SJC3D Méca
ActiveThe computed 12-month bankruptcy probability of SJC3D Méca is 1.9% (moderate). The 2025 annual accounts show equity of €138k and a net result of €98k. Equity is growing by ~41.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 1025 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
68
/ 100
Healthy▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency38▲+25
Growth52▼-6
Stability94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 0.93 in 2024), and 75.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.3%
Return on assets
17.3%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 1025 sector peers (2025).
NBB · sector comparisonPosition among 1025 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
22 d early
2024
2 d early
2023
14 d early
2022
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€98k▼ 55.6%
2024 · €220k
2022: €104k
2023: €257k
2024: €220k
2022 → 2025
Working capital
€45k
2024 · €-42k
2022: €3k
2023: €-20k
2024: €-42k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€44k-€60k▲ 36.8%€40k▼ 33.1%€138k▲ 244%
Operating result€126k-€326k▲ 158%€278k▼ 14.5%€153k▼ 44.9%
Net result€104k-€257k▲ 148%€220k▼ 14.4%€98k▼ 55.6%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €566k
Fixed assets
€155k▲ 28.6%
Current assets
€411k▼ 22.5%
Equity and liabilities €566k
Equity
€138k▲ 244%
Debt
€428k▼ 29.9%
The debt ratio falls from 93.8% to 75.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€201k▼
2024 · €319k
Cash flow
€145k▼
2024 · €261k
Solvency
24.3%▲
2024 · 6.2%
Current ratio
1.12▲
2024 · 0.93
Quick ratio
1.11▲
2024 · 0.92
Debt / equity
3.11▼
2024 · 15.23
ROE
70.9%▼
2024 · 549.3%
ROA
17.3%▼
2024 · 33.8%
Interest coverage
28.40▼
2024 · 62.17
Debt
€428k▼
2024 · €611k
Debt ≤ 1 year
€366k▼
2024 · €572k
Debt > 1 year
€62k▲
2024 · €38k
Income taxes
€50k▼
2024 · €59k
Staff costs
€935k▲
2024 · €921k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€651k€566k▼
Fixed assets21/28€121k€155k▲
Tangible fixed assets22/27€121k€155k▲
Land and buildings22€15k€13k▼
Plant, machinery and equipment23€44k€36k▼
Furniture and vehicles24€17k€28k▲
Leasing and similar rights25€44k€78k▲
Current assets29/58€530k€411k▼
Stocks and contracts in progress3€5k€5k▲
Stocks30/36€5k€5k▲
Amounts receivable within one year40/41€351k€204k▼
Trade receivables40€301k€183k▼
Other amounts receivable41€50k€21k▼
Current investments50/53€77k-
Cash at bank and in hand54/58€81k€191k▲
Deferred charges and accrued income490/1€16k€11k▼
Equity and liabilities
Total equity and liabilities10/49€651k€566k▼
Equity10/15€40k€138k▲
Contributions10/11€40k€40k=
Profit (loss) carried forward14€86€98k▲
Amounts payable17/49€611k€428k▼
Amounts payable after more than one year17€38k€62k▲
Financial debts170/4€38k€62k▲
Amounts payable within one year42/48€572k€366k▼
Current portion of amounts payable after more than one year42€17k€44k▲
Trade debts44€178k€201k▲
Suppliers440/4€178k€201k▲
Taxes, remuneration and social security45€141k€122k▼
Taxes450/3€59k€40k▼
Remuneration and social security454/9€82k€82k▼
Other amounts payable47/48€236k-
Income statement
Code20242025
Non-recurring operating income76A€6k€12k▲
Remuneration, social security and pensions62€921k€935k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€48k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€1.24M€1.14M▼
Operating profit (loss)9901€278k€153k▼
Financial income75/76B€6k€1k▼
Recurring financial income75€6k€1k▼
Financial charges65/66B€5k€7k▲
Recurring financial charges65€5k€7k▲
Profit (loss) for the period before taxes9903€279k€148k▼
Income taxes67/77€59k€50k▼
Profit (loss) for the period9904€220k€98k▼
Profit (loss) for the period to be appropriated9905€220k€98k▼
Appropriation of the result
Profit (loss) to be appropriated9906€240k€98k▼
Profit (loss) brought forward from the previous period14P€20k€86▼
Profit to be distributed694/7€240k-
