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FINANCE WATCH

Active
Int'l non-profit associationfounded 201115 yrs activeKoloniënstraat 56, 1000 Brussel, BelgiumKBO/BCE: BE 0836.636.381

FINANCE WATCH has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €121k and a net result of €40k. Equity is growing by ~43.2% per year across the filed fiscal years. Its solvency ranks better than 14% of 187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Checked score

Score 2025
68 / 100
Healthy▼ -5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency36▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 8.52 against 9.25 in 2024), but 96% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 72
Relative position
BE, all sectors
reference
Sector 72
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
4%
Return on assets
1.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 187 sector peers (2025).
NBB · sector comparison
Position among 187 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
18 d late
2024
25 d late
2023
29 d late
2022
24 d early
2021
13 d early
2020
16 d early
2019
24 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€40k▼ 13.7%
2024 · €47k
2018: €19k 2019: €2k 2020: €11k 2021: €26k 2022: €37k 2023: €58k 2024: €47k
2018 → 2025
Working capital
€2.58M▼ 19.3%
2024 · €3.20M
2018: €-65k 2019: €146k 2020: €286k 2021: €2.38M 2022: €1.33M 2023: €866k 2024: €3.20M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-60k-€-23k▲ 61.1%€34k€81k▲ 136%€121k▲ 49.8%
Operating result€54k-€62k▲ 13.9%€97k▲ 56.7%€56k▼ 42.5%€64k▲ 14.9%
Net result€26k-€37k▲ 38.4%€58k▲ 57.4%€47k▼ 18.9%€40k▼ 13.7%
Result per fiscal year
Operating resultNet result
€0€25k€50k€75k€100kOperating result 2021: €54k€54kNet result 2021: €26k€26kOperating result 2022: €62k€62kNet result 2022: €37k€37kOperating result 2023: €97k€97kNet result 2023: €58k€58kOperating result 2024: €56k€56kNet result 2024: €47k€47kOperating result 2025: €64k€64kNet result 2025: €40k€40k20212022202320242025
The operating result recovers in 2025; 2025 is 15% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.02M
Fixed assets €94k▼ 19.2%
Current assets €2.93M▼ 18.5%
Equity and liabilities €3.02M
Equity €121k▲ 49.8%
Debt €2.90M▼ 20.0%
The debt ratio falls from 97.8% to 96.0%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€93k
2024 · €82k
Cash flow
€69k
2024 · €73k
Solvency
4.0%
2024 · 2.2%
Current ratio
8.52
2024 · 9.25
Quick ratio
8.52
2024 · 9.25
Debt / equity
23.93
2024 · 44.82
ROE
33.2%
2024 · 57.7%
ROA
1.3%
2024 · 1.3%
Interest coverage
2.94
2024 · 9.79
Debt
€2.90M
2024 · €3.63M
Debt ≤ 1 year
€344k
2024 · €388k
Income taxes
€934
2024 · €2k
Staff costs
€1.82M
2024 · €1.71M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.71M€3.02M
Fixed assets21/28€117k€94k
Intangible fixed assets21€18k€5k
Tangible fixed assets22/27€47k€38k
Furniture and vehicles24€29k€24k
Other tangible fixed assets26€18k€14k
Financial fixed assets28€51k€51k=
Current assets29/58€3.59M€2.93M
Amounts receivable after more than one year29€1.79M€727k
Other amounts receivable291€1.79M€727k
Amounts receivable within one year40/41€1.28M€1.54M
Trade receivables40€1.24M€1.51M
Other amounts receivable41€34k€31k
Current investments50/53-€209k
Cash at bank and in hand54/58€471k€388k
Deferred charges and accrued income490/1€55k€62k
Equity and liabilities
Total equity and liabilities10/49€3.71M€3.02M
Equity10/15€81k€121k
Profit (loss) carried forward14€81k€121k
Amounts payable17/49€3.63M€2.90M
Amounts payable within one year42/48€388k€344k
Trade debts44€123k€55k
Suppliers440/4€123k€55k
Taxes, remuneration and social security45€265k€186k
Taxes450/3€73k€16k
Remuneration and social security454/9€192k€170k
Accrued charges and deferred income492/3€3.24M€2.56M
Income statement Code20242025
Non-recurring operating income76A-€0
Remuneration, social security and pensions62€1.71M€1.82M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€29k
Other operating charges640/8€17k€32k
Non-recurring operating charges66A€54k€103k
Gross operating margin9900€1.86M€2.05M
Operating profit (loss)9901€56k€64k
Financial income75/76B€2k€9k
Recurring financial income75€2k€9k
Financial charges65/66B€8k€32k
Recurring financial charges65€8k€32k
Profit (loss) for the period before taxes9903€49k€41k
Income taxes67/77€2k€934
Profit (loss) for the period9904€47k€40k
Profit (loss) for the period to be appropriated9905€47k€40k
Appropriation of the result
Profit (loss) to be appropriated9906€81k€121k
Profit (loss) brought forward from the previous period14P€34k€81k
Social balance
Average headcount (FTE)908715.314.5

