Gaspar Ndabi
ActiveGaspar Ndabi has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €40k. Equity is shrinking by ~21.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 11% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency12▼-1
Growth58=
Stability94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.97 against 1.0 in 2024), and 97.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.7%
Return on assets
52.7%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 31487 sector peers (2025).
NBB · sector comparisonPosition among 31487 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
21 d early
2023
8 d late
2022
14 d late
2021
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k=
2024 · €2k
2021: €8k
2022: €30k
2023: €83k
2024: €2k
2021 → 2025
Total assets
€75k▼ 2.1%
2024 · €77k
2021: €26k
2022: €68k
2023: €143k
2024: €77k
2021 → 2025
Net result
€40k▼ 17.5%
2024 · €48k
2021: €6k
2022: €23k
2023: €54k
2024: €48k
2021 → 2025
Working capital
€-2k
2024 · €132
2021: €8k
2022: €28k
2023: €82k
2024: €132
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€30k▲ 288%€83k▲ 180%€2k▼ 97.6%€2k=
Operating result€9k-€32k▲ 252%€72k▲ 126%€58k▼ 18.5%€52k▼ 11.6%
Net result€6k-€23k▲ 254%€54k▲ 137%€48k▼ 11.3%€40k▼ 17.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€4k▲ 107%
Current assets
€71k▼ 4.9%
Equity and liabilities €75k
Equity
€2k=
Debt
€73k▼ 2.2%
The debt ratio falls from 97.4% to 97.3%: debt is paid down.
Key figures and ratios
EBITDA
€53k▼
2024 · €59k
Cash flow
€41k▼
2024 · €49k
Solvency
2.7%▲
2024 · 2.6%
Current ratio
0.97▼
2024 · 1.00
Quick ratio
0.97▼
2024 · 1.00
Debt / equity
36.62▼
2024 · 37.44
ROA
52.7%▼
2024 · 62.5%
Interest coverage
27.56▼
2024 · 28.04
Debt
€73k▼
2024 · €75k
Debt ≤ 1 year
€73k▼
2024 · €75k
Income taxes
€11k▼
2024 · €13k
A ratio outside any meaningful range has been withheld (balance sheet total €75k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€77k€75k▼
Fixed assets21/28€2k€4k▲
Tangible fixed assets22/27€2k€4k▲
Furniture and vehicles24€2k€4k▲
Current assets29/58€75k€71k▼
Amounts receivable within one year40/41€31k€6k▼
Trade receivables40€9k€5k▼
Other amounts receivable41€22k€882▼
Cash at bank and in hand54/58€43k€65k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€77k€75k▼
Equity10/15€2k€2k=
Contributions10/11€2k€2k=
Amounts payable17/49€75k€73k▼
Amounts payable within one year42/48€75k€73k▼
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€19k€21k▲
Taxes450/3€19k€21k▲
Other amounts payable47/48€48k€47k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€727€1k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€61k€54k▼
Operating profit (loss)9901€58k€52k▼
Financial income75/76B€5k€1k▼
Recurring financial income75€5k€1k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€61k€51k▼
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€48k€40k▼
Profit (loss) for the period to be appropriated9905€48k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€129k€40k▼
Profit (loss) brought forward from the previous period14P€81k-
Profit to be distributed694/7€129k€40k▼
Return on contributions (dividend)694€129k€40k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
08-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 8 days late
2023
31-12
Financial
Highest result since 2021net €54k ▲137%
Operating result €72k, net result €54k, both a record.
14-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 14 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
03-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
03-08
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Charles Vanderstappenstraat 321030 SchaarbeekGround area
3,387 m²
Building footprint
835 m²
Volume, LiDAR
29,550 m³
2 parcels, Brussels · tallest building 44.5 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
Gaspar Ndabi
since 20212.319.553.971
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21903B0145/00H000 | Brussels | 3,232 m² | 1 · 762 m² | 44.5 m · 13 fl. |
| 21903B0030/00H005 | Brussels | 155 m² | 1 · 73 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyGaspar NdabiBE 0770.635.801
controls
Where this company holds controlthis company sits on their board1
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 8,208 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-07-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.