Return on contributions (dividend)694€240k-
Social balance
Average headcount (FTE)908715.314.7▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
General meeting · Director resignationGeneral meeting · Director resignation · Director discharge20 facts ▸
State Gazette act
General meeting · Director resignation
General meeting · Director resignation · Director discharge20 facts ▸
- General meeting, 14/07/2026
- Director resignation, SRL SJC3D (administrateur)
- Director resignation, Uriel Goffard (représentant permanent)
- Director resignation, SRL PHILIPPE ANDRIEN (administrateur)
- Director resignation, Philippe Andrien (représentant permanent)
- Director discharge, SRL SJC3D
- Director discharge, SRL PHILIPPE ANDRIEN
- Director appointment, SRL LHR Group (administrateur)
- Permanent representative, Pierre LABALUE
- Director appointment, SRL Himap (administrateur)
- Permanent representative, Pierre Hallot
- Director appointment, SRL ARIMA (administrateur)
- +8 further facts in this act
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €98k ▼55.6%
Net result drops to €98k, the lowest in the series.
31-12
Financial
Equity above €100kEq €138k ▲244%
4 profitable years in a row build equity to €138k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2022net €257k ▲148%
Operating result €326k, net result €257k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26109440). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
ARIMA
CurrentDirector · since 14-07-2026 · Private limited company · perm. rep.: Antoine Renier
Himap
CurrentDirector · since 14-07-2026 · Private limited company · perm. rep.: Pierre Hallot
Philippe ANDRIEN
CurrentDirector · since 14-07-2026
Uriel Goffard
CurrentDirector · since 14-07-2026
14-07-2026
ARIMA: Appointed as Director
14-07-2026
Himap: Appointed as Director
14-07-2026
Philippe ANDRIEN: Appointed as Director
14-07-2026
Uriel Goffard: Appointed as Director
14-07-2026
Philippe ANDRIEN: Resigned as Director
14-07-2026
SJC3D: Resigned as Director
14-07-2026
Philippe ANDRIEN: Resigned as Représentant permanent
14-07-2026
Uriel Goffard: Resigned as Représentant permanent
Location & real-estate footprint
Registered office, Fléron · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Fond du Flo 254621 FléronGround area
1,990 m²
Parcel 62084B0260/00B002, Wallonia. Linked by address, not a title deed.
1 establishment unit
SJC3D Méca
since 20222.326.923.892
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62084B0260/00B002 | Wallonia | 1,990 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
6 connected companiesLinked via shared directors
viaUriel Goffard · Director
→
viaPhilippe ANDRIEN · Director
→
viaPhilippe ANDRIEN · Director
former→
viaUriel Goffard · Director
former→
Show 2 more companies with a shared director
viaUriel Goffard · Director
former→
viaPhilippe ANDRIEN · Director
former→
Ownership & control
2 partiesSimilar companies · same sector, comparable size
GESTE
BE 0473.256.466
Malmedy · Eq €138k
Metaalwerken Commeyne
BE 0732.796.101
Wevelgem · Eq €137k
METAALCONSTRUCTIE VANDERSCHEUREN
BE 0413.787.944
Diksmuide · Eq €137k
LUCKINOX
BE 0807.663.372
Pepinster · Eq €138k
Constructie Platteeuw
BE 0742.855.296
Roeselare · Eq €137k
Of 3,964 companies in sector 25110 we hold annual accounts for 2,133. 1,641 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2022
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
33120Repair and maintenance of machinery
25120Manufacture of fabricated metal products, except machinery and equipment
25210Manufacture of fabricated metal products, except machinery and equipment
25999Manufacture of fabricated metal products, except machinery and equipment
43221Plumbing work
43230Insulation installation
43240Other construction installation
43291Specialised construction activities
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.