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CONTRASTE DIGITAL

Active
Public limited companyfounded 199234 yrs activeRue de Coquelet 134, 5000 Namur, BelgiumKBO/BCE: BE 0446.689.057
Summary

CONTRASTE DIGITAL has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €867k and a net result of €236k. Equity is shrinking by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 1424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability66▲+49
Solvency61=
Growth85▲+40
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.74 in 2024; short-term debt: 50.2% of total assets), but 63.6% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
36.4%
Return on assets
9.9%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €867k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 d early
2024
23 d early
2023
27 d early
2022
31 d early
2021
3 d late
2020
9 d early
2019
18 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€5.76M▲ 109%
2024 · €2.75M
2018: €1.49Mlowest value 2020: €1.54M 2021: €2.10M▲ +36.3% vs 2020 2022: €2.80M▲ +32.8% vs 2021 2023: €2.72M▼ -2.7% vs 2022 2024: €2.75M▲ +1.0% vs 2023 2025: €5.76M▲ +109% vs 2024highest value
2018 → 2025
EBIT margin
3.2%▲ 4.0pp
2024 · -0.8%
2018: 4.4% 2020: 1.0% 2021: 11.9%▲ +1115% vs 2020 2022: 23.1%▲ +93.7% vs 2021highest value 2023: -3.3%▼ -114% vs 2022lowest value 2024: -0.8%▲ +75.1% vs 2023 2025: 3.2%▲ +487% vs 2024
2018 → 2025
Net result
€236k
2024 · €-47k
2018: €55k 2019: €30k▼ -46.1% vs 2018 2020: €-6k▼ -120% vs 2019 2021: €177k▲ +3124% vs 2020 2022: €524k▲ +196% vs 2021highest in 8 years 2023: €-98k▼ -119% vs 2022lowest in 8 years 2024: €-47k▲ +51.7% vs 2023 2025: €236k▲ +600% vs 2024
2018 → 2025
Working capital
€1.02M▲ 162%
2024 · €390k
2018: €638k 2019: €355k▼ -44.4% vs 2018lowest in 8 years 2020: €358k▲ +0.9% vs 2019 2021: €358k● +0.0% vs 2020 2022: €452k▲ +26.4% vs 2021 2023: €398k▼ -12.0% vs 2022 2024: €390k▼ -2.1% vs 2023 2025: €1.02M▲ +162% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€2.10M-€2.80M▲ 32.8%€2.72M▼ 2.7%€2.75M▲ 1.0%€5.76M▲ 109% 2021: €2.10Mlowest in 5 years 2022: €2.80M▲ +32.8% vs 2021 2023: €2.72M▼ -2.7% vs 2022 2024: €2.75M▲ +1.0% vs 2023 2025: €5.76M▲ +109% vs 2024highest in 5 years
Equity€458k-€503k▲ 9.9%€405k▼ 19.4%€358k▼ 11.6%€867k▲ 142% 2021: €458k 2022: €503k▲ +9.9% vs 2021 2023: €405k▼ -19.4% vs 2022 2024: €358k▼ -11.6% vs 2023lowest in 5 years 2025: €867k▲ +142% vs 2024highest in 5 years
Operating result€251k-€646k▲ 157%€-90k€-23k▲ 74.8%€184k 2021: €251k 2022: €646k▲ +157% vs 2021highest in 5 years 2023: €-90k▼ -114% vs 2022lowest in 5 years 2024: €-23k▲ +74.8% vs 2023 2025: €184k▲ +910% vs 2024
Net result€177k-€524k▲ 196%€-98k€-47k▲ 51.7%€236k 2021: €177k 2022: €524k▲ +196% vs 2021highest in 5 years 2023: €-98k▼ -119% vs 2022lowest in 5 years 2024: €-47k▲ +51.7% vs 2023 2025: €236k▲ +600% vs 2024
Result per fiscal year
Operating resultNet result
€-200k€0€200k€400k€600kOperating result 2021: €251k€251kNet result 2021: €177k€177kOperating result 2022: €646k€646kNet result 2022: €524k€524kOperating result 2023: €-90k€-90kNet result 2023: €-98k€-98kOperating result 2024: €-23k€-23kNet result 2024: €-47k€-47kOperating result 2025: €184k€184kNet result 2025: €236k€236k20212022202320242025€-100k€0€100k€200kOperating result 2023: €-90k€-90kNet result 2023: €-98k€-98kOperating result 2024: €-23k€-23kNet result 2024: €-47k€-47kOperating result 2025: €184k€184kNet result 2025: €236k€236k202320242025
The operating result returns to profit in 2025: €184k after a loss of €23k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.38M
Fixed assets €166k ▲ 154%
Current assets €2.22M ▲ 142%
Equity and liabilities €2.38M