The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
18-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 18 days late
25-02
State Gazette act Resignations & appointments
General meeting · Director appointment · Board meeting5 facts ▸
  • General meeting, 2025-06-20
  • Director appointment, Ogmundur Jonasson (administrateur)
  • Board meeting, 2025-10-06
  • Director resignation, Benoît Lallemand (secrétaire général délégué à la gestion journalière)
  • Director appointment, Isabelle Buscke (secrétaire générale déléguée à la gestion journalière)
2025
31-12
Financial Equity above €100kEq €121k ▲49.8%
8 profitable years in a row build equity to €121k.
25-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
31-12
Financial Liquidity triplescurrent ratio 9.25
Current ratio from 3.19 to 9.25; short-term debt falls from €396k to €388k.
07-11
State Gazette act Resignations & appointments
General meeting · Director resignation · Director appointment14 facts ▸
  • General meeting, 2024-06-18
  • Director resignation, Alexandra Andhov née Horvathova (administrateur)
  • Director resignation, ASUFIN (administrateur)
  • Director appointment, CNE (Centrale Nationale des Employés) (administrateur)
  • Permanent representative, Etienne Lebeau
  • Auditor reappointment, 3 ans
  • Board composition, Président
  • Board composition, membre, Trésorier
  • Board composition, membre
  • Board composition, membre
  • Board composition, membre
  • Board composition, membre
  • +2 further facts in this act
29-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 29 days late
01-07
State Gazette act Registered office
Registered-office move1 fact ▸
  • Registered-office move, Rue des Colonies 56 boîte 3 à 1000 Bruxelles
2023
31-12
Financial Highest result since 2018net €58k ▲57.4%
Operating result €97k, net result €58k, both a record.
29-11
State Gazette act Statutes amendment · Resignations & appointments
Statutes amendment · Corporate purpose · Power of attorney4 facts ▸
  • Statutes amendment
  • Corporate purpose, poursuit un but non lucratif, en vue de développer un plaidoyer citoyen sur des sujets financiers, des sujets d'organisation de l'activité financière et des suj…
  • Power of attorney, Benoit LALLEMAND
  • Power of attorney, Gérard INDEKEU
26-10
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director resignation20 facts ▸
  • General meeting, 2023-06-23
  • Director reappointment, Marek Hudon (administrateur)
  • Director reappointment, Nadine Strauss (administrateur)
  • Director reappointment, ASUFIN (administrateur)
  • Director resignation, Rainer Geiger (administrateur)
  • Director resignation, FISAC CGIL (administrateur)
  • Director appointment, Centre des Jeunes Dirigeants (CJD) (administrateur)
  • Director appointment, CECODHAS (Housing Europe) (administrateur)
  • Director appointment, Deepa Govindarajan Driver (administrateur)
  • Board meeting, 2023-09-28
  • Director appointment, Deepa Govindarajan Driver (vice-présidente)
  • Board composition, Président, 2023-09-28
  • +8 further facts in this act
07-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
12-04
State Gazette act Resignations & appointments
Board meeting · Director appointment · Director resignation16 facts ▸
  • Board meeting, 2022-10-13
  • Director appointment, Marek Hudon (Président du Conseil d'Administration)
  • Director resignation, Alexandra Andhoy (Président du Conseil d'Administration)
  • Director appointment, Patricia Suarez (Vice-Présidente du Conseil d'Administration)
  • Director resignation, Marek Hudon (Vice-Présidente du Conseil d'Administration)
  • Board meeting, 2022-12-09
  • Director appointment, Andrea Baranes (Trésorier)
  • Director resignation, Anna Maria Romano (Trésorier)
  • Board composition, Président, 2022-12-09
  • Board composition, membre, Trésorier, 2022-12-09
