DUVA FRUIT
ActiveSummary
DUVA FRUIT has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €966k and a net result of €16k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 22% of 4886 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-3
Solvency45▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.04 in 2024; short-term debt: 64.7% and cash: 23.9% of total assets), and 79.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.3%
Return on assets
0.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 4886 sector peers (2025).
NBB · sector comparisonPosition among 4886 sector peers
Solvency
better than 22%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €966k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
6 d early
2023
15 d early
2022
32 d early
2021
59 d early
2020
51 d early
2019
92 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€16k▼ 84.9%
2024 · €104k
2018: €329khighest in 8 years
2019: €311k▼ -5.6% vs 2018
2020: €-266k▼ -186% vs 2019lowest in 8 years
2021: €140k▲ +153% vs 2020
2022: €133k▼ -4.9% vs 2021
2023: €43k▼ -67.9% vs 2022
2024: €104k▲ +142% vs 2023
2025: €16k▼ -84.9% vs 2024
2018 → 2025
Working capital
€-28k
2024 · €95k
2018: €427khighest in 8 years
2019: €-59k▼ -114% vs 2018lowest in 8 years
2020: €163k▲ +375% vs 2019
2021: €157k▼ -4.0% vs 2020
2022: €164k▲ +4.7% vs 2021
2023: €71k▼ -56.5% vs 2022
2024: €95k▲ +32.8% vs 2023
2025: €-28k▼ -130% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€846k-€979k▲ 15.7%€847k▼ 13.5%€951k▲ 12.2%€966k▲ 1.6%
2021: €846klowest in 5 years
2022: €979k▲ +15.7% vs 2021highest in 5 years
2023: €847k▼ -13.5% vs 2022
2024: €951k▲ +12.2% vs 2023
2025: €966k▲ +1.6% vs 2024
Operating result€156k-€149k▼ 4.4%€104k▼ 30.2%€182k▲ 75.4%€61k▼ 66.6%
2021: €156k
2022: €149k▼ -4.4% vs 2021
2023: €104k▼ -30.2% vs 2022
2024: €182k▲ +75.4% vs 2023highest in 5 years
2025: €61k▼ -66.6% vs 2024lowest in 5 years
Net result€140k-€133k▼ 4.9%€43k▼ 67.9%€104k▲ 142%€16k▼ 84.9%
2021: €140khighest in 5 years
2022: €133k▼ -4.9% vs 2021
2023: €43k▼ -67.9% vs 2022
2024: €104k▲ +142% vs 2023
2025: €16k▼ -84.9% vs 2024lowest in 5 years
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.75M
Fixed assets
€1.70M ▲ 4.1%
Current assets
€3.05M ▲ 18.6%
Equity and liabilities €4.75M
Equity
€966k ▲ 1.6%
Debt
€3.78M ▲ 16.3%
Debt's share of the balance-sheet total rises from 77.4% to 79.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€410k▼
2024 · €483k
Cash flow
€365k▼
2024 · €405k
Current ratio
0.99▼
2024 · 1.04
Quick ratio
0.90▼
2024 · 0.98
Debt to equity
3.92▲
2024 · 3.42
ROE
1.6%▼
2024 · 10.9%
ROA
0.3%▼
2024 · 2.5%
Interest coverage
8.41▼
2024 · 9.68
Debt ≤ 1 year
€3.07M▲
2024 · €2.47M
Debt > 1 year
€697k▼
2024 · €736k
Income taxes
€23k▼
2024 · €43k
Staff costs
€2.50M▲
2024 · €1.91M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 69 lines
Balance sheet
Code20242025
Assets
Total assets20/58€4.21M€4.75M▲
Fixed assets21/28€1.64M€1.70M▲
Intangible fixed assets21€211k€175k▼
Tangible fixed assets22/27€1.43M€1.53M▲
Land and buildings22€620k€557k▼
Plant, machinery and equipment23€285k€290k▲
Furniture and vehicles24€38k€54k▲
Leasing and similar rights25€483k€628k▲
Financial fixed assets28€175€175=
Current assets29/58€2.57M€3.05M▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€141k€266k▲
Stocks30/36€141k€266k▲
Amounts receivable within one year40/41€1.36M€1.60M▲
Trade receivables40€1.16M€1.40M▲
Other amounts receivable41€198k€206k▲
Cash at bank and in hand54/58€1.04M€1.13M▲