Equity €867k ▲ 142%
Provisions €190k
Debt €1.33M ▲ 112%
Debt's share of the balance-sheet total falls from 63.5% to 55.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€215k▲
2024 · €5k
Cash flow
€267k▲
2024 · €-19k
Current ratio
1.85▲
2024 · 1.74
Quick ratio
1.80▲
2024 · 1.58
Debt to equity
1.53▼
2024 · 1.74
ROE
27.2%▲
2024 · -13.2%
ROA
9.9%▲
2024 · -4.8%
Interest coverage
6.96▲
2024 · 0.33
Debt ≤ 1 year
€1.20M▲
2024 · €527k
Income taxes
€88k▲
2024 · €18k
Staff costs
€2.75M▲
2024 · €1.67M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 76 lines
Balance sheet Code20242025
Assets
Total assets20/58€982k€2.38M▲
Fixed assets21/28€65k€166k▲
Tangible fixed assets22/27€40k€40k▼
Plant, machinery and equipment23€37k€37k▼
Furniture and vehicles24€3k€2k▼
Financial fixed assets28€25k€126k▲
Affiliated companies280/1-€99k
Participating interests280-€99k
Other financial fixed assets284/8€25k€27k▲
Amounts receivable and cash guarantees285/8€25k€27k▲
Current assets29/58€916k€2.22M▲
Stocks and contracts in progress3€86k€62k▼
Contracts in progress37€86k€62k▼
Amounts receivable within one year40/41€632k€2.13M▲
Trade receivables40€565k€997k▲
Other amounts receivable41€67k€1.13M▲
Cash at bank and in hand54/58€174k-
Deferred charges and accrued income490/1€24k€29k▲
Equity and liabilities
Total equity and liabilities10/49€982k€2.38M▲
Equity10/15€358k€867k▲
Contributions10/11€190k€195k▲
Capital10€190k€193k▲
Issued capital100€190k€193k▲
Outside capital11-€2k
Share premium1100/10-€2k
Reserves13€129k€129k▲
Non-distributable reserves130/1€19k€19k▲
Legal reserve130€19k€19k▲
Distributable reserves133€110k€110k=
Profit (loss) carried forward14€39k€543k▲
Provisions and deferred taxes16-€190k
Provisions for liabilities and charges160/5-€190k
Other liabilities and charges164/5-€190k
Amounts payable17/49€624k€1.33M▲
Amounts payable within one year42/48€527k€1.20M▲
Financial debts43€790€3k▲
Credit institutions430/8€790€3k▲
Trade debts44€165k€451k▲
Suppliers440/4€165k€451k▲
Advances received on contracts in progress46€158k€235k▲
Taxes, remuneration and social security45€202k€435k▲
Taxes450/3€39k€160k▲
Remuneration and social security454/9€163k€275k▲
Other amounts payable47/48-€73k
Accrued charges and deferred income492/3€97k€129k▲
Income statement Code20242025
Operating income70/76A€2.84M€6.01M▲
Turnover70€2.75M€5.76M▲
Change in stocks of work in progress, finished goods and contracts in progress71€-43k€-40k▲
Other operating income74€130k€296k▲
Non-recurring operating income76A-€41
Operating charges60/66A€2.86M€5.83M▲
Goods for resale, raw materials and consumables60€502k€1.29M▲
Purchases600/8€502k€1.29M▲
Services and other goods61€645k€1.75M▲
Remuneration, social security and pensions62€1.67M€2.75M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€31k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-390k
Other operating charges640/8€11k€396k▲
Operating profit (loss)9901€-23k€184k▲
Financial income75/76B€11k€171k▲
Recurring financial income75€11k€171k▲
Income from financial fixed assets750€267€150k▲
Income from current assets751€11k€20k▲
Other financial income752/9€0€361▲
Financial charges65/66B€17k€32k▲
Recurring financial charges65€17k€32k▲
Debt charges650€16k€31k▲
Other financial charges652/9€969€670▼
Profit (loss) for the period before taxes9903€-29k€323k▲
Income taxes67/77€18k€88k▲
Taxes670/3€18k€88k▲
Profit (loss) for the period9904€-47k€236k▲
Profit (loss) for the period to be appropriated9905€-47k€236k▲
Appropriation of the result
Profit (loss) to be appropriated9906€39k€543k▲
Profit (loss) brought forward from the previous period14P€86k€307k▲
Social balance
Average headcount (FTE)908724.037.4▲