  • Board composition, membre, 2022-12-09
  • Board composition, membre, Vice-Présidente, 2022-12-09
  • +4 further facts in this act
28-02
State Gazette act Resignations & appointments
Board meeting · Director resignation · Director appointment14 facts ▸
  • Board meeting, 2022-06-17
  • Director resignation, Positive Money UK (administrateur)
  • Director resignation, Secours Catholique / Caritas France (administrateur)
  • Director appointment, Fondazione Finanza Etica (administrateur)
  • Permanent representative, Andrea Baranes
  • Board composition, Président, 2022-06-17
  • Board composition, membre, 2022-06-17
  • Board composition, membre, Trésorière, 2022-06-17
  • Board composition, membre, 2022-06-17
  • Board composition, membre, 2022-06-17
  • Board composition, membre, 2022-06-17
  • Board composition, Vice-Président, 2022-06-17
  • +2 further facts in this act
2022
18-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
30-05
State Gazette act Resignations & appointments
Board meeting · Director appointment · Director resignation19 facts ▸
  • Board meeting, 2020-09-14
  • Director appointment, Marek Hudon (Vice-Président)
  • Board meeting, 2021-02-22
  • Director resignation, Erwan Malary (représentant de l'organisation Secours Catholique / Caritas France)
  • Director appointment, Emilie Johann (représentante de l'organisation Secours Catholique / Caritas France)
  • Director appointment, Anna Maria Romano (Trésorière)
  • General meeting, 2021-06-18
  • Director reappointment, Alexandra Andhov (membre indépendant du conseil d'administration)
  • Auditor reappointment, 2024-06-17
  • Board composition, Président, 2021-06-18
  • Board composition, membre (représentante de Secours Catholique - Caritas France), 2021-06-18
  • Board composition, membre (représentante de Positive Money), 2021-06-18
  • +7 further facts in this act
2021
31-12
Financial Liquidity times 5current ratio 7.71
Current ratio from 1.51 to 7.71; short-term debt falls from €562k to €355k.
15-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
23-09
State Gazette act Resignations & appointments
General meeting · Statutes amendment · Director resignation22 facts ▸
  • General meeting, 2020-06-19
  • Statutes amendment
  • General meeting, 2020-06-26
  • Director resignation, Rainer Lenz (administrateur)
  • Director resignation, Nordic Financial Union (administrateur)
  • Director resignation, Fondazione Finanza Etica (administrateur)
  • Director reappointment, Rainer Geiger (administrateur)
  • Director appointment, Marek Hudon (administrateur)
  • Director appointment, Nadine Strauss (administrateur)
  • Director appointment, ASUFIN (administrateur)
  • Director appointment, FISAC CGIL (administrateur)
  • Director appointment, Alexandra Andhov (Président)
  • +10 further facts in this act
07-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
11-03
State Gazette act Registered office · Statutes amendment · Resignations & appointments
General meeting · Director reappointment · Statutes amendment14 facts ▸
  • General meeting, 2019-11-29
  • Director reappointment, Secours Catholique - Caritas France (administrateur)
  • Director reappointment, Positive Money (administrateur)
  • Director reappointment, Rainer Geiger (administrateur)
  • Statutes amendment
  • Corporate purpose, L'association, poursuit des objectifs non lucratifs, dans le but de développer un plaidoyer citoyen sur des sujets financiers, des sujets d'organisation de l'ac…
  • Board composition, Président et Trésorier, 2019-11-29
  • Board composition, Vice-président, 2019-11-29
  • Board composition, membre, 2019-11-29
  • Board composition, membre, 2019-11-29
  • Board composition, membre, 2019-11-29
  • Board composition, membre, 2019-11-29
  • +2 further facts in this act
2019
31-12
