HPB NAMUR
ActiveThe computed 12-month bankruptcy probability of HPB NAMUR is 4.9% (elevated). The 2025 annual accounts show negative equity (€-10k) and a net result of €-12k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 3609 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
0
/ 100
Critical▼ -56 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-61
Solvency34▲+29
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
4.9%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.54 against 0.67 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-7.6%
Return on assets
-9.8%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
9 d early
2024
20 d early
2023
61 d late
2022
92 d late
2021
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€891k
EBIT margin
-1.6%
Net result
€-12k
2024 · €128k
2021: €1k
2022: €3k
2023: €-130k
2024: €128k
2021 → 2025
Working capital
€-62k▼ 11.0%
2024 · €-56k
2021: €-64k
2022: €-36k
2023: €-176k
2024: €-56k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€891k
Equity€2k-€5k▲ 157%€-125k€3k€-10k
Operating result€1k-€6k▲ 288%€-130k€136k€-15k
Net result€1k-€3k▲ 204%€-130k€128k€-12k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €15k after €136k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €125k
Fixed assets
€52k▼ 10.6%
Current assets
€73k▼ 35.1%
Key figures and ratios
EBITDA
€-4k▼
2024 · €142k
Cash flow
€-2k▼
2024 · €134k
Solvency
-7.6%▼
2024 · 1.6%
Current ratio
0.54▼
2024 · 0.67
Quick ratio
0.52▼
2024 · 0.64
Debt / equity
-14.13▼
2024 · 60.07
ROE
129.3%
ROA
-9.8%▼
2024 · 75.0%
Interest coverage
-4.07▼
2024 · 20.90
Debt
€134k▼
2024 · €168k
Debt ≤ 1 year
€134k▼
2024 · €168k
Income taxes
€-3k▼
2024 · €1k
Staff costs
€194k▼
2024 · €203k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€170k€125k▼
Fixed assets21/28€59k€52k▼
Tangible fixed assets22/27€39k€28k▼
Plant, machinery and equipment23€4k€3k▼
Other tangible fixed assets26€35k€26k▼
Financial fixed assets28€20k€24k▲
Current assets29/58€112k€73k▼
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€92k€13k▼
Trade receivables40€78k-
Other amounts receivable41€15k€13k▼
Cash at bank and in hand54/58€14k€53k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€170k€125k▼
Equity10/15€3k€-10k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€2k€-11k▼
Amounts payable17/49€168k€134k▼
Amounts payable within one year42/48€168k€134k▼
Current portion of amounts payable after more than one year42-€8k
Financial debts43€60k-
Other loans439€60k-
Trade debts44€97k€22k▼
Suppliers440/4€97k€22k▼
Taxes, remuneration and social security45€11k€18k▲
Taxes450/3€4k€7k▲
Remuneration and social security454/9€6k€11k▲
Other amounts payable47/48-€87k
Income statement
Code20242025
Turnover70-€891k
Goods, raw materials, services and sundry goods60/61-€654k
Remuneration, social security and pensions62€203k€194k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A-€45k
Gross operating margin9900€346k€237k▼
Operating profit (loss)9901€136k€-15k▼
Financial charges65/66B€7k€1k▼
Recurring financial charges65€7k€1k▼
Profit (loss) for the period before taxes9903€129k€-16k▼
Income taxes67/77€1k€-3k▼
Profit (loss) for the period9904€128k€-12k▼
Profit (loss) for the period to be appropriated9905€128k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-11k▼
Profit (loss) brought forward from the previous period14P€-126k€2k▲
Social balance
Average headcount (FTE)90875.85.3▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €128k
Net result €128k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-130k ▼4094%
Net result drops to €-130k, the lowest in the series; recovery starts the following year.
31-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 92 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2021
Hawaiian Poke Bowl BV
CurrentManager · since 29-11-2021 · Legal entity · perm. rep.: Albano Gozhina
29-11-2021
Appointed as Manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kielsbroek 42020 AntwerpenGround area
9.7 ha
Building footprint
1.3 ha
Volume, LiDAR
30,062 m³
2 parcels, Flanders, Wallonia · tallest building 22.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
HPB NAMUR
since 20202.325.256.185
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11809I2651/00V000 | Flanders | 9.7 ha | 1 · 1.3 ha | 10.7 m |
| 92094C0111/00K016 | Wallonia | 196 m² | 1 · 100 m² | 22.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
7 connected companiesNetwork connections
Shared address
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Shared address
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Shared address
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Shared address
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Show 3 more network connections
Shared address
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Shared address
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Shared address
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Recognitions · licences · registrations
Food safety, FASFC
1 siteNamur2.325.256.185
Legal Entity Identifier
894500G98YHDHIS9KM65
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Of 21,633 companies in sector 56112 we hold annual accounts for 9,658. 3,702 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2020
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.