The notes to these accounts (43 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line20212022202320242025Change
Operating income70/76A€2.14M€3.16M€2.97M€2.84M€6.01M▲ 112%
Turnover70€2.10M€2.80M€2.72M€2.75M€5.76M▲ 109%
Change in stocks of work in progress, finished goods and contracts in progress71€14k€52k€114k€-43k€-40k▲ 7.0%
Other operating income74€21k€42k€137k€130k€296k▲ 128%
Non-recurring operating income76A-€273k--€41-
Operating charges60/66A€1.89M€2.52M€3.06M€2.86M€5.83M▲ 104%
Goods for resale, raw materials and consumables60€373k€500k€476k€502k€1.29M▲ 156%
Purchases600/8€373k€500k€476k€502k€1.29M▲ 156%
Services and other goods61€369k€499k€670k€645k€1.75M▲ 172%
Remuneration, social security and pensions62€1.13M€1.49M€1.88M€1.67M€2.75M▲ 64.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€18k€29k€28k€31k▲ 10.5%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4----€-390k-
Other operating charges640/8€3k€5k€4k€11k€396k▲ 3,402%
Non-recurring operating charges66A--€1k---
Operating profit (loss)9901€251k€646k€-90k€-23k€184k▲ 910%
Financial income75/76B€50k€0€8k€11k€171k▲ 1,471%
Recurring financial income75€50k€0€8k€11k€171k▲ 1,471%
Income from financial fixed assets750---€267€150k▲ 56,088%
Income from current assets751--€8k€11k€20k▲ 92.3%
Other financial income752/9-€0-€0€361▲ 171,833%
Non-recurring financial income76B€50k-----
Financial charges65/66B€58k€9k€12k€17k€32k▲ 86.5%
Recurring financial charges65€8k€9k€12k€17k€32k▲ 86.5%
Debt charges650€5k€7k€11k€16k€31k▲ 93.6%
Other financial charges652/9€3k€2k€908€969€670▼ 30.9%
Non-recurring financial charges66B€50k-----
Profit (loss) for the period before taxes9903€243k€637k€-94k€-29k€323k▲ 1,223%
Income taxes67/77€67k€114k€4k€18k€88k▲ 377%
Taxes670/3€67k€114k€4k€18k€88k▲ 377%
Profit (loss) for the period9904€177k€524k€-98k€-47k€236k▲ 600%
Profit (loss) for the period to be appropriated9905€177k€524k€-98k€-47k€236k▲ 600%
Line20212022202320242025Change
Assets
Total assets20/58€1.19M€1.61M€1.10M€982k€2.38M▲ 143%
Fixed assets21/28€133k€109k€97k€65k€166k▲ 154%
Tangible fixed assets22/27€30k€76k€64k€40k€40k▼ 2.0%
Plant, machinery and equipment23€19k€68k€59k€37k€37k▼ 0.6%
Furniture and vehicles24€11k€8k€5k€3k€2k▼ 19.8%
Financial fixed assets28€103k€33k€33k€25k€126k▲ 409%
Affiliated companies280/1€66k---€99k-
Participating interests280€66k---€99k-
Other financial fixed assets284/8€37k€33k€33k€25k€27k▲ 8.0%
Amounts receivable and cash guarantees285/8€37k€33k€33k€25k€27k▲ 8.0%
Current assets29/58€1.05M€1.50M€998k€916k€2.22M▲ 142%
Stocks and contracts in progress3€95k€16k€129k€86k€62k▼ 28.3%
Contracts in progress37€95k€16k€129k€86k€62k▼ 28.3%
Amounts receivable within one year40/41€654k€464k€840k€632k€2.13M▲ 236%
Trade receivables40€641k€455k€616k€565k€997k▲ 76.4%
Other amounts receivable41€12k€8k€224k€67k€1.13M▲ 1,577%
Cash at bank and in hand54/58€290k€997k€6k€174k--
Deferred charges and accrued income490/1€14k€24k€23k€24k€29k▲ 23.3%
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.61M€1.10M€982k€2.38M▲ 143%
Equity10/15€458k€503k€405k€358k€867k▲ 142%
Contributions10/11€190k€190k€190k€190k€195k▲ 2.8%
Capital10€190k€190k€190k€190k€193k▲ 1.8%
Issued capital100€190k€190k€190k€190k€193k▲ 1.8%
Outside capital11----€2k-
Share premium1100/10----€2k-
Reserves13€129k€129k€129k€129k€129k▲ 0.3%
Non-distributable reserves130/1€19k€19k€19k€19k€19k▲ 1.8%
Legal reserve130€19k€19k€19k€19k€19k▲ 1.8%
Distributable reserves133€110k€110k€110k€110k€110k=
Profit (loss) carried forward14€139k€184k€86k€39k€543k▲ 1,285%
Provisions and deferred taxes16----€190k-
Provisions for liabilities and charges160/5----€190k-
Other liabilities and charges164/5----€190k-
Amounts payable17/49€728k€1.11M€690k€624k€1.33M▲ 112%
Amounts payable within one year42/48€695k€1.05M€600k€527k€1.20M▲ 127%
Financial debts43--€616€790€3k▲ 246%
Credit institutions430/8--€616€790€3k▲ 246%
Trade debts44€184k€138k€229k€165k€451k▲ 173%
Suppliers440/4€184k€138k€229k€165k€451k▲ 173%
Advances received on contracts in progress46€131k€149k€157k€158k€235k▲ 48.3%
Taxes, remuneration and social security45€207k€282k€214k€202k€435k▲ 115%
Taxes450/3€78k€116k€18k€39k€160k▲ 306%
Remuneration and social security454/9€129k€166k€197k€163k€275k▲ 68.8%
Other amounts payable47/48€172k€479k--€73k-
Accrued charges and deferred income492/3€33k€58k€90k€97k€129k▲ 33.3%
Line20212022202320242025Change
Profit (loss) for the period9904€177k€524k€-98k€-47k€236k▲ 600%
+ Depreciation and write-downs630€9k€18k€29k€28k€31k▲ 10.5%
Operating cash flow (approximation)€185k€542k€-69k€-19k€267k▲ 1,491%
Investment in fixed assets (approximation)-€6k€-17k€4k€-131k▼ 3,616%
Change in cash-€707k€-991k€168k--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-08
State Gazette act Reappointments: Eric FESLER, Benoît PIROTTE and Luc VANDERGOTEN
Mandate compensation6 facts ▸
  • General meeting, 02/06/2026
  • Director reappointment, Eric FESLER (director)
  • Director reappointment, Benoît PIROTTE (director)
  • Director reappointment, Luc VANDERGOTEN (director)
  • Director reappointment, Eric FESLER (managing director)
  • Mandate compensation, CONTRASTE DIGITAL
06-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Back to profitnet €236k
Net result €236k after 2 loss-making years.
31-12
Financial Equity above €500kEq €867k ▲142%
Equity rises from €358k to €867k.
08-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
04-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Weakest financial yearnet €-98k
Net result drops to €-98k, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Highest result since 2018net €524k ▲196%
Operating result €646k, net result €524k, both a record.
31-12
Financial Equity above €500kEq €503k ▲9.9%
2 profitable years in a row build equity to €503k.
03-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 3 days late
2021
31-12
Financial Back to profitnet €177k
Net result €177k after one loss-making year.
Show earlier events
22-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
18-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 18 days late
2019
27-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
20-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
20-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 29 acts read
About the unread acts

