M. MICIUK INVEST
ActiveM. MICIUK INVEST is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €272k and a net result of €261k. Its solvency ranks better than 35% of 7962 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
6 d late
2024
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€272k▲ 2,518%
2024 · €10k
2024: €10k
2024 → 2025
Net result
€261k
2024 · €-15k
2024: €-15k
2024 → 2025
Total assets
€813k▼ 1.0%
2024 · €821k
2024: €821k
2024 → 2025
Solvency
33.4%▲ 32.1pp
2024 · 1.3%
2024: 1.3%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€20k-
Equity€10k-€272k▲ 2,518%
Operating result€16k-€-1k
Net result€-15k-€261k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €813k
Fixed assets
€800k=
Current assets
€13k▼ 37.1%
Equity and liabilities €813k
Equity
€272k▲ 2,518%
Debt
€542k▼ 33.2%
The debt ratio falls from 98.7% to 66.6%: equity grows while debt is paid down.
Key figures and ratios
Solvency
33.4%▲
2024 · 1.3%
ROE
96.2%▲
2024 · -141.0%
ROA
32.1%▲
2024 · -1.8%
Debt
€542k▼
2024 · €811k
Debt ≤ 1 year
€92k▼
2024 · €287k
Debt > 1 year
€450k▼
2024 · €524k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€821k€813k▼
Fixed assets21/28€800k€800k=
Financial fixed assets28€800k€800k=
Current assets29/58€21k€13k▼
Amounts receivable within one year40/41€748€52▼
Trade receivables40€0-
Other amounts receivable41€748€52▼
Cash at bank and in hand54/58€21k€13k▼
Equity and liabilities
Total equity and liabilities10/49€821k€813k▼
Equity10/15€10k€272k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-15k€247k▲
Amounts payable17/49€811k€542k▼
Amounts payable after more than one year17€524k€450k▼
Financial debts170/4€524k€450k▼
Amounts payable within one year42/48€287k€92k▼
Current portion of amounts payable after more than one year42€71k€74k▲
Trade debts44€784€206▼
Suppliers440/4€784€206▼
Other amounts payable47/48€215k€18k▼
Income statement
Code20242025
Turnover70€20k-
Goods, raw materials, services and sundry goods60/61€3k-
Other operating charges640/8€234€66▼
Gross operating margin9900€17k€-1k▼
Operating profit (loss)9901€16k€-1k▼
Financial income75/76B€0€285k▲
Recurring financial income75€0€285k▲
Financial charges65/66B€31k€23k▼
Recurring financial charges65€31k€23k▼
Profit (loss) for the period before taxes9903€-15k€261k▲
Profit (loss) for the period9904€-15k€261k▲
Profit (loss) for the period to be appropriated9905€-15k€261k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€247k▲
Profit (loss) brought forward from the previous period14P-€-15k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
04-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
2025
31-12
Financial
Back to profitnet €261k
Net result €261k after one loss-making year.
31-12
Financial
Equity above €200kEq €272k ▲2518%
Equity rises from €10k to €272k.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jalhay · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Pré Noël(SART) 11/B4845 JalhayGround area
1,561 m²
Building footprint
170 m²
Volume, LiDAR
739 m³
Parcel 63068C0692/00K000, Wallonia · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
M. MICIUK INVEST
since 20232.352.573.662
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63068C0692/00K000 | Wallonia | 1,561 m² | 1 · 170 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyM. MICIUK INVESTBE 0803.661.034
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,652 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2023
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.