1 year
€50k▼
2023 · €53k
Income taxes
€70k▲
2023 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€467k€543k▲
Fixed assets21/28€144k€163k▲
Tangible fixed assets22/27€144k€163k▲
Land and buildings22€123k€113k▼
Furniture and vehicles24€21k€49k▲
Current assets29/58€323k€380k▲
Amounts receivable after more than one year29€87k€79k▼
Other amounts receivable291€87k€79k▼
Amounts receivable within one year40/41€45k€69k▲
Trade receivables40€45k€64k▲
Other amounts receivable41-€5k
Current investments50/53€100k€200k▲
Cash at bank and in hand54/58€89k€30k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€467k€543k▲
Equity10/15€415k€493k▲
Contributions10/11€6k€6k=
Reserves13€409k€487k▲
Tax-exempt reserves132€20k€20k=
Distributable reserves133€388k€466k▲
Amounts payable17/49€53k€50k▼
Amounts payable within one year42/48€53k€50k▼
Trade debts44€18k€4k▼
Suppliers440/4€18k€4k▼
Taxes, remuneration and social security45€32k€45k▲
Taxes450/3€28k€45k▲
Remuneration and social security454/9€4k-
Other amounts payable47/48€3k€1k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€22k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€122k€208k▲
Operating profit (loss)9901€102k€185k▲
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€2k€351▼
Recurring financial charges65€2k€351▼
Profit (loss) for the period before taxes9903€103k€190k▲
Income taxes67/77€34k€70k▲
Profit (loss) for the period9904€68k€120k▲
Profit (loss) for the period to be appropriated9905€68k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€68k€120k▲
Transfer from equity791/2€53k€40k▼
Transfer to equity691/2€68k€119k▲
To other reserves6921€68k€119k▲
Profit to be distributed694/7€53k€42k▼
Return on contributions (dividend)694€53k€42k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €120k ▲75.6%
Operating result €185k, net result €120k, both a record.
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
2021
30-08
State Gazette act
General meeting · Director reappointment
Permanent representative · Director discharge
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 25 days late
Show earlier events
2015
10-07
State Gazette act
General meeting · Director reappointment
Permanent representative · Board meeting
16-06
State Gazette act
General meeting · Director reappointment
Permanent representative · Board meeting
2011
22-07
State Gazette act
General meeting · Director reappointment
Permanent representative · Board meeting
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Scheldestraat(WEE) 312880 BornemGround area
2,329 m²
Building footprint
336 m²
Volume, LiDAR
1,621 m³
Parcel 12038B0050/00C000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bart M.J. Peeters bvba
since 20052.145.427.786
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12038B0050/00C000 | Flanders | 2,329 m² | 1 · 336 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Recognitions · licences · registrations
Legal Entity Identifier
894500R7FBIBNCH1MZ54
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CATTEEUW PATRICK
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 34,755 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-2005
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0476 33 39 28