AMZ Belgium
ActiveSummary
The computed 12-month bankruptcy probability of AMZ Belgium is 3.0% (moderate). The 2024 annual accounts show equity of €22k and a net result of €34k. Equity is growing by ~282.8% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+25
Solvency52▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity tight (current ratio 1.23 against 0.58 in 2023; short-term debt: 56% and cash: 15.6% of total assets), and 72.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
27.1%
Return on assets
41.3%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-10-2025, 92 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
92 d late
2023
57 d late
2022
59 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€22k▲ 537%
2023 · €4k
2022: €3k
2023: €4k
2022 → 2024
Total assets
€83k▲ 336%
2023 · €19k
2022: €28k
2023: €19k
2022 → 2024
Net result
€34k▲ 3,311%
2023 · €1k
2022: €656
2023: €1k
2022 → 2024
Working capital
€11k
2023 · €-7k
2022: €-2k
2023: €-7k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€3k-€4k▲ 39.8%€22k▲ 537%
Operating result€897-€851▼ 5.1%€35k▲ 3,966%
Net result€656-€1k▲ 52.8%€34k▲ 3,311%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 3,966% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €83k
Fixed assets
€26k ▲ 155%
Current assets
€57k ▲ 539%
Equity and liabilities €83k
Equity
€22k ▲ 537%
Debt
€60k ▲ 290%
Debt's share of the balance-sheet total falls from 81.5% to 72.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2023 · €4k
Cash flow
€40k▲
2023 · €4k
Current ratio
1.23▲
2023 · 0.58
Quick ratio
1.21▲
2023 · 0.41
Debt to equity
2.69▼
2023 · 4.40
ROE
152.5%▲
2023 · 28.5%
ROA
41.3%▲
2023 · 5.3%
Interest coverage
35.99▼
2023 · 42.82
Debt ≤ 1 year
€46k▲
2023 · €15k
Debt > 1 year
€14k
Staff costs
€40k▲
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€19k€83k▲
Fixed assets21/28€10k€26k▲
Tangible fixed assets22/27€5k€21k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€5k€3k▼
Leasing and similar rights25-€16k
Financial fixed assets28€5k€5k=
Current assets29/58€9k€57k▲
Stocks and contracts in progress3€3k€971▼
Stocks30/36€3k€971▼
Amounts receivable within one year40/41€6k€43k▲
Trade receivables40€6k€42k▲
Other amounts receivable41€3€501▲
Cash at bank and in hand54/58€11€13k▲
Deferred charges and accrued income490/1€235€439▲
Equity and liabilities
Total equity and liabilities10/49€19k€83k▲
Equity10/15€4k€22k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€2k€21k▲
Amounts payable17/49€15k€60k▲
Amounts payable after more than one year17-€14k
Financial debts170/4-€14k
Amounts payable within one year42/48€15k€46k▲
Current portion of amounts payable after more than one year42-€3k
Trade debts44€802€23k▲
Suppliers440/4€802€23k▲
Taxes, remuneration and social security45€241€10k▲
Taxes450/3€241€4k▲
Remuneration and social security454/9-€5k
Other amounts payable47/48€14k€10k▼
Income statement
Code20232024
Remuneration, social security and pensions62€17k€40k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€6k▲
Other operating charges640/8€2k€6k▲
Gross operating margin9900€22k€87k▲
Operating profit (loss)9901€851€35k▲
Financial income75/76B€233€685▲
Recurring financial income75€233€685▲
Financial charges65/66B€82€1k▲
Recurring financial charges65€82€1k▲
Profit (loss) for the period before taxes9903€1k€34k▲
Profit (loss) for the period9904€1k€34k▲
Profit (loss) for the period to be appropriated9905€1k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€36k▲
Profit (loss) brought forward from the previous period14P€656€2k▲
Shareholders' contribution to the loss794-€214
Profit to be distributed694/7-€16k
Directors or managers695-€16k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 92 days late
2024
31-12
Financial
Highest result since 2022net €34k ▲3311%
Operating result €35k, net result €34k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.23
Current ratio from 0.58 to 1.23.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Machelen (Brab.) · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pegasuslaan 51831 Machelen (Brab.)Ground area
4,792 m²
Building footprint
1,255 m²
Volume, LiDAR
22,082 m³
2 parcels, Flanders · tallest building 22.4 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
AMZ Belgium
since 20212.321.820.506
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23015B0091/00S003 | Flanders | 4,582 m² | 1 · 1,166 m² | 22.4 m · 6 fl. |
| 22004C0677/00T000 | Flanders | 210 m² | 1 · 89 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.