AO CONSULT
ActiveAO CONSULT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-4k) and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 7031 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-35
Growth32=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.65 against 1.0 in 2024; short-term debt: 145% and cash: 27.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-45%
Return on assets
-59.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
28 d early
2023
16 d early
2022
8 d early
2021
6 d early
2020
3 d early
2019
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-4k
2024 · €1k
2020: €3k
2021: €8k
2022: €15k
2023: €7k
2024: €1k
2020 → 2025
Total assets
€8k▼ 34.2%
2024 · €12k
2020: €7k
2021: €16k
2022: €26k
2023: €19k
2024: €12k
2020 → 2025
Net result
€-5k▲ 17.0%
2024 · €-6k
2020: €-801
2021: €6k
2022: €7k
2023: €-8k
2024: €-6k
2020 → 2025
Working capital
€-4k▼ 7,731%
2024 · €-52
2020: €2k
2021: €8k
2022: €14k
2023: €6k
2024: €-52
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€15k▲ 80.4%€7k▼ 54.7%€1k▼ 83.0%€-4k
Operating result€6k-€8k▲ 33.4%€-8k€-6k▲ 29.9%€-5k▲ 19.0%
Net result€6k-€7k▲ 21.0%€-8k€-6k▲ 31.3%€-5k▲ 17.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €5k in 2025 against €6k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8k
Fixed assets
€473▼ 61.6%
Current assets
€8k▼ 31.2%
Key figures and ratios
EBITDA
€-4k▲
2024 · €-5k
Cash flow
€-4k▲
2024 · €-5k
Solvency
-45.0%▼
2024 · 9.7%
Current ratio
0.65▼
2024 · 1.00
Quick ratio
0.65▼
2024 · 1.00
Debt / equity
-3.22▼
2024 · 9.29
ROA
-59.8%▼
2024 · -47.4%
Interest coverage
-27.72▲
2024 · -35.44
Debt
€12k▲
2024 · €11k
Debt ≤ 1 year
€12k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€8k▼
Fixed assets21/28€1k€473▼
Tangible fixed assets22/27€1k€473▼
Plant, machinery and equipment23€829€431▼
Furniture and vehicles24€404€42▼
Current assets29/58€11k€8k▼
Amounts receivable within one year40/41€1k€1k▲
Other amounts receivable41€1k€1k▲
Current investments50/53€8k€4k▼
Cash at bank and in hand54/58€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€12k€8k▼
Equity10/15€1k€-4k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-17k€-22k▼
Amounts payable17/49€11k€12k▲
Amounts payable within one year42/48€11k€12k▲
Trade debts44€68€60▼
Suppliers440/4€68€60▼
Other amounts payable47/48€11k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€801€760▼
Other operating charges640/8€499€553▲
Gross operating margin9900€-4k€-3k▲
Operating profit (loss)9901€-6k€-5k▲
Financial income75/76B€182€58▼
Recurring financial income75€142€58▼
Non-recurring financial income76B€40-
Financial charges65/66B€141€142▲
Recurring financial charges65€141€142▲
Profit (loss) for the period before taxes9903€-6k€-5k▲
Profit (loss) for the period9904€-6k€-5k▲
Profit (loss) for the period to be appropriated9905€-6k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-22k▼
Profit (loss) brought forward from the previous period14P€-12k€-17k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-8k ▼223%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €7k ▲21%
Operating result €8k, net result €7k, both a record.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-11
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2013
20-12
State Gazette act
General meeting · Statutes amendment
Director resignation · Director discharge
2011
22-08
State Gazette act
Incorporation · Founding capital
Corporate purpose · Bank account
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Houthalen-Helchteren · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Guldensporenlaan 26A3530 Houthalen-HelchterenGround area
1,242 m²
Building footprint
261 m²
Volume, LiDAR
49 m³
Parcel 72015B0455/00D000, Flanders · tallest building 3.0 m. Linked by address, not a title deed.
1 establishment unit
AO Consult
since 20112.197.777.005
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72015B0455/00D000 | Flanders | 1,242 m² | 1 · 261 m² | 3.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyAO CONSULTBE 0834.851.680
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 931 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2011
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.