CAF Management
ActiveCAF Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €86k and a net result of €53k. Equity is growing by ~128.8% per year across the filed fiscal years. Its solvency ranks better than 19% of 6146 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 6146 sector peers (2024).
NBB · sector comparisonPosition among 6146 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 04-07-2025, 27 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
27 d early
2023
34 d early
2022
269 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€86k▲ 161%
2023 · €33k
2022: €1k
2023: €33k
2022 → 2024
Net result
€53k▲ 66.9%
2023 · €32k
2022: €-9k
2023: €32k
2022 → 2024
Total assets
€458k▲ 11.0%
2023 · €413k
2022: €386k
2023: €413k
2022 → 2024
Solvency
18.7%▲ 10.8pp
2023 · 8.0%
2022: 0.3%
2023: 8.0%
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€1k-€33k▲ 2,738%€86k▲ 161%
Operating result€-4k-€49k€89k▲ 82.3%
Net result€-9k-€32k€53k▲ 66.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 82% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €458k
Fixed assets
€365k=
Current assets
€93k▲ 94.0%
Equity and liabilities €458k
Equity
€86k▲ 161%
Debt
€373k▼ 2.0%
The debt ratio falls from 92.0% to 81.3%: equity grows while debt is paid down.
Key figures and ratios
Solvency
18.7%▲
2023 · 8.0%
ROE
61.7%▼
2023 · 96.5%
ROA
11.6%▲
2023 · 7.7%
Debt
€373k▼
2023 · €380k
Debt ≤ 1 year
€271k▲
2023 · €253k
Debt > 1 year
€101k▼
2023 · €127k
Income taxes
€23k▲
2023 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€413k€458k▲
Fixed assets21/28€365k€365k=
Financial fixed assets28€365k€365k=
Current assets29/58€48k€93k▲
Amounts receivable within one year40/41€48k€93k▲
Trade receivables40€793-
Other amounts receivable41€47k€93k▲
Current investments50/53-€9
Equity and liabilities
Total equity and liabilities10/49€413k€458k▲
Equity10/15€33k€86k▲
Contributions10/11€10k€10k=
Reserves13€23k€76k▲
Distributable reserves133€23k€76k▲
Amounts payable17/49€380k€373k▼
Amounts payable after more than one year17€127k€101k▼
Financial debts170/4€127k€101k▼
Amounts payable within one year42/48€253k€271k▲
Current portion of amounts payable after more than one year42€29k€30k▲
Trade debts44€11k€17k▲
Suppliers440/4€11k€17k▲
Taxes, remuneration and social security45€9k€32k▲
Taxes450/3€9k€32k▲
Other amounts payable47/48€205k€193k▼
Income statement
Code20232024
Other operating charges640/8€554€15k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€49k€108k▲
Operating profit (loss)9901€49k€89k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€8k€16k▲
Recurring financial charges65€8k€16k▲
Profit (loss) for the period before taxes9903€41k€76k▲
Income taxes67/77€9k€23k▲
Profit (loss) for the period9904€32k€53k▲
Profit (loss) for the period to be appropriated9905€32k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€53k▲
Profit (loss) brought forward from the previous period14P€-9k-
Transfer to equity691/2€23k€53k▲
To other reserves6921€23k€53k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2022net €53k ▲66.9%
Operating result €89k, net result €53k, both a record.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 269 days late
2023
31-12
Financial
Back to profitnet €32k
Net result €32k after one loss-making year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwarthoutstraat 112550 KontichGround area
2,017 m²
Building footprint
319 m²
Volume, LiDAR
1,048 m³
Parcel 11048B0307/00W000, Flanders · tallest building 4.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CAF Management
since 20222.332.688.365
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11048B0307/00W000 | Flanders | 2,017 m² | 1 · 319 m² | 4.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
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Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 11,917 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-05-2022
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.