PATRICK BERASALUCE
ActivePATRICK BERASALUCE has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €452k and a net result of €14k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 7629 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy▼ -13 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-7
Solvency82▼-18
Growth52=
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 59.16 in 2024), and 7.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.2%
Return on assets
2.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
68 d late
2023
28 d late
2022
29 d late
2021
24 d late
2020
30 d late
2019
107 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€460k
EBIT margin
4.7%
Net result
€14k▼ 30.7%
2024 · €20k
2018: €22k
2019: €28k
2020: €59k
2021: €7k
2022: €12k
2023: €-17k
2024: €20k
2018 → 2025
Working capital
€7k▼ 97.0%
2024 · €215k
2018: €104k
2019: €151k
2020: €204k
2021: €203k
2022: €212k
2023: €194k
2024: €215k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€250k-€262k▲ 5.0%€245k▼ 6.4%€438k▲ 78.6%€452k▲ 3.2%
Operating result€19k-€15k▼ 18.5%€-18k€3k€-5k
Net result€7k-€12k▲ 82.9%€-17k€20k€14k▼ 30.7%
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €490k
Fixed assets
€445k▲ 99.7%
Current assets
€45k▼ 79.5%
Equity and liabilities €490k
Equity
€452k▲ 3.2%
Debt
€38k▲ 937%
The debt ratio rises from 0.8% to 7.8%: debt grows faster than equity.
Key figures and ratios
Solvency
92.2%▼
2024 · 99.2%
Current ratio
1.17▼
2024 · 59.16
Quick ratio
1.17▼
2024 · 59.16
Debt / equity
0.08▲
2024 · 0.01
ROE
3.1%▼
2024 · 4.7%
ROA
2.9%▼
2024 · 4.6%
Debt
€38k▲
2024 · €4k
Debt ≤ 1 year
€38k▲
2024 · €4k
Income taxes
€1k▲
2024 · €27
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€442k€490k▲
Fixed assets21/28€223k€445k▲
Financial fixed assets28€223k€445k▲
Current assets29/58€218k€45k▼
Amounts receivable within one year40/41€209k€25k▼
Trade receivables40€23k€22k▼
Other amounts receivable41€186k€3k▼
Cash at bank and in hand54/58€9k€20k▲
Deferred charges and accrued income490/1€319-
Equity and liabilities
Total equity and liabilities10/49€442k€490k▲
Equity10/15€438k€452k▲
Contributions10/11€19k€19k=
Revaluation surpluses12€172k€172k=
Reserves13€129k€129k=
Distributable reserves133€129k€129k=
Profit (loss) carried forward14€118k€132k▲
Amounts payable17/49€4k€38k▲
Amounts payable within one year42/48€4k€38k▲
Trade debts44€3k€7k▲
Suppliers440/4€3k€7k▲
Taxes, remuneration and social security45€393€1k▲
Taxes450/3€393€1k▲
Other amounts payable47/48-€30k
Income statement
Code20242025
Other operating charges640/8€824€1k▲
Gross operating margin9900€4k€-3k▼
Operating profit (loss)9901€3k€-5k▼
Financial income75/76B€19k€21k▲
Recurring financial income75€19k€21k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€20k€15k▼
Income taxes67/77€27€1k▲
Profit (loss) for the period9904€20k€14k▼
Profit (loss) for the period to be appropriated9905€20k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€118k€132k▲
Profit (loss) brought forward from the previous period14P€98k€118k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
07-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 68 days late
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 59.16
Current ratio from 13.45 to 59.16; short-term debt falls from €16k to €4k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-17k ▼235%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 13.45
Current ratio from 6.56 to 13.45; short-term debt falls from €38k to €16k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Highest result since 2018net €59k ▲108%
Operating result €80k, net result €59k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 5.16
Current ratio from 2.33 to 5.16; short-term debt falls from €114k to €49k.
31-12
Financial
Equity above €200kEq €243k ▲31.9%
3 profitable years in a row build equity to €243k.
15-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 107 days late
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 1997
Ground area
2,862 m²
Building footprint
151 m²
Volume, LiDAR
488 m³
2 parcels, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CHEMINEES BERASALUCE
since 19972.058.802.531
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25047A0232/00S005 | Wallonia | 2,019 m² | 1 · 99 m² | - |
| 25050C0136/00W002 | Wallonia | 843 m² | 1 · 52 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyPATRICK BERASALUCEBE 0447.564.631
controls
Where this company holds controlthis company sits on their board1
1 location
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Of 15,444 companies in sector 43990 we hold annual accounts for 7,357. 4,711 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-1992
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
43222Installation of electric heating, air conditioning, cooling and ventilation
33110Repair and maintenance of fabricated metal products
43223Specialised construction activities
43993Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.