LWL INVEST
ActiveLWL INVEST has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €133k. Equity is shrinking by ~46.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 10% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy▼ -27 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency13▼-87
Growth58▼-20
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.0 against 4.13 in 2024), and 97.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.1%
Return on assets
56.2%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 31487 sector peers (2025).
NBB · sector comparisonPosition among 31487 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
18 d early
2024
29 d late
2023
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 97.0%
2024 · €169k
2023: €65k
2024: €169k
2023 → 2025
Total assets
€237k▲ 7.3%
2024 · €221k
2023: €80k
2024: €221k
2023 → 2025
Net result
€133k▲ 28.1%
2024 · €104k
2023: €60k
2024: €104k
2023 → 2025
Working capital
€862▼ 99.5%
2024 · €164k
2023: €59k
2024: €164k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€65k-€169k▲ 161%€5k▼ 97.0%
Operating result€79k-€142k▲ 79.7%€178k▲ 25.3%
Net result€60k-€104k▲ 74.4%€133k▲ 28.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 25% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €237k
Fixed assets
€4k▼ 11.1%
Current assets
€233k▲ 7.7%
Equity and liabilities €237k
Equity
€5k▼ 97.0%
Debt
€232k▲ 344%
The debt ratio rises from 23.7% to 97.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€180k▲
2024 · €143k
Cash flow
€135k▲
2024 · €105k
Solvency
2.1%▼
2024 · 76.3%
Current ratio
1.00▼
2024 · 4.13
Quick ratio
1.00▼
2024 · 4.13
Debt / equity
46.46▲
2024 · 0.31
ROA
56.2%▲
2024 · 47.1%
Interest coverage
60.37▲
2024 · 29.61
Debt
€232k▲
2024 · €52k
Debt ≤ 1 year
€232k▲
2024 · €52k
Income taxes
€43k▲
2024 · €34k
Staff costs
€28
A ratio outside any meaningful range has been withheld (balance sheet total €237k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€221k€237k▲
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€5k€4k▼
Furniture and vehicles24€2k€2k▲
Other tangible fixed assets26€2k€2k▼
Current assets29/58€216k€233k▲
Amounts receivable within one year40/41€38k€56k▲
Trade receivables40€11k€20k▲
Other amounts receivable41€27k€36k▲
Cash at bank and in hand54/58€178k€171k▼
Deferred charges and accrued income490/1€593€6k▲
Equity and liabilities
Total equity and liabilities10/49€221k€237k▲
Equity10/15€169k€5k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€164k€0▼
Amounts payable17/49€52k€232k▲
Amounts payable within one year42/48€52k€232k▲
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€52k€73k▲
Taxes450/3€52k€73k▲
Other amounts payable47/48-€156k
Income statement
Code20242025
Remuneration, social security and pensions62-€28
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€16k€1k▼
Gross operating margin9900€159k€181k▲
Operating profit (loss)9901€142k€178k▲
Financial income75/76B€819€2k▲
Recurring financial income75€819€2k▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€5k€3k▼
Profit (loss) for the period before taxes9903€138k€177k▲
Income taxes67/77€34k€43k▲
Profit (loss) for the period9904€104k€133k▲
Profit (loss) for the period to be appropriated9905€104k€133k▲
Appropriation of the result
Profit (loss) to be appropriated9906€164k€297k▲
Profit (loss) brought forward from the previous period14P€60k€164k▲
Profit to be distributed694/7-€297k
Return on contributions (dividend)694-€297k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
12-05
State Gazette act
General meeting · Director resignation
Director appointment
2025
31-12
Financial
Highest result since 2023net €133k ▲28.1%
Operating result €178k, net result €133k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €150kEq €169k ▲161%
2 profitable years in a row build equity to €169k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Cerisiers 191420 Braine-l'AlleudGround area
879 m²
Building footprint
107 m²
Volume, LiDAR
758 m³
Parcel 25014N0772/00H000, Wallonia · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LWL INVEST
since 20232.340.928.021
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25014N0772/00H000 | Wallonia | 879 m² | 1 · 107 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyLWL INVESTBE 0795.908.358
controls
Where this company holds controlthis company sits on their board1
2 locations
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 15,529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.