DEKO & CO
ActiveDEKO & CO has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €23k and a net result of €86k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 8% of 7446 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability93▼-7
Solvency30▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.76 in 2023; short-term debt: 30.9% and cash: 3.9% of total assets), and 94.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
5.1%
Return on assets
19.2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 7446 sector peers (2024).
NBB · sector comparisonPosition among 7446 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-05-2025, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
62 d early
2023
122 d early
2022
31 d early
2021
30 d early
2020
36 d early
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€23k▲ 1.4%
2023 · €23k
2018: €21k
2019: €22k
2020: €21k
2021: €21k
2022: €22k
2023: €23k
2018 → 2024
Total assets
€450k▼ 25.7%
2023 · €606k
2018: €491k
2019: €231k
2020: €204k
2021: €656k
2022: €480k
2023: €606k
2018 → 2024
Net result
€86k▼ 56.3%
2023 · €198k
2018: €317k
2019: €171k
2020: €74k
2021: €224k
2022: €87k
2023: €198k
2018 → 2024
Working capital
€-90k▼ 32.8%
2023 · €-68k
2018: €-5k
2019: €17k
2020: €11k
2021: €-15k
2022: €-28k
2023: €-68k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€21k-€21k▲ 2.6%€22k▲ 3.0%€23k▲ 2.8%€23k▲ 1.4%
Operating result€94k-€301k▲ 219%€118k▼ 60.9%€267k▲ 127%€116k▼ 56.7%
Net result€74k-€224k▲ 203%€87k▼ 61.2%€198k▲ 128%€86k▼ 56.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 57% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €450k
Fixed assets
€401k▲ 2.0%
Current assets
€49k▼ 77.0%
Equity and liabilities €450k
Equity
€23k▲ 1.4%
Debt
€427k▼ 26.8%
The debt ratio falls from 96.3% to 94.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€145k▼
2023 · €283k
Cash flow
€115k▼
2023 · €214k
Solvency
5.1%▲
2023 · 3.7%
Current ratio
0.35▼
2023 · 0.76
Quick ratio
0.35▼
2023 · 0.76
Debt / equity
18.55▼
2023 · 25.68
ROE
374.8%▼
2023 · 869.8%
ROA
19.2%▼
2023 · 32.6%
Interest coverage
25.26▼
2023 · 43.24
Debt
€427k▼
2023 · €583k
Debt ≤ 1 year
€139k▼
2023 · €281k
Debt > 1 year
€274k▼
2023 · €303k
Income taxes
€24k▼
2023 · €63k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€606k€450k▼
Fixed assets21/28€394k€401k▲
Tangible fixed assets22/27€393k€401k▲
Land and buildings22€358k€350k▼
Plant, machinery and equipment23€30k€19k▼
Furniture and vehicles24€5k€33k▲
Financial fixed assets28€91€91=
Current assets29/58€213k€49k▼
Amounts receivable within one year40/41€142k€26k▼
Trade receivables40€132k€26k▼
Other amounts receivable41€10k€533▼
Cash at bank and in hand54/58€65k€18k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€606k€450k▼
Equity10/15€23k€23k▲
Contributions10/11€19k€19k=
Reserves13€4k€4k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€2k€3k▲
Amounts payable17/49€583k€427k▼
Amounts payable after more than one year17€303k€274k▼
Financial debts170/4€303k€274k▼
Amounts payable within one year42/48€281k€139k▼
Current portion of amounts payable after more than one year42€29k€28k▼
Trade debts44€31k€12k▼
Suppliers440/4€31k€12k▼
Taxes, remuneration and social security45€50k€26k▼
Taxes450/3€50k€26k▼
Other amounts payable47/48€171k€73k▼
Accrued charges and deferred income492/3-€14k
Income statement
Code20232024
Non-recurring operating income76A€153-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€29k▲
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€1k€12▼
Gross operating margin9900€287k€148k▼
Operating profit (loss)9901€267k€116k▼
Financial income75/76B-€7
Recurring financial income75-€7
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€260k€110k▼
Income taxes67/77€63k€24k▼
Profit (loss) for the period9904€198k€86k▼
Profit (loss) for the period to be appropriated9905€198k€86k▼
Appropriation of the result
Profit (loss) to be appropriated9906€198k€86k▼
Transfer to equity691/2€615€310▼
To other reserves6921€615€310▼
Profit to be distributed694/7€197k€86k▼
Return on contributions (dividend)694€197k€86k▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €74k ▼57%
Net result drops to €74k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
05-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
04-12-2025
Todut Bogdan: Resigned as Director
04-12-2025
Todut Florin: Resigned as Director
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 421640 Sint-Genesius-RodeGround area
210 m²
Building footprint
89 m²
Volume, LiDAR
707 m³
Parcel 22004C0677/00T000, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Deko & Co
since 20152.238.900.847
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004C0677/00T000 | Flanders | 210 m² | 1 · 89 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
18 connected companiesNetwork connections
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Of 3,962 companies in sector 43331 we hold annual accounts for 1,790. 1,401 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2015
Fiscal year end31-12
Activities, NACEBEL
43331Floor and wall tiling
43230Insulation installation
43291Specialised construction activities
43320Joinery installation
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.