Skip to content

93

Active
Private limited company (pre-2019)founded 1993active for 33 yearsJ. Vanden Broeckstraat 47, 1780 Wemmel, BelgiumKBO/BCE: BE 0450.951.317
Summary

The computed 12-month bankruptcy probability of 93 is 3.9% (moderate). The 2025 annual accounts show negative equity (-€9,390) and a net result of -€461. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 13% of 12,397 sector peers (NACE 47, financial year 2025). The company has been active since 1993 and the Belgian Official Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Other retail sale of food
NACE 47279Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
1 site
Size
€402,353total assets 2025
Staff
3.7 FTE
Equity
-€9,390
Loss
-€461
Financial health
47 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.9%
Structure
Accounts filed 30 days late0 of 5 deeds read
Why 47raises riskNegative equity -€9,390Ex-officio strike-off in the KBOSector: Retail trade (NACE 47)lowers riskFounded in 1993Show the evidence

Checked score

Score 2025
47 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 21% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Weak
Solvency 23+1
equity -2.3% of total assets
Liquidity 7=
short-term debt 102.1% · cash 5.9%
Profitability 36+36
return on assets -0.1%
Bankruptcy probability, 12 months
3.9% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,191 companies, NACE 47, micro)
Last 24 months 11-2024: 3.9% 12-2024: 3.9%● unchanged vs 11-2024 01-2025: 3.9%● unchanged vs 12-2024 02-2025: 3.9%● unchanged vs 01-2025 03-2025: 3.8%▼ -0.1 percentage points vs 02-2025 04-2025: 3.8%● unchanged vs 03-2025 05-2025: 3.6%▼ -0.2 percentage points vs 04-2025 06-2025: 3.4%▼ -0.2 percentage points vs 05-2025lowest value 07-2025: 3.9%▲ +0.5 percentage points vs 06-2025 08-2025: 4.7%▲ +0.8 percentage points vs 07-2025 09-2025: 4.6%▼ -0.1 percentage points vs 08-2025 10-2025: 13.4%▲ +8.8 percentage points vs 09-2025 11-2025: 13.4%● unchanged vs 10-2025 12-2025: 13.7%▲ +0.3 percentage points vs 11-2025highest value 01-2026: 13.7%● unchanged vs 12-2025 02-2026: 13.7%● unchanged vs 01-2026 03-2026: 13.6%▼ -0.1 percentage points vs 02-2026 04-2026: 12.2%▼ -1.4 percentage points vs 03-2026 05-2026: 11.7%▼ -0.5 percentage points vs 04-2026 06-2026: 11.3%▼ -0.4 percentage points vs 05-2026 07-2026: 11.4%▲ +0.1 percentage points vs 06-2026 08-2026: 11.3%▼ -0.1 percentage points vs 07-2026 09-2026: 3.8%▼ -7.5 percentage points vs 08-2026 10-2026: 3.9%▲ +0.1 percentage points vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.92, compared with 0.87 in 2024; short-term debt: 102.1% and cash: 5.9% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 18% on solvency, 9% on liquidity, 28% on profitability and 31% on growth.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Negative equity -€9,390
NBB · annual accounts
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 1993
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€9,390
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
30 days late
2024
32 days late
2023
30 days late
2022
31 days late
2021
31 days late
2020
93 days late
2019
192 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 63 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
UBO non-compliance
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
12-10-2026 today31-12-2026 year end31-07-2027 deadline
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Weakest financial yearnet -€94,004

Key points

  • Risk: Negative equityfinancial year 2025: debts exceed assets -€9,390 View
  • Risk: 3 loss-making years in a rowloss financial year 2025 -€461 View
  • Positive: Result rose in 2025from -€94,004 to -€461 ▲ 99.5% View
  • Caution: Among the weakest 12% on equitysector median €240,069 · 12,406 companies -€9,390 View

By topic

Financials

Financial year
2025
Total assets
€402,353
Loss
-€461
Solvency
-2.3%
Total assets▲ 20.0%
Net result
20182025
Go to Financials

Timeline

Events
35
Since
1995
Next accounts
by 31-07-2027
  1. 30-08-2024Annual accounts filed
  2. 22-03-2024UBO non-compliance
  3. 31-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other retail sale of foodNACE 47279
Founded
23-09-1993
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.