BI LEADERSHIP & CREATIVITY
ActiveBI LEADERSHIP & CREATIVITY has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €219k and a net result of €5k. Equity is growing by ~25.3% per year across the filed fiscal years. Its solvency ranks better than 93% of 8969 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
78
/ 100
Excellent▼ -12 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability11▼-63
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 12.79 against 2.6 in 2023), and 6.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
26 d late
2023
30 d late
2022
31 d late
2021
30 d late
2020
31 d late
2019
84 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€219k▼ 36.4%
2023 · €345k
2019: €81k
2020: €181k
2021: €212k
2022: €390k
2023: €345k
2019 → 2024
Total assets
€234k▼ 55.8%
2023 · €530k
2019: €127k
2020: €274k
2021: €263k
2022: €470k
2023: €530k
2019 → 2024
Net result
€5k▼ 90.8%
2023 · €51k
2019: €61k
2020: €100k
2021: €32k
2022: €177k
2023: €51k
2019 → 2024
Working capital
€175k▼ 40.8%
2023 · €296k
2019: €80k
2020: €181k
2021: €212k
2022: €388k
2023: €296k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€181k-€212k▲ 17.4%€390k▲ 83.5%€345k▼ 11.6%€219k▼ 36.4%
Operating result€127k-€38k▼ 69.8%€236k▲ 517%€62k▼ 73.8%€9k▼ 86.1%
Net result€100k-€32k▼ 68.3%€177k▲ 463%€51k▼ 71.1%€5k▼ 90.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 86% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €234k
Fixed assets
€44k▼ 9.5%
Current assets
€190k▼ 60.5%
Equity and liabilities €234k
Equity
€219k▼ 36.4%
Debt
€15k▼ 92.0%
The debt ratio falls from 34.9% to 6.3%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€14k▼
2023 · €65k
Cash flow
€10k▼
2023 · €55k
Solvency
93.7%▲
2023 · 65.1%
Current ratio
12.79▲
2023 · 2.60
Quick ratio
12.79▲
2023 · 2.60
Debt / equity
0.07▼
2023 · 0.54
ROE
2.2%▼
2023 · 14.9%
ROA
2.0%▼
2023 · 9.7%
Interest coverage
1.67▼
2023 · 32.11
Debt
€15k▼
2023 · €185k
Debt ≤ 1 year
€15k▼
2023 · €185k
Income taxes
€5k▼
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€530k€234k▼
Fixed assets21/28€49k€44k▼
Tangible fixed assets22/27€43k€44k▲
Plant, machinery and equipment23-€5k
Furniture and vehicles24€3k€4k▲
Other tangible fixed assets26€40k€36k▼
Financial fixed assets28€6k€200▼
Current assets29/58€481k€190k▼
Amounts receivable after more than one year29€125k€75k▼
Other amounts receivable291€125k€75k▼
Amounts receivable within one year40/41€240k€79k▼
Trade receivables40€108k€27k▼
Other amounts receivable41€131k€52k▼
Cash at bank and in hand54/58€105k€23k▼
Deferred charges and accrued income490/1€11k€13k▲
Equity and liabilities
Total equity and liabilities10/49€530k€234k▼
Equity10/15€345k€219k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€323k€197k▼
Amounts payable17/49€185k€15k▼
Amounts payable within one year42/48€185k€15k▼
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45€53k€8k▼
Taxes450/3€53k€8k▼
Other amounts payable47/48€130k-
Income statement
Code20232024
Non-recurring operating income76A-€5k
Remuneration, social security and pensions62€5k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€10k€19k▲
Gross operating margin9900€79k€34k▼
Operating profit (loss)9901€62k€9k▼
Financial income75/76B€7k€9k▲
Recurring financial income75€7k€9k▲
Financial charges65/66B€2k€9k▲
Recurring financial charges65€2k€9k▲
Profit (loss) for the period before taxes9903€66k€10k▼
Income taxes67/77€15k€5k▼
Profit (loss) for the period9904€51k€5k▼
Profit (loss) for the period to be appropriated9905€51k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€453k€327k▼
Profit (loss) brought forward from the previous period14P€401k€323k▼
Profit to be distributed694/7€130k€130k=
Return on contributions (dividend)694€130k€130k=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €5k ▼90.8%
Net result drops to €5k, the lowest in the series.
31-12
Financial
Liquidity times 5current ratio 12.79
Current ratio from 2.60 to 12.79; short-term debt falls from €185k to €15k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2019net €177k ▲463%
Operating result €236k, net result €177k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €200kEq €212k ▲17.4%
3 profitable years in a row build equity to €212k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €150kEq €181k ▲123%
2 profitable years in a row build equity to €181k.
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 84 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de l'Eglise 211330 RixensartGround area
7,828 m²
Building footprint
1,729 m²
Volume, LiDAR
30,352 m³
2 parcels, Brussels, Wallonia · tallest building 28.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
BI LEADERSHIP & CREATIVITY
since 20192.301.791.885
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21446F0030/00A000 | Brussels | 7,406 m² | 1 · 1,655 m² | 28.5 m · 6 fl. |
| 25091A1225/00C000 | Wallonia | 422 m² | 1 · 74 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ateljé D
BE 0729.871.253
Roeselare · Eq €219k
GRAND OUEST
BE 0780.970.655
Oudergem · Eq €219k
Apto
BE 0788.307.914
Mortsel · Eq €219k
MILORA
BE 0534.507.018
Antwerpen · Eq €219k
Invest2grow
BE 0688.975.954
Zwalm · Eq €219k
Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 5,112 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-06-2019
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
82300Organisation of conventions and trade shows
85592Vocational training
85599Other education
86904Human health activities
86931Psychology services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.