Immobiliére des vignes
ActiveSummary
The computed 12-month bankruptcy probability of Immobiliére des vignes is 2.9% (moderate). The 2025 annual accounts show negative equity (€-332k) and a net result of €-53k. Equity is shrinking by ~34.8% per year across the filed fiscal years. The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+2
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 2.13 against 2.3 in 2024; short-term debt: 47% and cash: 1% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-31.5%
Return on assets
-5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-332k
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-09-2026, 47 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
47 d late
2024
36 d early
2023
28 d early
2022
33 d early
2021
87 d early
2020
51 d early
2019
189 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-53k▲ 10.5%
2024 · €-59k
2018: €-58k
2019: €29k
2020: €-14k
2021: €-11k
2022: €-43k
2023: €-80k
2024: €-59k
2018 → 2025
Working capital
€559k▼ 5.5%
2024 · €592k
2018: €-100k
2019: €-70k
2020: €312k
2021: €305k
2022: €379k
2023: €629k
2024: €592k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-97k-€-140k▼ 43.7%€-219k▼ 57.0%€-279k▼ 27.0%€-332k▼ 19.0%
Operating result€-11k-€-2k▲ 80.6%€-5k▼ 124%€-3k▲ 36.4%€-4k▼ 18.2%
Net result€-11k-€-43k▼ 274%€-80k▼ 87.6%€-59k▲ 25.7%€-53k▲ 10.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €3k in 2024; the loss grows.
Key figures and ratios
Solvency
-31.5%▼
2024 · -26.6%
Current ratio
2.13▼
2024 · 2.30
Quick ratio
0.02▲
2024 · 0.00
Debt to equity
-4.18▲
2024 · -4.75
ROA
-5.0%▲
2024 · -5.7%
Debt
€1.39M▲
2024 · €1.32M
Debt ≤ 1 year
€495k▲
2024 · €454k
Debt > 1 year
€891k▲
2024 · €870k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.05M€1.05M▲
Current assets29/58€1.05M€1.05M▲
Stocks and contracts in progress3€1.04M€1.04M=
Stocks30/36€1.04M€1.04M=
Cash at bank and in hand54/58€2k€10k▲
Equity and liabilities
Total equity and liabilities10/49€1.05M€1.05M▲
Equity10/15€-279k€-332k▼
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-285k€-338k▼
Amounts payable17/49€1.32M€1.39M▲
Amounts payable after more than one year17€870k€891k▲
Other amounts payable178/9€870k€891k▲
Amounts payable within one year42/48€454k€495k▲
Financial debts43€400k-
Credit institutions430/8€400k-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Other amounts payable47/48€43k€484k▲
Accrued charges and deferred income492/3€338€36▼
Income statement
Code20242025
Other operating charges640/8€968€998▲
Gross operating margin9900€-2k€-3k▼
Operating profit (loss)9901€-3k€-4k▼
Financial charges65/66B€56k€49k▼
Recurring financial charges65€56k€49k▼
Profit (loss) for the period before taxes9903€-59k€-53k▲
Profit (loss) for the period9904€-59k€-53k▲
Profit (loss) for the period to be appropriated9905€-59k€-53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-285k€-338k▼
Profit (loss) brought forward from the previous period14P€-226k€-285k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 47 days late
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-80k
Net result drops to €-80k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
05-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
05-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 189 days late
2019
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
15-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 107 days late
2018
22-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 114 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 2511050 BrusselGround area
1,574 m²
Building footprint
1,579 m²
Volume, LiDAR
46,471 m³
Parcel 21807G0135/00T003, Brussels · tallest building 46.6 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
Immobiliére des vignes
since 20162.350.339.890
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0135/00T003 | Brussels | 1,574 m² | 1 · 1,579 m² | 46.6 m · 13 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2016
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:026498500