IB INVEST
ActiveIB INVEST has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €105k and a net result of €14k. Equity is growing by ~61.1% per year across the filed fiscal years. Its solvency ranks better than 37% of 2026 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability67▼-33
Solvency12▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity short (current ratio 0.07 against 0.08 in 2023), and 81.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 12-06-2025, 49 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
49 d early
2023
236 d late
2022
65 d late
2021
89 d late
2020
130 d late
2019
54 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€105k▲ 15.5%
2023 · €91k
2018: €11k
2019: €18k
2020: €-28k
2021: €23k
2022: €63k
2023: €91k
2018 → 2024
Total assets
€571k▼ 2.5%
2023 · €586k
2018: €201k
2019: €197k
2020: €637k
2021: €633k
2022: €652k
2023: €586k
2018 → 2024
Net result
€14k▼ 49.0%
2023 · €28k
2018: €4k
2019: €7k
2020: €-47k
2021: €51k
2022: €40k
2023: €28k
2018 → 2024
Working capital
€-80k▼ 23.7%
2023 · €-65k
2018: €-49k
2019: €-48k
2020: €-100k
2021: €-113k
2022: €-76k
2023: €-65k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-28k-€23k€63k▲ 175%€91k▲ 43.5%€105k▲ 15.5%
Operating result€-37k-€70k€67k▼ 4.1%€45k▼ 33.0%€25k▼ 45.5%
Net result€-47k-€51k€40k▼ 21.5%€28k▼ 31.7%€14k▼ 49.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 46% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €571k
Fixed assets
€565k▼ 2.6%
Current assets
€6k▲ 7.8%
Equity and liabilities €571k
Equity
€105k▲ 15.5%
Debt
€466k▼ 5.8%
The debt ratio falls from 84.5% to 81.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€41k▼
2023 · €62k
Cash flow
€31k▼
2023 · €44k
Solvency
18.4%▲
2023 · 15.5%
Current ratio
0.07▼
2023 · 0.08
Quick ratio
0.07▼
2023 · 0.08
Debt / equity
4.44▼
2023 · 5.44
ROE
13.4%▼
2023 · 30.3%
ROA
2.5%▼
2023 · 4.7%
Interest coverage
7.35▼
2023 · 7.86
Debt
€466k▼
2023 · €495k
Debt ≤ 1 year
€87k▲
2023 · €71k
Debt > 1 year
€380k▼
2023 · €424k
Income taxes
€5k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€586k€571k▼
Fixed assets21/28€580k€565k▼
Tangible fixed assets22/27€580k€565k▼
Land and buildings22€580k€563k▼
Furniture and vehicles24€176€1k▲
Current assets29/58€6k€6k▲
Amounts receivable within one year40/41-€6k
Other amounts receivable41-€6k
Current investments50/53€6k-
Cash at bank and in hand54/58€86€52▼
Equity and liabilities
Total equity and liabilities10/49€586k€571k▼
Equity10/15€91k€105k▲
Contributions10/11€19k€19k=
Outside capital11€19k€19k=
Other1109/19€19k€19k=
Profit (loss) carried forward14€72k€86k▲
Amounts payable17/49€495k€466k▼
Amounts payable after more than one year17€424k€380k▼
Financial debts170/4€411k€380k▼
Other amounts payable178/9€13k-
Amounts payable within one year42/48€71k€87k▲
Current portion of amounts payable after more than one year42€34k€33k▼
Financial debts43€2k€38▼
Credit institutions430/8€2k€38▼
Trade debts44€28k€41k▲
Suppliers440/4€28k€41k▲
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3€7k€13k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€17k▲
Other operating charges640/8€7k€3k▼
Gross operating margin9900€69k€44k▼
Operating profit (loss)9901€45k€25k▼
Financial income75/76B€117€394▲
Recurring financial income75€117€394▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€37k€19k▼
Income taxes67/77€10k€5k▼
Profit (loss) for the period9904€28k€14k▼
Profit (loss) for the period to be appropriated9905€28k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€72k€86k▲
Profit (loss) brought forward from the previous period14P€45k€72k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
24-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 236 days late
2024
31-12
Financial
Equity above €100kEq €105k ▲15.5%
4 profitable years in a row build equity to €105k.
2023
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
31-12
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
08-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 130 days late
2020
31-12
Financial
Weakest financial yearnet €-47k ▼746%
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
23-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 54 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-03-2024
Gülal Bekir-Elber: Resigned as Director
31-12-2018
TURKAN DONMEZ: Resigned as Managing director
08-05-2018
Didier STAS: Resigned as Manager
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Redemont(PIE) 128/1307100 La LouvièreGround area
1,087 m²
Building footprint
220 m²
Volume, LiDAR
3,228 m³
2 parcels, Brussels, Wallonia · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
IB INVEST
since 20152.245.123.002
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392A0064/00L002 | Brussels | 680 m² | 1 · 145 m² | 20.5 m · 6 fl. |
| 55015A0164/00X036 | Wallonia | 408 m² | 1 · 75 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
9 connected companiesNetwork connections
Shared address
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Show 5 more network connections
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Of 1,434 companies in sector 77110 we hold annual accounts for 724. 499 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-08-2015
Fiscal year end31-12
Activities, NACEBEL
77110Renting and leasing of cars and light motor vehicles
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.