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RESUMONT

Active
Private limited companyfounded 201610 yrs activeKBO/BCE: BE 0651.888.104

The computed 12-month bankruptcy probability of RESUMONT is 3.7% (moderate). The 2023 annual accounts show negative equity (€-5k) and a net result of €40k. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 2016 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2023
21 / 100
Critical▲ +10 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability0=
Solvency44=
Growth58▲+26
Stability92
Bankruptcy probability, 12 months
3.7% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.99 against 0.98 in 2022), and equity is negative.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023
Solvency, return and age of the figures
Solvency
-0.1%
Return on assets
1.2%
Age of the figures
32 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 8 filings
Position against the passed deadline
31-12-2024 close31-07-2025 deadline12-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 15-05-2025, 288 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
not filed
2023
288 d late
2022
192 d late
2021
82 d late
2020
123 d late
2019
221 d late
← before the deadline after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

Financials · fiscal year 2023, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€40k▲ 3,507%
2022 · €1k
2018: €1k 2019: €40k 2020: €13k 2021: €-119k 2022: €1k
2018 → 2023
Working capital
€-24k▲ 48.3%
2022 · €-47k
2018: €13k 2019: €54k 2020: €67k 2021: €-53k 2022: €-47k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20192020202120222023Trend
Equity€61k-€74k▲ 22.0%€-45k€-44k▲ 2.4%€-5k▲ 89.7%
Operating result€78k-€31k▼ 60.1%€-110k€13k€66k▲ 392%
Net result€40k-€13k▼ 66.6%€-119k€1k€40k▲ 3,507%
Result per fiscal year
Operating resultNet result
€-150k€-100k€-50k€0€50k€100kOperating result 2019: €78k€78kNet result 2019: €40k€40kOperating result 2020: €31k€31kNet result 2020: €13k€13kOperating result 2021: €-110k€-110kNet result 2021: €-119k€-119kOperating result 2022: €13k€13kNet result 2022: €1k€1kOperating result 2023: €66k€66kNet result 2023: €40k€40k20192020202120222023
After the dip in 2021 the operating result has climbed two years in a row; 2023 is 392% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €3.40M
Fixed assets €21k▲ 83.0%
Current assets €3.38M▲ 63.9%
Key figures and ratios
2023 value · change against 2022
EBITDA
€74k
2022 · €14k
Cash flow
€48k
2022 · €2k
Solvency
-0.1%
2022 · -2.1%
Current ratio
0.99
2022 · 0.98
Quick ratio
0.65
2022 · 0.36
ROE
-867.0%
2022 · -2.5%
ROA
1.2%
2022 · 0.1%
Interest coverage
7.52
2022 · 2.06
Debt
€3.41M
2022 · €2.12M
Debt ≤ 1 year
€3.41M
2022 · €2.11M
Debt > 1 year
€1k
2022 · €9k
Income taxes
€16k
2022 · €5k
Staff costs
€196k
2022 · €144k
A ratio outside any meaningful range has been withheld (balance sheet total €3.40M, equity €-5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet Code20222023
Assets
Total assets20/58€2.08M€3.40M
Fixed assets21/28€11k€21k
Tangible fixed assets22/27€2k€19k
Plant, machinery and equipment23€1k€606
Furniture and vehicles24€1k€19k
Financial fixed assets28€9k€2k
Current assets29/58€2.06M€3.38M
Stocks and contracts in progress3€1.31M€1.17M
Stocks30/36€1.31M€1.17M
Amounts receivable within one year40/41€727k€2.18M
Trade receivables40€724k€2.18M
Other amounts receivable41€2k€20
Cash at bank and in hand54/58€17k€14k
Deferred charges and accrued income490/1€9k€22k
Equity and liabilities
Total equity and liabilities10/49€2.08M€3.40M
Equity10/15€-44k€-5k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-65k€-25k
Amounts payable17/49€2.12M€3.41M
Amounts payable after more than one year17€9k€1k
Financial debts170/4€9k€1k
Amounts payable within one year42/48€2.11M€3.41M
Current portion of amounts payable after more than one year42€7k€8k
Trade debts44€24k€62k
Suppliers440/4€24k€62k
Advances received on contracts in progress46€1.40M€2.73M
Taxes, remuneration and social security45€125k€113k
Taxes450/3€109k€46k
Remuneration and social security454/9€16k€67k
Other amounts payable47/48€553k€493k
Income statement Code20222023
Remuneration, social security and pensions62€144k€196k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€9k
Other operating charges640/8€12k€10k
Gross operating margin9900€171k€280k
Operating profit (loss)9901€13k€66k
Financial income75/76B-€83
Recurring financial income75-€83
Financial charges65/66B€7k€10k
Recurring financial charges65€7k€10k
Profit (loss) for the period before taxes9903€6k€56k
Income taxes67/77€5k€16k
Profit (loss) for the period9904€1k€40k
Profit (loss) for the period to be appropriated9905€1k€40k
Appropriation of the result
Profit (loss) to be appropriated9906€-65k€-25k
Profit (loss) brought forward from the previous period14P€-66k€-65k
Social balance
Average headcount (FTE)9087-5.2

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
23-03
State Gazette act Capital & shares · Resignations & appointments
General meeting · Director appointment · Director resignation5 facts ▸
  • General meeting, 03/11/2025
  • Director appointment, STOENOAIA Andreea Madalina (administrateur)
  • Director resignation, VISA Ovidiu loan (administrateur)
  • Director discharge, VISA Ovidiu loan
  • Share transfer, VISA Ovidiu loan → STOENOAIA Andreea Madalina
2025
22-12
KBO administration Address struck
15-05
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 288 days late
2024
08-02
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 192 days late
2022
31-12
Financial Back to profitnet €1k
Net result €1k after one loss-making year.
21-10
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 82 days late
2021
31-12
Financial Weakest financial yearnet €-119k ▼992%
Net result drops to €-119k, the lowest in the series; recovery starts the following year.
01-12
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 123 days late
09-03
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 221 days late
2019
31-12
Financial Highest result since 2018net €40k ▲3495%
Operating result €78k, net result €40k, both a record.
13-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 44 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
02-01
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 155 days late
SignalFinancial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 directors, no change since 2026
STOENOAIA Andreea Madalina
Director · since 03-11-2025
Current
23-03-2026 VISA Ovidiu loan: Resigned as Director
17-02-2026 STOENOAIA Andreea Madalina: Resigned as Director
04-11-2025 GHEORGIU Mihail-Gabriel: Resigned as Director
03-11-2025 STOENOAIA Andreea Madalina: Appointed as Director
08-10-2025 SARIKAYA Mehmet: Resigned as Director
16-05-2025 TANRIKULU Ahmet: Resigned as Managing director
28-06-2021 AGCA Serkan: Resigned as Managing director
26-06-2019 Chakkor Abdel Jawad: Resigned as Manager
Location & real-estate footprint
1 establishment unit since 2016
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ground area
310 m²
Building footprint
243 m²
Volume, LiDAR
1,477 m³
Parcel 21526D0069/02A005, Brussels · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Bruxelles Meubles
Avenue Larock(RES) 17, 7134 BincheWholesale trade
since 20162.253.147.870
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21526D0069/02A005 Brussels 310 m² 1 · 243 m² 10.9 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Similar companies · same sector, comparable size

Of 2,590 companies in sector 47551 we hold annual accounts for 1,703. 675 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-04-2016
Fiscal year end31-12
Abbreviation FR SPRL
Trade name FR BRUXELLES MEUBLES
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers

Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.