3.13
ActiveSummary
3.13 has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€20,283) and a net result of -€180,867. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 2300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability19▲+6
Solvency25▼-3
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.97 against 1.46 in 2024; short-term debt: 3% and cash: 0% of total assets), but equity is negative.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.4%
Return on assets
-3.3%
Age of the figures
12 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€20,283
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-05-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
12 d late
2024
1 d early
2023
1 d early
2022
5 d early
2021
30 d early
2020
5 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
-€20,283
2024 · €160,584
Total assets
€5.5m▼ 0.2%
2024 · €5.5m
Net result
-€180,867▲ 40.1%
2024 · -€302,140
Working capital
€331,685▲ 112%
2024 · €156,744
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€77,462▼ 61.4%€133,041▲ 71.8%€289,945▲ 118%€25,097▼ 91.3%€187,133▲ 646%
Net result-€214,186▼ 172%-€189,752▲ 11.4%-€65,341▲ 65.6%-€302,140▼ 362%-€180,867▲ 40.1%
Equity€717,817▼ 23.0%€528,064▼ 26.4%€462,724▼ 12.4%€160,584▼ 65.3%-€20,283
Total assets€5.3m▼ 5.2%€5.5m▲ 2.8%€5.7m▲ 3.8%€5.5m▼ 2.8%€5.5m▼ 0.2%
Debt€615,161▼ 12.6%€675,912▲ 9.9%€658,104▼ 2.6%€486,862▼ 26.0%€325,787▼ 33.1%
Working capital€110,214▼ 49.8%€206,876▲ 87.7%€459,887▲ 122%€156,744▼ 65.9%€331,685▲ 112%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2023 Net result +66% on 2022. The accounts now follow the abbreviated schema, last year the micro schema.
- 2021 Net result -172% on 2020. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 646% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.5m
Fixed assets
€5.0m ▼ 0.3%
Current assets
€499,990 ▲ 1.0%
Key figures and ratios
EBITDA
€200,404▲
2024 · €38,367
Cash flow
-€167,596▲
2024 · -€288,869
Solvency
-0.4%▼
2024 · 2.9%
Current ratio
2.97▲
2024 · 1.46
Debt to equity
-16.06▼
2024 · 3.03
ROA
-3.3%▲
2024 · -5.5%
Interest coverage
0.58▲
2024 · 0.12
Debt ≤ 1 year
€168,305▼
2024 · €338,321
Debt > 1 year
€28,562=
2024 · €28,562
Income taxes
€209▼
2024 · €220
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €21,353 | €30,970 | - | €25,576 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2,212 | €13,271 | €13,271 | €13,271 | = |
| Other operating charges640/8 | - | €336 | €2,384 | €2,720 | €1,905 | ▼ 29.9% |
| Gross operating margin9900 | €78,431 | €135,588 | €305,600 | €41,087 | €202,310 | ▲ 392% |
| Operating profit (loss)9901 | €77,462 | €133,041 | €289,945 | €25,097 | €187,133 | ▲ 646% |
| Financial income75/76B | - | €444 | €441 | €18,773 | €858 | ▼ 95.4% |
| Recurring financial income75 | €527 | €444 | €441 | €628 | €858 | ▲ 36.6% |
| Non-recurring financial income76B | - | - | - | €18,145 | - | - |
| Financial charges65/66B | - | €322,868 | €355,426 | €345,790 | €368,649 | ▲ 6.6% |
| Recurring financial charges65 | €296,864 | €302,537 | €335,078 | €322,863 | €347,012 | ▲ 7.5% |
| Non-recurring financial charges66B | - | €20,331 | €20,348 | €22,926 | €21,637 | ▼ 5.6% |
| Profit (loss) for the period before taxes9903 | -€214,186 | -€189,383 | -€65,041 | -€301,920 | -€180,658 | ▲ 40.2% |
| Income taxes67/77 | - | €369 | €300 | €220 | €209 | ▼ 5.1% |
| Profit (loss) for the period9904 | -€214,186 | -€189,752 | -€65,341 | -€302,140 | -€180,867 | ▲ 40.1% |
| Profit (loss) for the period to be appropriated9905 | -€214,186 | -€189,752 | -€65,341 | -€302,140 | -€180,867 | ▲ 40.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.3m | €5.5m | €5.7m | €5.5m | €5.5m | ▼ 0.2% |
| Fixed assets21/28 | €5.0m | €5.1m | €5.1m | €5.0m | €5.0m | ▼ 0.3% |
| Tangible fixed assets22/27 | - | €64,142 | €50,871 | €37,600 | €24,330 | ▼ 35.3% |
| Leasing and similar rights25 | - | €64,142 | €50,871 | €37,600 | €24,330 | ▼ 35.3% |
| Financial fixed assets28 | €5.0m | €5.0m | €5.0m | €5.0m | €5.0m | = |
| Current assets29/58 | €333,891 | €416,628 | €640,683 | €495,065 | €499,990 | ▲ 1.0% |
| Amounts receivable within one year40/41 | €324,802 | €406,342 | €624,457 | €467,082 | €472,021 | ▲ 1.1% |
| Trade receivables40 | - | €393,752 | €613,937 | €408,899 | €429,763 | ▲ 5.1% |
| Other amounts receivable41 | - | €12,590 | €10,521 | €58,183 | €42,258 | ▼ 27.4% |