Financial Weakest financial yearnet €2k ▼89.1%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
04-06
State Gazette act Resignations & appointments
General meeting · Auditor reappointment · Board meeting5 facts ▸
  • General meeting, 2018-06-13
  • Auditor reappointment, RSM Interaudit
  • Board meeting, 2018-10-02
  • Director resignation, Erio Dekeuleneer (Conseil d'Administration)
  • Director appointment, Alexandra Andhov (née Horváthová) (Conseil d'Administration)
2018
05-09
State Gazette act Registered office · Resignations & appointments
Board meeting · Director resignation · General meeting13 facts ▸
  • Board meeting, 2014-11-25
  • Director resignation, Wolfgang Koehler (Conseil d'Administration)
  • General meeting, 2016-06-09
  • Director resignation, Hanna Sjölund (Conseil d'Administration)
  • General meeting, 2016-12-13
  • Director appointment, Rainer Geiger (Conseil d'Administration)
  • Director appointment, CARITAS France (Secours Catholique) (Conseil d'Administration)
  • Permanent representative, Grégoire Niaudet
  • Board meeting, 2018-05-15
  • Director resignation, Marc Roche (Conseil d'Administration)
  • General meeting, 2018-06-13
  • Registered-office move, Rue Ducale 67 à 1000 Bruxelles
  • +1 further facts in this act
13-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
24-01
State Gazette act Resignations & appointments
General meeting · Director resignation · Director reappointment19 facts ▸
  • General meeting, 2017-06-28
  • Director resignation, BEUC (administrateur (et fonction vice-président))
  • Director resignation, UNI Europa (administrateur (et fonction vice-président))
  • Director reappointment, Rainer Lenz (administrateur)
  • Director appointment, Fondazione Finanza Etica (administrateur)
  • Director appointment, Nordic Financial Unions (administrateur)
  • Board meeting, 2017-09-13
  • Director reappointment, Rainer Lenz (président du Conseil d'Administration)
  • Director appointment, Fondazione Finanza Etica (trésorier)
  • Director appointment, Nordic Financial Unions (vice-président)
  • Director reappointment, Benoit Lallemand (secrétaire général)
  • Board composition, président, 2017-09-13
  • +7 further facts in this act
2017
17-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 17 days late
23-03
State Gazette act Resignations & appointments
Board meeting · Director appointment · Director resignation25 facts ▸
  • Board meeting, 2015-09-01
  • Director appointment, Eric Dekeuleneer (administrateur)
  • Director appointment, Maurice Rozencwajg (administrateur)
  • Director appointment, Eric Dekeuleneer (vice-président)
  • Board meeting, 2016-06-09
  • Director appointment, Morten Clausen (représentant de UNI-Europa)
  • Board meeting, 2016-12-13
  • Director resignation, CECODHAS Housing Europe (administrateur)
  • Director resignation, CECODHAS Housing Europe (président)
  • Director resignation, Transparency International EU Office (administrateur)
  • Director resignation, François-Marie Monnet (administrateur)
  • Director appointment, Positive Money (trésorier)
  • +13 further facts in this act
2015
18-05
State Gazette act Statutes amendment
General meeting · Statutes amendment10 facts ▸
  • General meeting, 2015-04-08
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
04-02
State Gazette act Resignations & appointments
Board meeting · Director resignation · Director appointment18 facts ▸
  • Board meeting, 2014-11-25
  • Director resignation, Benoît Lallemand (secrétaire général par interim)
  • Director appointment, Christophe Nijdam (Secrétaire général)
  • Director resignation, Monique Goyens (représentant du BEUC au sein du Conseil d'administration)
  • Director appointment, Anne Fily (représentant du BEUC au sein du Conseil d'administration)
  • Director appointment, Hanna Sjölund (représentant d'UNI-Europa)
