LOMAC
ActiveLOMAC has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €107k. Equity is shrinking by ~12% per year across the filed fiscal years. Its solvency ranks better than 15% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency5▼-4
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.38 against 0.77 in 2024), and 92.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.4%
Return on assets
38.8%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31510 sector peers (2025).
NBB · sector comparisonPosition among 31510 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-05-2026, 87 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
87 d early
2024
94 d early
2023
78 d early
2022
34 d early
2021
30 d early
2020
36 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k=
2024 · €20k
2018: €73k
2019: €96k
2020: €69k
2021: €69k
2022: €68k
2023: €68k
2024: €20k
2018 → 2025
Total assets
€277k▼ 42.5%
2024 · €482k
2018: €105k
2019: €127k
2020: €294k
2021: €241k
2022: €235k
2023: €229k
2024: €482k
2018 → 2025
Net result
€107k▼ 57.3%
2024 · €251k
2018: €19k
2019: €23k
2020: €48k
2021: €33k
2022: €38k
2023: €68k
2024: €251k
2018 → 2025
Working capital
€-127k▼ 28.6%
2024 · €-98k
2018: €52k
2019: €82k
2020: €30k
2021: €-54k
2022: €-62k
2023: €-58k
2024: €-98k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€68k▼ 0.1%€68k=€20k▼ 70.1%€20k=
Operating result€45k-€52k▲ 15.0%€89k▲ 72.8%€338k▲ 278%€139k▼ 59.0%
Net result€33k-€38k▲ 16.8%€68k▲ 78.2%€251k▲ 268%€107k▼ 57.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 59% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €277k
Fixed assets
€199k▲ 33.5%
Current assets
€78k▼ 76.6%
Equity and liabilities €277k
Equity
€20k=
Debt
€256k▼ 44.4%
The debt ratio falls from 95.8% to 92.6%: debt is paid down.
Key figures and ratios
EBITDA
€170k▼
2024 · €362k
Cash flow
€139k▼
2024 · €275k
Solvency
7.4%▲
2024 · 4.2%
Current ratio
0.38▼
2024 · 0.77
Quick ratio
0.38▼
2024 · 0.77
Debt / equity
12.53▼
2024 · 22.54
ROE
524.9%
ROA
38.8%▼
2024 · 52.2%
Interest coverage
51.44▼
2024 · 85.68
Debt
€256k▼
2024 · €461k
Debt ≤ 1 year
€205k▼
2024 · €431k
Debt > 1 year
€52k▲
2024 · €30k
Income taxes
€28k▼
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€482k€277k▼
Fixed assets21/28€149k€199k▲
Tangible fixed assets22/27€149k€199k▲
Land and buildings22€128k€119k▼
Plant, machinery and equipment23€1k€754▼
Furniture and vehicles24€13k€73k▲
Other tangible fixed assets26€7k€6k▼
Current assets29/58€333k€78k▼
Amounts receivable within one year40/41€303k€38k▼
Trade receivables40€303k€38k▼
Cash at bank and in hand54/58€28k€39k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€482k€277k▼
Equity10/15€20k€20k=
Contributions10/11€19k€20k▲
Reserves13€2k-
Distributable reserves133€2k-
Amounts payable17/49€461k€256k▼
Amounts payable after more than one year17€30k€52k▲
Financial debts170/4€30k€52k▲
Amounts payable within one year42/48€431k€205k▼
Current portion of amounts payable after more than one year42€15k€18k▲
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€111k€30k▼
Taxes450/3€111k€30k▼
Other amounts payable47/48€302k€154k▼
Income statement
Code20242025
Non-recurring operating income76A-€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€32k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€363k€172k▼
Operating profit (loss)9901€338k€139k▼
Financial income75/76B€0€342▲
Recurring financial income75€0€342▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€334k€136k▼
Income taxes67/77€83k€28k▼
Profit (loss) for the period9904€251k€107k▼
Profit (loss) for the period to be appropriated9905€251k€107k▼
Appropriation of the result
Profit (loss) to be appropriated9906€251k€107k▼
Transfer from equity791/2€48k-
Profit to be distributed694/7€299k€107k▼
Return on contributions (dividend)694€299k€107k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
State Gazette act
General meeting · Auditor appointment
Permanent representative · Director resignation
28-07
State Gazette act
General meeting · Auditor appointment
Permanent representative · Director reappointment
28-07
State Gazette act
General meeting · Auditor appointment
Permanent representative · Director reappointment
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €251k ▲268%
Operating result €338k, net result €251k, both a record.
14-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nokeredorpstraat(NOK) 679771 KruisemGround area
762 m²
Building footprint
31 m²
Volume, LiDAR
133 m³
Parcel 45031A0258/00E000, Flanders · tallest building 13.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lomac
since 20172.260.249.656
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45031A0258/00E000 | Flanders | 762 m² | 1 · 31 m² | 13.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
3 partiesLOMACBE 0668.981.779
controls
Where this company holds controlthis company sits on their board3
Similar companies · same sector, comparable size
BIOMERPA
BE 0505.850.644
Kasterlee · Eq €20k
Ideabox
BE 0505.760.770
Maarkedal · Eq €20k
MAN-AUTOR
BE 0507.735.315
Boechout · Eq €20k
LAS
BE 0537.262.610
Vilvoorde · Eq €20k
PHH CONSULTING
BE 0537.878.064
Ukkel · Eq €20k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 30,676 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.