TRIPPEL TREE
ActiveTRIPPEL TREE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €954k and a net result of €22k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 30% of 187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability11▼-68
Solvency26▲+2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity short (current ratio 0.4 against 0.62 in 2024), and 74.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.1%
Return on assets
0.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
20 d late
2023
47 d late
2022
28 d late
2021
30 d late
2020
30 d late
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
04-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€22k▼ 85.2%
2024 · €147k
2022: €23k
2023: €110
2024: €147k
2022 → 2025
Working capital
€-961k▼ 53.9%
2024 · €-624k
2022: €-417k
2023: €-602k
2024: €-624k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€785k-€785k=€933k▲ 18.8%€954k▲ 2.3%
Operating result€48k-€27k▼ 43.6%€243k▲ 797%€40k▼ 83.4%
Net result€23k-€110▼ 99.5%€147k▲ 133,831%€22k▼ 85.2%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.80M
Fixed assets
€3.15M▲ 2.4%
Current assets
€650k▼ 35.1%
Equity and liabilities €3.80M
Equity
€954k▲ 2.3%
Debt
€2.85M▼ 9.5%
The debt ratio falls from 77.2% to 74.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€59k▼
2024 · €270k
Cash flow
€41k▼
2024 · €174k
Solvency
25.1%▲
2024 · 22.8%
Current ratio
0.40▼
2024 · 0.62
Quick ratio
0.40▼
2024 · 0.62
Debt / equity
2.98▼
2024 · 3.38
ROE
2.3%▼
2024 · 15.8%
ROA
0.6%▼
2024 · 3.6%
Interest coverage
5.85▼
2024 · 13.57
Debt
€2.85M▼
2024 · €3.15M
Debt ≤ 1 year
€1.61M▼
2024 · €1.63M
Debt > 1 year
€1.24M▼
2024 · €1.46M
Income taxes
€8k▼
2024 · €75k
Staff costs
€255k▲
2024 · €193k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€4.08M€3.80M▼
Fixed assets
21/28€3.08M€3.15M▲
Tangible fixed assets
22/27€29k€102k▲
Financial fixed assets
28€3.05M€3.05M=
Current assets
29/58€1.00M€650k▼
Amounts receivable within one year
40/41€492k€441k▼
Cash & bank
54/58€239k€91k▼
Total equity & liabilities
10/49€4.08M€3.80M▼
Equity
10/15€933k€954k▲
Contributions / capital
10/11€300k€300k=
Reserves
13€633k€654k▲
Amounts payable
17/49€3.15M€2.85M▼
Amounts payable after one year
17€1.46M€1.24M▼
Amounts payable within one year
42/48€1.63M€1.61M▼
Trade debts payable within one year
44€1.01M€997k▼
Income statement
Code20242025
Gross operating margin
9900€465k€318k▼
Operating result
9901€243k€40k▼
Financial income
75-€0
Financial charges
65€20k€10k▼
Result before taxes
9903€223k€30k▼
Income taxes
67/77€75k€8k▼
Net result for the period
9904€147k€22k▼
Result to be appropriated
9905€147k€22k▼
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 20 days late
2024
31-12
Financial
Highest result since 2022net €147k ▲133831%
Operating result €243k, net result €147k, both a record.
16-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 47 days late
2023
31-12
Financial
Weakest financial yearnet €110 ▼99.5%
Net result drops to €110, the lowest in the series; recovery starts the following year.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 28 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 6 days late
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 1,349 companies in sector 01240 we hold annual accounts for 311. 245 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded10-04-2015
Fiscal year end31-12
Activities, NACEBEL
01240Growing of pome and stone fruits
46319Wholesale of fruit and vegetables, excluding potatoes
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 22-08-2026. Scores and ratios are computed by Checked and are not a credit decision.