Deferred charges and accrued income490/1€26k€46k▲
Equity and liabilities
Total equity and liabilities10/49€4.21M€4.75M▲
Equity10/15€951k€966k▲
Contributions10/11€229k€229k=
Capital10€229k€229k=
Issued capital100€229k€229k=
Revaluation surpluses12€220k€192k▼
Reserves13€501k€545k▲
Non-distributable reserves130/1€23k€23k=
Legal reserve130€23k€23k=
Tax-exempt reserves132€14k€14k=
Distributable reserves133€464k€508k▲
Profit (loss) carried forward14€52€650▲
Amounts payable17/49€3.26M€3.78M▲
Amounts payable after more than one year17€736k€697k▼
Financial debts170/4€736k€697k▼
Amounts payable within one year42/48€2.47M€3.07M▲
Current portion of amounts payable after more than one year42€216k€267k▲
Financial debts43€534k€542k▲
Credit institutions430/8€34k€42k▲
Other loans439€500k€500k=
Trade debts44€1.30M€1.77M▲
Suppliers440/4€1.30M€1.77M▲
Taxes, remuneration and social security45€419k€497k▲
Taxes450/3€72k€78k▲
Remuneration and social security454/9€346k€419k▲
Other amounts payable47/48€555€743▲
Accrued charges and deferred income492/3€44k€12k▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€1.91M€2.50M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€301k€349k▲
Other operating charges640/8€28k€33k▲
Non-recurring operating charges66A€0€1k▲
Gross operating margin9900€2.42M€2.94M▲
Operating profit (loss)9901€182k€61k▼
Financial income75/76B€14k€27k▲
Recurring financial income75€14k€27k▲
Financial charges65/66B€50k€49k▼
Recurring financial charges65€50k€49k▼
Profit (loss) for the period before taxes9903€146k€39k▼
Income taxes67/77€43k€23k▼
Profit (loss) for the period9904€104k€16k▼
Profit (loss) for the period to be appropriated9905€104k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€16k▼
Profit (loss) brought forward from the previous period14P€23€52▲
Transfer from equity791/2€0-
Transfer to equity691/2€104k€15k▼
To other reserves6921€104k€15k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
Social balance
Average headcount (FTE)908733.640.8▲
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €14k | €16k | €0 | - | - |
| Remuneration, social security and pensions62 | €926k | €1.13M | €1.35M | €1.91M | €2.50M | ▲ 30.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €230k | €238k | €284k | €301k | €349k | ▲ 15.9% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €-695 | €-4k | €0 | - | - | - |
| Other operating charges640/8 | €16k | €28k | €22k | €28k | €33k | ▲ 18.8% |
| Non-recurring operating charges66A | - | - | €138k | €0 | €1k | - |
| Gross operating margin9900 | €1.33M | €1.54M | €1.89M | €2.42M | €2.94M | ▲ 21.5% |
| Operating profit (loss)9901 | €156k | €149k | €104k | €182k | €61k | ▼ 66.6% |
| Financial income75/76B | €5k | €4k | €6k | €14k | €27k | ▲ 91.1% |
| Recurring financial income75 | €5k | €4k | €6k | €14k | €27k | ▲ 91.1% |
| Financial charges65/66B | €14k | €15k | €40k | €50k | €49k | ▼ 2.3% |
| Recurring financial charges65 | €14k | €15k | €40k | €50k | €49k | ▼ 2.3% |
| Non-recurring financial charges66B | €0 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €146k | €138k | €69k | €146k | €39k | ▼ 73.3% |
| Income taxes67/77 | €6k | €5k | €27k | €43k | €23k | ▼ 45.1% |
| Profit (loss) for the period9904 | €140k | €133k | €43k | €104k | €16k | ▼ 84.9% |
| Transfer from tax-exempt reserves789 | €56k | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €196k | €133k | €43k | €104k | €16k | ▼ 84.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.51M | €2.78M | €3.04M | €4.21M | €4.75M | ▲ 13.0% |
