MvS-Pack
ActiveMvS-Pack has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €214k and a net result of €93k. Equity is growing by ~16.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 538 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
85
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 7.72 against 5.15 in 2024), and 13.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
37.7%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 16
Relative position
BE, all sectors
reference
Sector 16
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
126 d early
2024
76 d early
2023
100 d early
2022
25 d early
2021
7 d early
2020
4 d early
2019
86 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€214k▲ 74.8%
2024 · €122k
2018: €63k
2019: €71k
2020: €82k
2021: €92k
2022: €114k
2023: €347k
2024: €122k
2018 → 2025
Total assets
€246k▲ 61.8%
2024 · €152k
2018: €238k
2019: €284k
2020: €245k
2021: €477k
2022: €423k
2023: €497k
2024: €152k
2018 → 2025
Net result
€93k▼ 22.2%
2024 · €119k
2018: €67k
2019: €94k
2020: €50k
2021: €139k
2022: €151k
2023: €222k
2024: €119k
2018 → 2025
Working capital
€214k▲ 74.8%
2024 · €122k
2018: €63k
2019: €71k
2020: €82k
2021: €92k
2022: €114k
2023: €347k
2024: €122k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€114k▲ 23.0%€347k▲ 206%€122k▼ 64.8%€214k▲ 74.8%
Operating result€208k-€208k=€306k▲ 46.7%€166k▼ 45.6%€136k▼ 18.1%
Net result€139k-€151k▲ 8.7%€222k▲ 47.0%€119k▼ 46.4%€93k▼ 22.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €246k
Equity
€214k▲ 74.8%
Debt
€32k▲ 8.4%
The debt ratio falls from 19.6% to 13.1%: equity grows faster than debt.
Key figures and ratios
Solvency
86.9%▲
2024 · 80.4%
Current ratio
7.72▲
2024 · 5.15
Quick ratio
7.72▲
2024 · 5.15
Debt / equity
0.15▼
2024 · 0.24
ROE
43.4%▼
2024 · 97.4%
ROA
37.7%▼
2024 · 78.4%
Debt
€32k▲
2024 · €30k
Debt ≤ 1 year
€32k▲
2024 · €29k
Income taxes
€43k▼
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€152k€246k▲
Current assets29/58€152k€246k▲
Amounts receivable within one year40/41€12k€2k▼
Trade receivables40€2k€2k▼
Other amounts receivable41€10k€0▼
Cash at bank and in hand54/58€140k€244k▲
Equity and liabilities
Total equity and liabilities10/49€152k€246k▲
Equity10/15€122k€214k▲
Contributions10/11€19k€19k=
Reserves13€104k€195k▲
Non-distributable reserves130/1€2k€2k=
Other1319€2k€2k=
Distributable reserves133€102k€193k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€30k€32k▲
Amounts payable within one year42/48€29k€32k▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€458€0▼
Suppliers440/4€458€0▼
Taxes, remuneration and social security45€24k€24k▼
Taxes450/3€24k€24k▼
Other amounts payable47/48€5k€8k▲
Accrued charges and deferred income492/3€254€394▲
Income statement
Code20242025
Other operating charges640/8€505€520▲
Gross operating margin9900€167k€137k▼
Operating profit (loss)9901€166k€136k▼
Financial income75/76B€3k€0▼
Recurring financial income75€3k€0▼
Financial charges65/66B€899€454▼
Recurring financial charges65€899€454▼
Profit (loss) for the period before taxes9903€168k€136k▼
Income taxes67/77€49k€43k▼
Profit (loss) for the period9904€119k€93k▼
Profit (loss) for the period to be appropriated9905€119k€93k▼
Appropriation of the result
Profit (loss) to be appropriated9906€119k€93k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€296k€0▼
Transfer to equity691/2€72k€91k▲
To other reserves6921€72k€91k▲
Profit to be distributed694/7€344k€1k▼
Return on contributions (dividend)694€344k€1k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
General meeting · Director resignation
Director discharge · Director reappointment
26-08
State Gazette act
General meeting · Director resignation
Director discharge · Director reappointment
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €214k ▲74.8%
8 profitable years in a row build equity to €214k.
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €222k ▲47%
Operating result €306k, net result €222k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.32
Current ratio from 1.37 to 3.32; short-term debt falls from €310k to €150k.
31-12
Financial
Equity above €200kEq €347k ▲206%
6 profitable years in a row build equity to €347k.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €114k ▲23%
5 profitable years in a row build equity to €114k.
24-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €50k ▼47.2%
Net result drops to €50k, the lowest in the series; recovery starts the following year.
25-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 86 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
14-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 14 days late
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Petrus Bogaertslaan 322970 SchildeGround area
560 m²
Building footprint
115 m²
Volume, LiDAR
609 m³
Parcel 11922C0056/00P000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mvs Pack
since 20152.250.764.442
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11922C0056/00P000 | Flanders | 560 m² | 1 · 115 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
2 partiesMvS-PackBE 0644.923.504
controls
Where this company holds controlthis company sits on their board2
1 location
1 location
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Of 119 companies in sector 16240 we hold annual accounts for 80. 52 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-12-2015
Fiscal year end31-12
Activities, NACEBEL
16240Manufacture of wood and of products of wood and cork, except furniture; manufacture of articles of straw and plaiting materials
22220Manufacture of rubber and plastic products
46649Wholesale of other machinery and equipment
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.