  • Director resignation, Oliver Röthig (représentant d'UNI-Europa)
  • Director resignation, Veronica Nilsson (administrateur, représentant d'ETUC)
  • Director resignation, Paul de Clerck (administrateur, représentant de Friends of the Earth Europe (foEE))
  • Director resignation, Wolfgang Köhler (administrateur)
  • Board composition, représentant de Housing Europe, 2014-11-25
  • Board composition, représentant de BEUC, 2014-11-25
  • +6 further facts in this act
08-01
State Gazette act Statutes amendment
General meeting · Statutes amendment · Corporate purpose3 facts ▸
  • General meeting, 2014-11-25
  • Statutes amendment
  • Corporate purpose, L'association poursuit des objectifs non lucratifs, dans le but de développer un plaidoyer citoyen sur des sujets financiers, des sujets d'organisation de l'act…
2014
03-07
State Gazette act Registered office · Resignations & appointments
General meeting · Registered-office move · Director appointment21 facts ▸
  • General meeting, 2014-04-29
  • Registered-office move, Rue d'Arlon 92, 1040 Bruxelles
  • Director appointment, Veronica Nilsson (administrateur)
  • Director resignation, Andreas Botsch (administrateur)
  • Director resignation, Bureau Européen des Unions de Consommateurs (BEUC) (administrateur)
  • Director resignation, Oliver Röthig (administrateur)
  • Director resignation, Philippe Loumeau (administrateur)
  • Director reappointment, Bureau Européen des Unions de Consommateurs (BEUC) (administrateur)
  • Director reappointment, Oliver Röthig (administrateur)
  • Director appointment, Rainer Lenz (administrateur)
  • Board composition, administrateur, 2014-04-29
  • Board composition, administrateur, 2014-04-29
  • +9 further facts in this act
08-01
State Gazette act Resignations & appointments
General meeting · Director resignation · Director appointment12 facts ▸
  • General meeting, 2013-11-27
  • Director resignation, Leke VAN DEN BURG (administrateur)
  • Director resignation, Transparency International (administrateur)
  • Director resignation, Fédération Européenne des Epargnants (Eurolnvestors) (administrateur)
  • Director appointment, CECODHAS Housing Europe AISBL (administrateur)
  • Permanent representative, Kurt Eliasson
  • Director appointment, TRANSPARENCY INTERNATIONAL EU Office AISBL (administrateur)
  • Permanent representative, Jacques Terray
  • Director appointment, François-Marie MONNET (administrateur)
  • Board composition, Vice-Président, 2013-11-27
  • Board composition, Secrétaire Général, 2013-11-27
  • Statute modification, adoption des modifications des statuts
03-01
State Gazette act Statutes amendment
General meeting · Statutes amendment · Corporate purpose5 facts ▸
  • General meeting, 2013-11-27
  • Statutes amendment
  • Corporate purpose, De développer un plaidoyer citoyen sur les sujets financiers, les sujets d'organisation de l'activité financière et de réglementation de cette activité en vue d…
  • Power of attorney, Conseil d'administration de FINANCE WATCH
  • Power of attorney, Catherine Gillardin
2011
17-08
State Gazette act Statutes amendment · Resignations & appointments
General meeting · Statutes amendment · Director resignation30 facts ▸
  • General meeting, 2011-06-30
  • Statutes amendment
  • Director resignation, Aurore LALUCQ (administrateur)
  • Director resignation, Wojciech KALINOWSKI (administrateur)
  • Director appointment, Bureau Européen des Unions de Consommateurs (BEUC) AISBL (administrateur)
  • Permanent representative, Monique GOYENS
  • Director appointment, Fédération Européenne des Epargnants (EUROINVESTORS) ASBL (administrateur)
  • Permanent representative, Guillaume PRACHE
  • Director appointment, Friends of the Earth Europe (FOEE) ASBL (administrateur)
  • Permanent representative, Paul de CLERCK