| Fixed assets21/28 | €1.35M | €1.47M | €1.46M | €1.64M | €1.70M | ▲ 4.1% |
| Intangible fixed assets21 | €250k | €227k | €172k | €211k | €175k | ▼ 16.7% |
| Tangible fixed assets22/27 | €1.10M | €1.24M | €1.29M | €1.43M | €1.53M | ▲ 7.2% |
| Land and buildings22 | €806k | €769k | €691k | €620k | €557k | ▼ 10.1% |
| Plant, machinery and equipment23 | €74k | €253k | €238k | €285k | €290k | ▲ 1.6% |
| Furniture and vehicles24 | €202k | €118k | €74k | €38k | €54k | ▲ 41.9% |
| Leasing and similar rights25 | €17k | €104k | €287k | €483k | €628k | ▲ 30.1% |
| Financial fixed assets28 | €175 | €175 | €175 | €175 | €175 | = |
| Current assets29/58 | €1.16M | €1.31M | €1.58M | €2.57M | €3.05M | ▲ 18.6% |
| Amounts receivable after more than one year29 | €0 | €22k | €9k | €0 | - | - |
| Other amounts receivable291 | €0 | €22k | €9k | €0 | - | - |
| Stocks and contracts in progress3 | €54k | €54k | €96k | €141k | €266k | ▲ 87.9% |
| Stocks30/36 | €54k | €54k | €96k | €141k | €266k | ▲ 87.9% |
| Amounts receivable within one year40/41 | €600k | €702k | €975k | €1.36M | €1.60M | ▲ 17.8% |
| Trade receivables40 | €507k | €586k | €904k | €1.16M | €1.40M | ▲ 20.2% |
| Other amounts receivable41 | €93k | €116k | €71k | €198k | €206k | ▲ 3.9% |
| Cash at bank and in hand54/58 | €484k | €507k | €466k | €1.04M | €1.13M | ▲ 8.7% |
| Deferred charges and accrued income490/1 | €22k | €21k | €30k | €26k | €46k | ▲ 79.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.51M | €2.78M | €3.04M | €4.21M | €4.75M | ▲ 13.0% |
| Equity10/15 | €846k | €979k | €847k | €951k | €966k | ▲ 1.6% |
| Contributions10/11 | €229k | €229k | €229k | €229k | €229k | = |
| Capital10 | €229k | €229k | €229k | €229k | €229k | = |
| Issued capital100 | €229k | €229k | €229k | €229k | €229k | = |
| Revaluation surpluses12 | €306k | €278k | €249k | €220k | €192k | ▼ 13.0% |
| Reserves13 | €311k | €472k | €369k | €501k | €545k | ▲ 8.7% |
| Non-distributable reserves130/1 | €23k | €23k | €23k | €23k | €23k | = |
| Legal reserve130 | €23k | €23k | €23k | €23k | €23k | = |
| Tax-exempt reserves132 | €14k | €14k | €14k | €14k | €14k | = |
| Distributable reserves133 | €274k | €436k | €332k | €464k | €508k | ▲ 9.4% |
| Profit (loss) carried forward14 | - | €65 | €23 | €52 | €650 | ▲ 1,146% |
| Amounts payable17/49 | €1.66M | €1.80M | €2.19M | €3.26M | €3.78M | ▲ 16.3% |
| Amounts payable after more than one year17 | €660k | €631k | €669k | €736k | €697k | ▼ 5.3% |
| Financial debts170/4 | €660k | €631k | €669k | €736k | €697k | ▼ 5.3% |
| Amounts payable within one year42/48 | €1.00M | €1.14M | €1.51M | €2.47M | €3.07M | ▲ 24.3% |
| Current portion of amounts payable after more than one year42 | €91k | €113k | €155k | €216k | €267k | ▲ 23.7% |
| Financial debts43 | €399k | €488k | €522k | €534k | €542k | ▲ 1.5% |
| Credit institutions430/8 | €24k | €113k | €22k | €34k | €42k | ▲ 23.4% |
| Other loans439 | €375k | €375k | €500k | €500k | €500k | = |
| Trade debts44 | €317k | €301k | €556k | €1.30M | €1.77M | ▲ 35.5% |
| Suppliers440/4 | €317k | €301k | €556k | €1.30M | €1.77M | ▲ 35.5% |
| Taxes, remuneration and social security45 | €196k | €240k | €271k | €419k | €497k | ▲ 18.6% |
| Taxes450/3 | €29k | €37k | €64k | €72k | €78k | ▲ 7.9% |
| Remuneration and social security454/9 | €167k | €203k | €208k | €346k | €419k | ▲ 20.8% |
| Other amounts payable47/48 | €0 | - | €555 | €555 | €743 | ▲ 33.9% |
