NEOWAL
ActiveNEOWAL has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.46M and a net result of €-17k. The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
65
/ 100
Healthy▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-24
Solvency100=
Growth52
Stability94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95k at 30 days acceptable
Liquidity ample (current ratio 16.76 against 2.7 in 2024), and 3.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
-1.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
25 d early
2024
69 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-17k
2024 · €32k
2024: €32k
2024 → 2025
Working capital
€933k▲ 605%
2024 · €132k
2024: €132k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€663k-€1.46M▲ 121%
Operating result€44k-€-34k
Net result€32k-€-17k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34k after €44k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.52M
Fixed assets
€531k=
Current assets
€992k▲ 372%
Equity and liabilities €1.52M
Equity
€1.46M▲ 121%
Debt
€59k▼ 24.0%
The debt ratio falls from 10.5% to 3.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
96.1%▲
2024 · 89.5%
Current ratio
16.76▲
2024 · 2.70
Quick ratio
16.76▲
2024 · 2.70
Debt / equity
0.04▼
2024 · 0.12
ROE
-1.1%▼
2024 · 4.8%
ROA
-1.1%▼
2024 · 4.3%
Debt
€59k▼
2024 · €78k
Debt ≤ 1 year
€59k▼
2024 · €78k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€741k€1.52M▲
Fixed assets21/28€531k€531k=
Financial fixed assets28€531k€531k=
Current assets29/58€210k€992k▲
Amounts receivable after more than one year29-€700k
Other amounts receivable291-€700k
Amounts receivable within one year40/41-€8k
Other amounts receivable41-€8k
Cash at bank and in hand54/58€210k€265k▲
Deferred charges and accrued income490/1-€18k
Equity and liabilities
Total equity and liabilities10/49€741k€1.52M▲
Equity10/15€663k€1.46M▲
Contributions10/11€631k€1.45M▲
Profit (loss) carried forward14€32k€15k▼
Amounts payable17/49€78k€59k▼
Amounts payable within one year42/48€78k€59k▼
Trade debts44€64k€47k▼
Suppliers440/4€1k€47k▲
Bills of exchange payable441€63k-
Taxes, remuneration and social security45€14k€12k▼
Taxes450/3€14k€12k▼
Income statement
Code20242025
Gross operating margin9900€44k€-34k▼
Operating profit (loss)9901€44k€-34k▼
Financial income75/76B-€18k
Recurring financial income75-€18k
Financial charges65/66B€257€206▼
Recurring financial charges65€257€206▼
Profit (loss) for the period before taxes9903€44k€-17k▼
Income taxes67/77€12k-
Profit (loss) for the period9904€32k€-17k▼
Profit (loss) for the period to be appropriated9905€32k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€-17k▼
Transfer from equity791/2-€32k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 6current ratio 16.76
Current ratio from 2.70 to 16.76; short-term debt falls from €78k to €59k.
31-12
Financial
Equity above €1MEq €1.46M ▲121%
Equity rises from €663k to €1.46M.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
03-07-2025
All existing administrators: Resigned as Director
01-07-2025
FRANCEUS Michel: Resigned as Director
01-07-2025
Freddy BREUWER: Resigned as Director
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Sergent Vrithoff 25000 NamurGround area
1.6 ha
Building footprint
1.3 ha
Volume, LiDAR
155,381 m³
Parcel 92302G0176/00W003, Wallonia · tallest building 17.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
NEOWAL
since 20232.353.029.661
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92302G0176/00W003 | Wallonia | 1.6 ha | 1 · 1.3 ha | 17.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formCooperative company
Founded12-09-2023
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.