Of the 29 Belgian State Gazette acts we know for this company, 1 has been read. The other 28 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
under verification, last change in 2026
This board is reconstructed from a single act (26100273). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Benoît PIROTTE
Director · since 02-06-2026
Current
Eric FESLER
Director · since 02-06-2026
Current
Luc VANDERGOTEN
Director · since 02-06-2026
Current
02-06-2026 Benoît PIROTTE: Mandate renewed as Director
02-06-2026 Eric FESLER: Mandate renewed as Director
02-06-2026 Eric FESLER: Mandate renewed as Managing director
02-06-2026 Luc VANDERGOTEN: Mandate renewed as Director
Not every act has been read: a resignation may be missing here
28 of this company's 29 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Namur · 2 establishment units since 1992
seat establishment All 2 establishment units on the map
Ground area
8,385 m²
Building footprint
1,308 m²
Volume, LiDAR
16,842 m³
2 parcels, Wallonia · tallest building 20.8 m, ±5 floors. Linked by address, not a title deed.
22 companies at this address See who is registered here
2 establishment units
Rue de Coquelet 134, 5000 Namur
NACE 5248701
since 19922.057.445.818
DefiMedia
Boulevard de la Sauvenière 38, 4000 LiègeOther software publishing
since 20122.211.599.505
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92094B0239/02N007
ProtectedSite or landscape
Wallonia 8,012 m² 1 · 1,034 m² 18.4 m · 4 fl.
62813F0092/00F000 Wallonia 373 m² 1 · 274 m² 20.8 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Ownership & control

1 parent company
Control over this companyparent company per the LEI register1
controls
CONTRASTE DIGITALBE 0446.689.057

Recognitions · licences · registrations

Legal Entity Identifier

699400J799BWZTGTZL06
live in the LEI register

Similar companies · same sector, comparable size

Of 16,879 companies in sector 62100 we hold annual accounts for 8,771. 4,406 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded20-02-1992
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Contact
E-mail eric.fesler@contraste.com
Phone 023618301
E-mail info@immedia.beNamur
Phone +32 081 81 03 81Namur
Fax +32 081 81 03 88Namur
E-mail jean-paul.Adans@contraste.comLiège
Phone 027307980Liège
Fax 081/81.03.88Liège

Scores and ratios are computed by Checked and are not a credit decision.