| Accrued charges and deferred income492/3 | €0 | €25k | €17k | €44k | €12k | ▼ 72.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €140k | €133k | €43k | €104k | €16k | ▼ 84.9% |
| + Depreciation and write-downs630 | €230k | €238k | €284k | €301k | €349k | ▲ 15.9% |
| Operating cash flow (approximation) | €369k | €371k | €327k | €405k | €365k | ▼ 9.9% |
| Investment in fixed assets (approximation) | - | €-359k | €-275k | €-476k | €-417k | ▲ 12.5% |
| Change in cash | - | €23k | €-41k | €576k | €91k | ▼ 84.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
State Gazette act
Reappointments: AGF-CFC BV (director) and MONEIN (director)Permanent representatives: Monein Cédric and Christoph MONEIN · Power of attorney11 facts ▸
State Gazette act
Reappointments: AGF-CFC BV (director) and MONEIN (director)
Permanent representatives: Monein Cédric and Christoph MONEIN · Power of attorney11 facts ▸
- General meeting, 09-06-2026
- General meeting, 26-06-2025
- Director reappointment, AGF-CFC BV (director)
- Permanent representative, Monein Cédric
- Director reappointment, MONEIN (director)
- Permanent representative, Christoph MONEIN
- Power of attorney, VGD Accountants en Belastingconsulenten
- Board meeting, 09-06-2026
- Director reappointment, AGF-CFC BV (managing director)
- Director reappointment, MONEIN (managing director)
- Power of attorney, VGD Accountants en Belastingconsulenten
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €140k
Net result €140k after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-266k
Net result drops to €-266k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
01-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 9 acts read
About the unread acts
Of the 9 Belgian State Gazette acts we know for this company, 1 has been read. The other 8 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
MONEIN
CurrentDirector · since 09-06-2026 · Limited partnership · perm. rep.: Christoph MONEIN
AGF-CFC BV
CurrentDirector · since 26-06-2025 · Legal entity · perm. rep.: Monein Cédric
09-06-2026
MONEIN: Mandate renewed as Director
09-06-2026
MONEIN: Mandate renewed as Managing director
26-06-2025
AGF-CFC BV: Mandate renewed as Director
26-06-2025
AGF-CFC BV: Mandate renewed as Managing director
Not every act has been read: a resignation may be missing here
8 of this company's 9 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gistel · 1 establishment unit since 1992
Ground area
3,513 m²
Building footprint
567 m²
Volume, LiDAR
2,686 m³
Parcel 35005D0709/00K000, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Kleine Konijnenboslaan 2, 8470 Gistel
since 19922.058.511.531
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35005D0709/00K000 | Flanders | 3,513 m² | 1 · 567 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 8,641 EUR awarded · 1,644 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 7,146 EUR | 314 EUR |
| 2024 | 1 | 635 EUR | 526 EUR |
| 2023 | 1 | 431 EUR | 375 EUR |
| 2022 | 1 | 429 EUR | 429 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteGistel2.058.511.531
Legal Entity Identifier
9676009KZTOG9WLZGZ21
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Identification & contact
Identification
Legal formPublic limited company
Founded05-08-1992
Fiscal year end31-12
Activities, NACEBEL 2025
46319Wholesale of fruit and vegetables, excluding potatoes
47210Retail sale of fruit and vegetables
Scores and ratios are computed by Checked and are not a credit decision.