BARIM
ActiveBARIM has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.73M and a net result of €892k. Equity is growing by ~27.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency74▲+30
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €150k at 30 days acceptable
Liquidity tight (current ratio 1.28 against 0.73 in 2024), and 54.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.6%
Return on assets
23.5%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
23 d early
2023
22 d early
2022
20 d early
2021
19 d early
2020
25 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.73M▲ 48.6%
2024 · €1.16M
2021: €684k
2022: €706k
2023: €693k
2024: €1.16M
2021 → 2025
Total assets
€3.79M▲ 2.1%
2024 · €3.71M
2021: €1.80M
2022: €1.79M
2023: €1.86M
2024: €3.71M
2021 → 2025
Net result
€892k▲ 84.2%
2024 · €484k
2021: €98k
2022: €128k
2023: €237k
2024: €484k
2021 → 2025
Working capital
€161k
2024 · €-233k
2021: €-99k
2022: €-49k
2023: €-130k
2024: €-233k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€684k-€706k▲ 3.2%€693k▼ 1.9%€1.16M▲ 67.8%€1.73M▲ 48.6%
Operating result€85k-€96k▲ 13.1%€263k▲ 173%€407k▲ 54.7%€569k▲ 39.7%
Net result€98k-€128k▲ 31.2%€237k▲ 85.1%€484k▲ 104%€892k▲ 84.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 40% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.79M
Fixed assets
€3.05M▼ 0.6%
Current assets
€739k▲ 15.3%
Equity and liabilities €3.79M
Equity
€1.73M▲ 48.6%
Debt
€2.06M▼ 19.1%
The debt ratio falls from 68.6% to 54.4%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€692k▲
2024 · €498k
Cash flow
€1.02M▲
2024 · €575k
Solvency
45.6%▲
2024 · 31.4%
Current ratio
1.28▲
2024 · 0.73
Quick ratio
1.28▲
2024 · 0.73
Debt / equity
1.19▼
2024 · 2.19
ROE
51.6%▲
2024 · 41.6%
ROA
23.5%▲
2024 · 13.1%
Interest coverage
10.30▼
2024 · 11.52
Debt
€2.06M▼
2024 · €2.55M
Debt ≤ 1 year
€578k▼
2024 · €874k
Debt > 1 year
€1.47M▼
2024 · €1.65M
Income taxes
€214k▲
2024 · €129k
Staff costs
€170k▼
2024 · €203k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€3.71M€3.79M▲
Fixed assets
21/28€3.07M€3.05M▼
Tangible fixed assets
22/27€1.93M€1.91M▼
Financial fixed assets
28€1.14M€1.14M=
Current assets
29/58€641k€739k▲
Amounts receivable within one year
40/41€380k€506k▲
Cash & bank
54/58€242k€138k▼
Total equity & liabilities
10/49€3.71M€3.79M▲
Equity
10/15€1.16M€1.73M▲
Contributions / capital
10/11€10k€10k=
Reserves
13€1.05M€1.62M▲
Accumulated profits (losses)
14€32k€30k▼
Amounts payable
17/49€2.55M€2.06M▼
Amounts payable after one year
17€1.65M€1.47M▼
Amounts payable within one year
42/48€874k€578k▼
Trade debts payable within one year
44€348k€88k▼
Income statement
Code20242025
Gross operating margin
9900€702k€863k▲
Operating result
9901€407k€569k▲
Financial income
75€249k€604k▲
Financial charges
65€43k€67k▲
Result before taxes
9903€613k€1.11M▲
Income taxes
67/77€129k€214k▲
Net result for the period
9904€484k€892k▲
Result to be appropriated
9905€484k€892k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €892k ▲84.2%
Operating result €569k, net result €892k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
11-02
State Gazette act
Registered-office change
2024
31-12
Financial
Equity above €1MEq €1.16M ▲67.8%
4 profitable years in a row build equity to €1.16M.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
15-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Structure & network
Ownership & control
1 partyBARIMBE 0550.979.301
controls
Where this company holds controlthis company sits on their board1
2 locations
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
IMMO-BRIT
BE 0434.521.396
Harelbeke · Eq €1.73M
JELIX
BE 0894.406.118
Izegem · Eq €1.73M
CG INVEST
BE 0761.818.006
Roeselare · Eq €1.73M
INGE CLAEYS
BE 0638.771.130
Diksmuide · Eq €1.73M
D.G.P.R. INVEST
BE 0452.533.011
Ukkel · Eq €1.73M
Of 82,369 companies in sector 70200 we hold annual accounts for 51,486. 21,693 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-04-2014
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68204Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.