  • Director appointment, Transparency International EU Office AISBL (administrateur)
  • Permanent representative, Jacques TERRAY
  • +18 further facts in this act
10-06
State Gazette act Incorporation
Incorporation · Corporate purpose · Member admission12 facts ▸
  • Incorporation, 2011-04-28
  • Corporate purpose, De développer un plaidoyer citoyen sur les sujets financiers, les sujets d'organisation de l'activité financière et de réglementation de cette activité en vue d…
  • Member admission, Institut pour le Développement de l'Information Economique et Sociale (IDIES)
  • Member admission, Institut Veblen pour les réformes économiques
  • Director appointment, LALUCQ Aurore, Anne-Marie, Adrienne, Amélie (administrateur)
  • Director appointment, KALINOWSKI Wojciech (administrateur)
  • Director appointment, LALUCQ Aurore, Anne-Marie, Adrienne, Amélie (Présidente)
  • Director appointment, PHILIPPONNAT Thierry, Jacques, François (Secrétaire Général)
  • First fiscal year, 2012-12-31, date de l'arrêté royal de reconnaissance
  • No auditor, Les membres fondateurs décident de ne pas nommer de commissaire, estimant que l'association ne rencontrera pas les critères de taille édictés par la loi jusqu'à…
  • Power of attorney, KALINOWSKI Wojciech
  • Power of attorney, LALUCQ Aurore, Anne-Marie, Adrienne, Amélie
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
39 directors, no change since 2026
Isabelle Buscke
Secrétaire générale déléguée à la gestion journalière · since 01-01-2026
Current
Ogmundur Jonasson
Director · since 20-06-2025
Current
FISAC CGIL
Director · since 19-06-2020 · Legal entity
Current
Nadine Strauss
Director · since 19-06-2020
Current
Secours Catholique - Caritas France
Treasurer · since 19-06-2020 · Legal entity · perm. rep.: Emilie Johann
Current
Benoit Lallemand
Secrétaire général · since 01-09-2017
Current
+ 10 not shown in this overview
01-01-2026 Isabelle Buscke: Appointed as Secrétaire générale déléguée à la gestion journalière
31-12-2025 Benoit Lallemand: Resigned as Secrétaire général délégué à la gestion journalière
20-06-2025 Ogmundur Jonasson: Appointed as Director
07-11-2024 Alexandra Andhov: Resigned as Director
07-11-2024 ASUFIN: Resigned as Director
23-06-2023 Rainer Geiger: Resigned as Director
12-04-2023 Alexandra Andhoy: Resigned as Director
12-04-2023 Anna Maria Romano: Resigned as Director
12-04-2023 Marek Hudon: Resigned as Director
28-02-2023 Secours Catholique - Caritas France: Resigned as Director
28-02-2023 Positive Money UK: Resigned as Director
31-12-2022 Emilie Johann: Resigned as Director
19-06-2020 FISAC CGIL: Appointed as Director
19-06-2020 Nadine Strauss: Appointed as Director
19-06-2020 Secours Catholique - Caritas France: Appointed as Treasurer
19-06-2020 Benoit Lallemand: Appointed as Secrétaire général
19-06-2020 Rainer Lenz: Resigned as Director
19-06-2020 Alexandra Andhov: Appointed as Chair
19-06-2020 ASUFIN: Appointed as Director
19-06-2020 Marek Hudon: Appointed as Director
19-06-2020 Fondazione Finanza Etica: Resigned as Director
19-06-2020 Nordic Financial Union: Resigned as Director
31-12-2018 Erio Dekeuleneer: Resigned as Director
05-09-2018 Hanna Sjölund: Resigned as Director
+ 27 not shown in this overview
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Koloniënstraat 561000 Brussel
Ground area
1,366 m²
Building footprint
1,142 m²
Volume, LiDAR
32,169 m³
Parcel 21804D1438/00E002, Brussels · tallest building 36.3 m, ±10 floors. Linked by address, not a title deed.
1 establishment unit
FINANCE WATCH
Koloniënstraat 56, 1000 BrusselOther membership organisations
since 20112.203.058.852
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21804D1438/00E002
ProtectedMonumentTraditioneel huisSource ↗
Brussels 1,366 m² 1 · 1,142 m² 36.3 m · 10 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Structure & network