| Cash at bank and in hand54/58 | €108 | €1,809 | €909 | €1,944 | €536 | ▼ 72.4% |
| Deferred charges and accrued income490/1 | - | €8,477 | €15,317 | €26,040 | €27,433 | ▲ 5.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.3m | €5.5m | €5.7m | €5.5m | €5.5m | ▼ 0.2% |
| Equity10/15 | €717,817 | €528,064 | €462,724 | €160,584 | -€20,283 | ▼ 113% |
| Contributions10/11 | - | €996,200 | €996,200 | €996,200 | €996,200 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | -€280,243 | -€469,996 | -€535,336 | -€837,476 | -€1.0m | ▼ 21.6% |
| Provisions and deferred taxes16 | €4.0m | €4.3m | €4.6m | €4.9m | €5.2m | ▲ 6.8% |
| Provisions for liabilities and charges160/5 | - | €4.3m | €4.6m | €4.9m | €5.2m | ▲ 6.8% |
| Other liabilities and charges164/5 | - | €4.3m | €4.6m | €4.9m | €5.2m | ▲ 6.8% |
| Amounts payable17/49 | €615,161 | €675,912 | €658,104 | €486,862 | €325,787 | ▼ 33.1% |
| Amounts payable after more than one year17 | €305,075 | €370,564 | €371,866 | €28,562 | €28,562 | = |
| Financial debts170/4 | - | €370,564 | €371,866 | €28,562 | €28,562 | = |
| Amounts payable within one year42/48 | €223,677 | €209,752 | €180,797 | €338,321 | €168,305 | ▼ 50.3% |
| Current portion of amounts payable after more than one year42 | - | €11,400 | €11,510 | €12,500 | €6,399 | ▼ 48.8% |
| Trade debts44 | €72,504 | €43,351 | €7,093 | €182,386 | €29,267 | ▼ 84.0% |
| Suppliers440/4 | - | €480 | €7,093 | €182,386 | €29,267 | ▼ 84.0% |
| Bills of exchange payable441 | - | €42,871 | - | - | - | - |
| Taxes, remuneration and social security45 | - | €406 | €300 | €44,136 | €26,340 | ▼ 40.3% |
| Taxes450/3 | - | €406 | €300 | €44,136 | €26,340 | ▼ 40.3% |
| Other amounts payable47/48 | - | €154,595 | €161,894 | €99,299 | €106,299 | ▲ 7.0% |
| Accrued charges and deferred income492/3 | - | €95,596 | €105,441 | €119,979 | €128,920 | ▲ 7.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€214,186 | -€189,752 | -€65,341 | -€302,140 | -€180,867 | ▲ 40.1% |
| + Depreciation and write-downs630 | - | €2,212 | €13,271 | €13,271 | €13,271 | = |
| Operating cash flow (approximation) | -€214,186 | -€187,540 | -€52,070 | -€288,869 | -€167,596 | ▲ 42.0% |
| Investment in fixed assets (approximation) | - | -€66,354 | €0 | €0 | €0 | - |
| Change in cash | - | €1,701 | -€900 | €1,034 | -€1,407 | ▼ 236% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
30-09
Financial
Liquidity doublescurrent ratio 2.97
Current ratio from 1.46 to 2.97; short-term debt falls from €338,321 to €168,305.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Weakest financial yearnet -€302,140
Net result drops to -€302,140, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Liquidity times 6current ratio 1.54
Current ratio from 0.27 to 1.54; short-term debt falls from €1.3m to €404,230.
30-09
Financial
Equity above €500,000Eq €932,003 ▲4,370%
Equity rises from €20,849 to €932,003.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Highest result since 2018net €9,584 ▲89.2%
Net result €9,584, the highest in the series.
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
Ground area
103 m²
Parcel 11804D3488/00E006, Flanders. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
3.13
since 20172.267.941.855
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D3488/00E006 | Flanders | 103 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holding · 2 subsidiaries in the treeOwners 0
The accounts to 30-09-2025 list no shareholders, and no other source names one.
Holdings 1
-
99.94%
All subsidiaries, including indirect ones 2
Companies in which this company or one of its subsidiaries holds more than half, or which it consolidates according to the LEI register.
According to the annual accounts to 30-09-2025 of 3.13 and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Similar companies · same sector, comparable size
GVB Consulting
BE 0699.998.124
Antwerpen · Eq €160,600
ELMCO
BE 0662.523.658
Wemmel · Eq €160,511
ForwAth
BE 0845.289.672
Ath · Eq €160,662
4J Advisory
BE 1012.361.284
Mortsel · Eq €160,478
INDUSTRIAL EQUIPMENT AND SOLUTIONS BENELUX
BE 0833.587.019
Gerpinnes · Eq €160,734
Of 24,517 companies in sector 82990 we hold annual accounts for 9,415. 7,099 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-06-2017
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0676942808
Registered
27-03-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.