SALES, MARKETING & MANAGEMENT SOLUTIONS
ActiveSALES, MARKETING & MANAGEMENT SOLUTIONS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €115k and a net result of €25k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 66% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 4.83 against 4.61 in 2024), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.8%
Return on assets
16.1%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
57 d early
2023
21 d early
2022
4 d early
2021
10 d early
2020
2 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€115k▲ 1.7%
2024 · €113k
2019: €76k
2020: €88k
2021: €73k
2022: €81k
2023: €88k
2024: €113k
2019 → 2025
Total assets
€156k▼ 5.5%
2024 · €165k
2019: €83k
2020: €102k
2021: €104k
2022: €93k
2023: €101k
2024: €165k
2019 → 2025
Net result
€25k▲ 2.0%
2024 · €25k
2019: €2k
2020: €15k
2021: €6k
2022: €11k
2023: €8k
2024: €25k
2019 → 2025
Working capital
€101k▲ 0.8%
2024 · €100k
2019: €76k
2020: €89k
2021: €73k
2022: €81k
2023: €88k
2024: €100k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€73k-€81k▲ 11.5%€88k▲ 9.3%€113k▲ 27.8%€115k▲ 1.7%
Operating result€5k-€16k▲ 229%€11k▼ 33.7%€37k▲ 241%€37k▲ 0.1%
Net result€6k-€11k▲ 86.1%€8k▼ 30.5%€25k▲ 226%€25k▲ 2.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €156k
Fixed assets
€29k▼ 22.9%
Current assets
€127k▼ 0.5%
Equity and liabilities €156k
Equity
€115k▲ 1.7%
Debt
€41k▼ 21.3%
The debt ratio falls from 31.4% to 26.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€45k▲
2024 · €42k
Cash flow
€34k▲
2024 · €30k
Solvency
73.8%▲
2024 · 68.6%
Current ratio
4.83▲
2024 · 4.61
Quick ratio
4.83▲
2024 · 4.61
Debt / equity
0.35▼
2024 · 0.46
ROE
21.8%▲
2024 · 21.7%
ROA
16.1%▲
2024 · 14.9%
Interest coverage
29.65▼
2024 · 33.00
Debt
€41k▼
2024 · €52k
Debt ≤ 1 year
€26k▼
2024 · €28k
Debt > 1 year
€14k▼
2024 · €24k
Income taxes
€13k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€165k€156k▼
Fixed assets21/28€37k€29k▼
Tangible fixed assets22/27€37k€29k▼
Furniture and vehicles24€37k€29k▼
Current assets29/58€127k€127k▼
Amounts receivable within one year40/41€74k€2k▼
Trade receivables40€20k€737▼
Other amounts receivable41€53k€1k▼
Current investments50/53€46k€108k▲
Cash at bank and in hand54/58€7k€17k▲
Equity and liabilities
Total equity and liabilities10/49€165k€156k▼
Equity10/15€113k€115k▲
Contributions10/11€19k€19k=
Reserves13€93k€95k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€91k€93k▲
Profit (loss) carried forward14€2k€2k=
Amounts payable17/49€52k€41k▼
Amounts payable after more than one year17€24k€14k▼
Financial debts170/4€24k€14k▼
Amounts payable within one year42/48€28k€26k▼
Current portion of amounts payable after more than one year42€9k€10k▲
Trade debts44€769€3k▲
Suppliers440/4€769€3k▲
Taxes, remuneration and social security45€18k€14k▼
Taxes450/3€18k€14k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€390€1k▲
Gross operating margin9900€42k€46k▲
Operating profit (loss)9901€37k€37k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€37k€38k▲
Income taxes67/77€12k€13k▲
Profit (loss) for the period9904€25k€25k▲
Profit (loss) for the period to be appropriated9905€25k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€26k€27k▲
Profit (loss) brought forward from the previous period14P€2k€2k=
Transfer from equity791/2-€23k
Transfer to equity691/2€25k€25k▲
To other reserves6921€25k€25k▲
Profit to be distributed694/7-€23k
Return on contributions (dividend)694-€23k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €25k ▲2%
Operating result €37k, net result €25k, both a record.
2024
05-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Equity above €100kEq €113k ▲27.8%
6 profitable years in a row build equity to €113k.
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Liquidity doublescurrent ratio 7.40
Current ratio from 3.36 to 7.40; short-term debt falls from €31k to €13k.
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Lille(OR) 4797501 TournaiGround area
577 m²
Building footprint
138 m²
Volume, LiDAR
699 m³
Parcel 57060A0261/00N000, Wallonia · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SMMS
since 20092.381.251.911
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57060A0261/00N000 | Wallonia | 577 m² | 1 · 138 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
6 connected companiesNetwork connections
Shared address
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Shared address
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Shared address
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Shared address
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Show 2 more network connections
Shared address
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Shared address
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WLCS
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,467 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2009
Fiscal year end30-06
Abbreviation FR
S.M.M.S.
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:bj@smms.be
Phone:+32479599555