Connections & network

2 connected companies
Network connections

Ownership & control

3 parties
Control over this companysits on this company's board3
controls
FINANCE WATCHBE 0836.636.381

Public money · subsidies and aid

European Union, budget

2021 to 2025 · 8 entries · 5,142,769 EUR in total
Year Entries awarded
2025 1 1,020,560 EUR
2024 2 993,140 EUR
2023 2 1,002,841 EUR
2022 2 1,042,691 EUR
2021 1 1,083,537 EUR
Projects
SUPPORT FOR ACTIONS ENHANCING THE PARTICIPATION OF CONSUMERS IN FINANCIAL SERVICES POLICY MAKING; PROMOTING A BETTER UNDERSTANDING OF THE FINANCIAL SECTOR, AND PROTECTING THE INTERESTS OF CONSUMERS IN THE AREA OF RETAIL FINANCIAL SERVICES
1.0.31 - Single Market Programme (incl. SMEs) · 01-01-2021 to 31-12-2021 · 1,083,537 EUR
SUPPORT FOR ACTIONS ENHANCING THE PARTICIPATION OF CONSUMERS IN FINANCIAL SERVICES POLICY MAKING; PROMOTING A BETTER UNDERSTANDING OF THE FINANCIAL SECTOR, AND PROTECTING THE INTERESTS OF CONSUMERS IN THE AREA OF RETAIL FINANCIAL SERVICES
1.0.31 - Single Market Programme (incl. SMEs) · 01-01-2022 to 31-12-2022 · 1,040,000 EUR
OPERATING GRANT AGREEMENT FINANCE WATCH FOR FISMA/2025/02/B3/GR
1.0.31 - Single Market Programme (incl. SMEs) · 01-01-2025 to 31-12-2025 · 1,020,560 EUR
SUPPORT FOR ACTIONS ENHANCING THE PARTICIPATION OF CONSUMERS IN FINANCIAL SERVICES POLICY MAKING; PROMOTING A BETTER UNDERSTANDING OF THE FINANCIAL SECTOR, AND PROTECTING THE INTERESTS OF CONSUMERS IN THE AREA OF RETAIL FINANCIAL SERVICES
1.0.31 - Single Market Programme (incl. SMEs) · 01-01-2023 to 31-12-2023 · 1,000,000 EUR
SUPPORT FOR ACTIONS ENHANCING THE PARTICIPATION OF CONSUMERS IN FINANCIAL SERVICES POLICY MAKING; PROMOTING A BETTER UNDERSTANDING OF THE FINANCIAL SECTOR, AND PROTECTING THE INTERESTS OF CONSUMERS IN THE AREA OF RETAIL FINANCIAL SERVICES
1.0.31 - Single Market Programme (incl. SMEs) · 01-01-2024 to 31-12-2024 · 990,000 EUR
Show 3 more projects
SUPPORT FOR ACTIONS ENHANCING THE PARTICIPATION OF CONSUMERS IN FINANCIAL SERVICES POLICY MAKING; PROMOTING A BETTER UNDERSTANDING OF THE FINANCIAL SECTOR, AND PROTECTING THE INTERESTS OF CONSUMERS IN THE AREA OF RETAIL FINANCIAL SERVICES
1.0.31 - Single Market Programme (incl. SMEs) · 01-01-2024 to 31-12-2024 · 3,140 EUR
SUPPORT FOR ACTIONS ENHANCING THE PARTICIPATION OF CONSUMERS IN FINANCIAL SERVICES POLICY MAKING; PROMOTING A BETTER UNDERSTANDING OF THE FINANCIAL SECTOR, AND PROTECTING THE INTERESTS OF CONSUMERS IN THE AREA OF RETAIL FINANCIAL SERVICES
1.0.31 - Single Market Programme (incl. SMEs) · 01-01-2023 to 31-12-2023 · 2,841 EUR
SUPPORT FOR ACTIONS ENHANCING THE PARTICIPATION OF CONSUMERS IN FINANCIAL SERVICES POLICY MAKING; PROMOTING A BETTER UNDERSTANDING OF THE FINANCIAL SECTOR, AND PROTECTING THE INTERESTS OF CONSUMERS IN THE AREA OF RETAIL FINANCIAL SERVICES
1.0.31 - Single Market Programme (incl. SMEs) · 01-01-2022 to 31-12-2022 · 2,691 EUR

European research

2 projects · 290,602 EUR EU contribution
Programmes
h2020
2 entries · 290,602 EUR
Projects
Distributed Global Financial Systems for Society
h2020 · participant · 01-03-2015 to 31-05-2018 · 250,000 EUR · DOLFINS
European Legitimacy in Governing through Hard Times: the role of European Networks
h2020 · participant · 01-04-2015 to 31-03-2018 · 40,602 EUR · ENLIGHTEN

Similar companies · same sector, comparable size

Of 422 companies in sector 72200 we hold annual accounts for 145. 113 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formInt'l non-profit association
Founded30-05-2011
Fiscal year end31-12
Activities, NACEBEL
72200Scientific research and development
94999Other membership organisations
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.